prime mortgage 中文意思是什麼

prime mortgage 解釋
優質房貸
  • prime : adj 1 最初的；第一的，首位的；首要的，主要的；原始的；基本的；原有的。2 最好的，第一流的，頭等的...
  • mortgage : n 【法律】抵押；抵押權；抵押契據；受押人對抵押品的權利。 on mortgage （拿房屋等）作抵押。vt 抵押...
  1. The many mortgagers of hong kong, for example, are now enjoying a mortgage interest rate, relative to prime, that is four percentage points less than six years ago

    舉例說，現時本港眾多按揭供款人所付相比最優惠貸款利率的按揭利率，便較
  2. Some have asked me whether the mortgage rate has reached equilibrium, or some kind of minimum level, relative to the prime rate

    有人問我相對于最優惠利率，按揭利率是否已到達均衡點或最低水平。
  3. The increase in pat mainly reflected an increase of hk 149. 5 million in net interest income from an enlarged retained mortgage portfolio and the wide prime - hibor spread

    未經審核除稅后溢利的增幅，主要反映擴大了的按揭組合效果，以及受惠于香港最優惠利率與香港銀行同業拆息之間擴闊的息差，使凈利息收入增加1 . 495億港元。
  4. In terms of monetary policies, the markets will concern more on the impacts of recent equities sell - offs and deteriorating sub - prime mortgage on consumer spending

    至於貨幣政策方面，市場會尤其關注近日股票沽售潮與次級樓按惡化對大眾消費構成的影響。
  5. Another casualty in the sub - prime mortgage mess

    低收入貸款又出現新的問題
  6. This reduction in the cost of financial intermediation through the banking channel has been manifested most obviously in the mortgage market, where, over a period of about four years, the mortgage rate relative to prime has come down by about four percentage points

    年間按揭息率相對最優惠利率下調約4個百分點，已可清楚看到中轉資金的成本在銀行體系的渠道如何得以減低。
  7. Wall street will be looking for an end to the sub - prime mortgage fallout that just keeps claiming victims in the financial sector

    華爾街期望讓金融領域受害者不斷增多的次級債風波能在近期結束。
  8. Banking giant hsbc is to close part of its us sub - prime mortgage business, cutting 750 jobs in the process

    存入銀行龐大的香港上海匯豐銀行將關閉它的美國的一部份次級房貸企業，削減程序的750個工作。
  9. In fact, the reference to prime unnecessarily links the pricing of mortgage lending to the pricing of other prime based lending, depriving banks of the flexibility of making independent adjustments to the mortgage rate or the lending rates for other loans

    事實上，以最優惠利率為參考利率，不必要地將按揭貸款的定價與其他根據最優惠利率定價的貸款掛，令銀行無法靈活地獨立調整按揭貸款利率以至其他類型的貸款利率。
  10. Sharp increases in mortgage debt defaults, largely focused on the sub - prime market, raised concerns that housing market issues could yet cause problems in the wider economy, concerns that were exacerbated by disappointing results from house builders

    主要集中在次級貸款市場的貸款壞賬率急速提升使得對房地產市場問題可能引發其他經濟問題的擔憂加劇了，房產開發商令人失望的業績數據又雪上加霜。
  11. Evaluating credit risk rating has been one of prime content of credit risk management of residential mortgage loans, and there is trend that evaluating credit risk rating with scientific and quantitative methods. under the background mentioned above, this thesis focuses on the empirical analysis about the major determinants of default and prepayment risk

    然而，國內針對上述兩類風險的實證研究還比較缺乏。對住房抵押貸款的信用風險等級的評估已經成為住房抵押貸款信用風險管理的主要內容之一，運用科學的、定量的信用風險分析模型對借款人的信用風險進行評定已是大勢所趨。
  12. America ' s housing and mortgage industries have been hard - hit by upheaval in the so - called " sub - prime " market, referring to loans with higher interest rates designed for those with poor credit

    美國房屋抵押協會在所謂的次級抵押市場突然達到一個極高的高度，對那些信用不良的人採取較高的利率。
  13. America ' s housing and mortgage industries have been hard - hit by apevil ( upheaval ) in the so - called sub - prime market referring to loans of higher interest rates designed for those with poor credit

    提及針對信用度低的貸款者而增高利率的舉動，美國房產及貸款行業受次級貸款市場劇變影響震蕩劇烈。
  14. " we are very excited to announce the securitisation of another hk 633 million portfolio of prime - based mortgage loans. this represents our strong support towards hkmc s effort of developing the secondary mortgage market in hong kong, " aid mr alan tsang, senior country executive for hong kong, american express bank

    美國運通銀行香港區行政總裁曾慶?先生說：我們很高興參與這一宗價值億港元的以最優惠利率作基準的按揭貸款組合的證券化事項。
  15. Still, it is interesting that the trigger on that occasion was deemed to come from china, although the increasing concern over the sub - prime mortgage market in the us may have played a role

    雖然，市場日益關注的美國次級按揭市場可能是導致股市下滑的原因之一，但有趣的是，內地股市下跌竟被視作全球市場調整的導火線。
  16. We would all like to think that a sub - prime mortgage market does not exist in hong kong to any significant degree, at least not in the banking system, but we should not underestimate the financial market dynamics, which are changing all the time, accelerated by financial innovation and intense competition

    大家都可能會覺得香港並不存在大規模的次級按揭市場-至少就銀行體系來說如是，但我們也不應低估金融市場之間瞬息萬變的互動影響。在不斷創新及競爭劇烈的市場環境下，這種互動影響尤其迅速。
  17. There is always the risk that a sub - prime mortgage market of the type we see in the us might develop in hong kong without the market noticing it, and, worse still, for it somehow to creep onto the balance sheet of the banking system, given the role of the banks as funding institutions, directly or indirectly

    但我們不應完全排除像美國那樣的次級按揭市場有可能在不為市場察覺的情況下在香港形成，而鑒于銀行作為市場直接或間接的融資提供者，這些次級按揭更可能浮現在銀行體系的資產負債表上。我並不是說香港不宜發展次級按揭市場。
  18. In overall terms, the market environment for 1h 2005 was much more challenging than for 1h 2004 when the corporation was able to make substantial mortgage loan purchases, arrange early pre - funding of its liquidity needs early in the interest rate hike cycle and benefit from an exceptionally wide prime - hibor spread

    總體而言，相對2004年上半年當按揭證券公司能夠購入大量按揭貸款在加息周期前提早融資以及受惠于特的優惠利率與銀行同業拆息的息差， 2005年上半年的市場環境對按揭證券公司來說便甚具挑戰。
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