residential mortgage 中文意思是什麼

residential mortgage 解釋
住宅按揭
  • residential : adj. 住宅的；適宜作住宅的；關于居住的。 a residential district [quarter, section] 住宅區。adv. -ly
  • mortgage : n 【法律】抵押；抵押權；抵押契據；受押人對抵押品的權利。 on mortgage （拿房屋等）作抵押。vt 抵押...
  1. The general lack of bankable lending propositions encouraged keen competition for residential mortgage business, which is regarded as a low risk type of lending because of its low delinquency ratio

    由於缺乏穩健及有利可圖的貸款業務計劃，引致銀行在住宅按揭貸款業務方面的競爭加劇，原因是住宅按揭貸款拖比率偏低，一直被視作比較安全的貸款類別。
  2. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  3. Literatures indicate that logit model, logistic model, probit model, mlr, cluster model, option model, proportion risk model, and discriminant analysis are the main effective methods and models when researching the determinants of residential mortgage default risk

    通過梳理文獻發現， logit模型、 logistic模型、 probit模型、多元線性回歸、聚類模型、期權模型和比例風險模型、判別分析是研究個人住房抵押貸款違約風險影響因素時採用的主要方法和模型。
  4. Refinancing of residential mortgage loans in negative equity

    負資產住宅按揭貸款的轉按
  5. Residential mortgage survey results for june 2004

    年月住宅按揭統計調查結果公布
  6. Structure financial instrument includes commercial mortgage - backed securities ( cmbs ), asset - backed securities ( abs ), real estate investment trusts ( reit ), and residential mortgage - backed securities ( cmbs ). according the research report of us, most of abs and mbs is floating interest rate, and credit rate is aaa and duration is short term. also, the structure of abs and mbs are different with different client requirement of cash flow

    在美國金融市場上的結構化金融產品包括個人住房貸款抵押支持證券（ rmbs ） 、商業貸款抵押支持證券（ cmbs ） 、債務抵押債券（ cdo ）和資產支持證券（ abs ） ，而abs主要包括信用卡應收賬款支持證券（ creditcardabs ） 、汽車貸款支持證券（ autoabs ） 、學生貸款支持證券（ studentloanabs ）和家庭財產支持證券（ homeequityloanabs ）等。
  7. However, with the impact of housing loan guarantee, and gradual opening of chinese financial market, renovating residential mortgage loan insurance is imperative under the situation. deep study is done on residential mortgage loan insurance by this thesis, and there are four sections : the first section expatiates background and significance of the study on residential mortgage loan insurance, makes a clean definition of this insurance, points out that precondition of residential mortgage loan insurance is existence of risks, and sets force functions of residential mortgage loan insurance

    在此背景下，本論文對個人住房抵押貸款保險進行了深入研究，全文分為四個部分：第一部分闡釋了個人住房抵押貸款保險研究的背景及其意義，指出風險的存在是個人住房抵押貸款保險存在的前提，對個人住房抵押貸款保險進行了定義，闡述了個人住房抵押貸款保險的基本職能及派生職能，並指出了住房置業擔保與個人住房抵押貸款保險之間的區別與聯系。
  8. If loan growth remains sluggish, it may put further pressure on banks to compete for limited business, particularly for residential mortgage loans, by reducing lending margins

    若貸款增長仍然呆滯，為了競逐有限的業務，特別是住宅按揭貸款，銀行可能會面對更大壓力，需要進一步收窄貸款息差。
  9. Competition intensified for the limited amount of new business, particularly residential mortgage business, resulting in aggressive price - cutting strategies by banks and further contraction in lending margins

    由於新業務機會有限，所以競爭趨于白熱化，特別是住宅按揭業務，引致銀行採用進取的減息策略，令貸款息差進一步收窄。
  10. The 24 authorized institutions which participate in the hkmas monthly survey reported a continued high level of residential mortgage lending activity in december

    參與香港金融管理局的住宅按揭每月統計調查的間認可機構的資料顯示，年月份的住宅按揭貸款業務繼續維持活躍。
  11. America ' s residential mortgage market is huge

    美國有著龐大的住宅抵押貸款市場。
  12. You can enjoy privileged rates on residential mortgage loan, various insurance packages, personal loan, new car financing, unsecured overdraft facilities and unit trust subscriptions. you can enjoy all benefits and services offered to ahkns cardholders by the bank of east asia

    東亞銀行為你設計一系列個人理財服務，包括樓宇按揭貸款、各類型保險、私人貸款、汽車分期、無抵押透支服務及認購單位信託基金，讓你專享優惠利率
  13. Personal financial packages you can enjoy privileged rates on residential mortgage loan, personal loan, new car financing, various insurance packages, unsecured overdraft facilities and unit trust subscriptions. you can enjoy all benefits and services offered to iee cardholders by the bank of east asia

    東亞銀行為您設計一系列個人理財服務，包括樓宇按揭貸款、私人貸款、汽車分期、各類型保險、無抵押透支服務及認購單位信託基金，讓您專享優惠利率
  14. Personal financial packages you can enjoy privileged rates on residential mortgage loan, personal loan, new car financing, unsecured overdraft facilities, unit trust subscriptions and various insurance packages. you can enjoy all benefits and services offered to law society corporate gold mastercard cardholders by the bank of east asia

    東亞銀行為你設計一系列個人理財服務，包括樓宇按揭貸款、私人貸款、汽車分期、無抵押透支服務、認購單位信託基金及各類型保險，讓你專享優惠利率
  15. Personal financial packages you can enjoy privileged rates on residential mortgage loan, personal loan, new car financing, unsecured overdraft facilities, unit trust subscriptions and various insurance packages. you can enjoy all benefits and services offered to law society visa gold cardholders by the bank of east asia

    東亞銀行為你設計一系列個人理財服務，包括樓宇按揭貸款、私人貸款、汽車分期、無抵押透支服務、認購單位信託基金及各類型保險，讓你專享優惠利率
  16. Hong kong monthly digest of statistics, hong kong property review - monthly supplement, residential mortgage survey

    香港統計月刊香港物業報告每月補編住宅按揭統計調查
  17. " in view of the buoyancy of the residential property market and new flats offered to the market in early january, we expect the growth of residential mortgage loans will continue to rise quite rapidly in january, " said mr carse

    簡達恆說：由於不少貸款申請在審批中，故預期住宅物業按揭貸款在二月份會繼續迅速增長。我們在一月底建議銀行收緊貴價物業的按揭成數時，已預計會出現有關情況。
  18. Valuing credit risk in residential mortgage loans

    住房貸款違約風險定量分析初探
  19. The second section analyses effect of residential mortgage loan insurance from four different positions, such as positions of loan provider, housing buyer, etc. the third section sets force actuality of chinese residential mortgage loan insurance, finds out that there are only three categories now, and compares several provisions between products from different insurance companies in same categories

    第三部分闡述了個人住房抵押貸款保險的發展現狀，指出我國目前僅有抵押房地產財產損失保險、個人住房抵押貸款保證保險以及個人住房抵押貸款借款人人身保險這三個險種，並就保險責任條款、保險金額條款、保費計算及繳付方式條款等方面對這三類險種中的幾個不同保險產品進行了比較分析。
  20. As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty

    在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。
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