risk-fund system 中文意思是什麼
risk-fund system
解釋
風險基金制度-
By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle
針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。 -
The financial industry mainly involves the circulation of money and the credit activity, and it is the monetary fund collection and distribution center, in addition, our country ' s market economy is not developed and the correlation legal system is not perfect, therefore, the financial profession not only receive normal financial risk, but also is extremely easy to receive the illegal criminal offender ' s violation
金融業主要涉及貨幣流通和信用活動，是貨幣資金的集散地，再加上，我國的市場經濟不發達，相關的法律制度不健全，因此，金融行業除了正常的金融風險外，還極易受到不法犯罪分子的侵害。 -
And these measure are : first stringing then management of work - effect, reducing the rate of fixed salary, combining prize distribution with the work - effect ; second system of standard work - hour that carried out on workers who work in product ion, technical staff setting up technical key task subject, enlarging risk mortgage on managers, year salary for managers ; third floating salary for worker, establishing special training prize fund, flexible management of work - hour, establishing such encouraging system as worker ' s holiday with salary
在分配機制上降低固定工資的比重，獎金分配與效益直接掛鉤；第二，在考核制度上，在加大對各部門總體經濟指標的考核力度的同時，對職工個人的績效考核力度也逐步加大；第三，在激勵手段上，一線職工實行標準工時考核制度，技術人員設立技術攻關課題，加大管理人員風險抵押，經營者試行年薪制，職工崗位工資浮動管理，設立專項培訓獎勵基金，作息時間彈性管理，建立職工帶薪休假制度等具體激勵措施。 -
In the fourth chapter, by the theoretic and comparison, a series of methods improving the venture capital mechanism in china have been put forward, such as : enlarging the financing source, setting up the multi - level financing system, developing more efficient and incentive organization form such as. fund form and limited partnership form. improving the risk control and strengthening management after investment. besides these methods, we should develop different way to reclaim the capital, such as going on the stock market through purchasing or borrowing stock shell and enterprise repurchase, the property exchange market and otc market are also considerable
如：進一步擴大風險資本來源，建立多層次的資本來源體系；在組織形式上，目前以公司制為主，待條件成熟時積極發展運作效率更高、激勵機制更強的基金制和有限合夥制；加強投資后的管理，改善對投資風險的控制；在退出機制上，提出了應積極發展買殼上市和借殼上市、企業回購、通過產權交易市場和場外交易市場退出等多種退出方式。 -
At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。 -
As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty
在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。 -
With the topic of standardization research of open - fund development, this article illustrates from the following four aspects of the research : development scope analysis of the open - fund, standardization of the fund risk management, establishment of the fund marketing system and market environment construction of the fund development
開放式基金作為新生金融投資工具，國內針對開放式基金的研究僅限於基金管理中某一方面的理論性探討，而且理論與實踐的結合性研究較少，對于該類基金在國內拓展的規范化研究尚無系統性的論述。 -
Since the issue of the risk in the second board has caught the attention of every party concerned, to curb the risk likely to occur during the operation of the second board market, we should avoid the problems at the preparatory stage. the following tasks must be put special focus on : reducing the administrative intervention to facilitate the process of issuing and checking stocks and to promote the sound development of distributing market, introducing the competitive selection system into the market to lay a solid foundation for the second board and boost the development of investors " investment conducts and controlling the rhythm of the distribution of listed securities at preliminary stage and the scale of initial raising of fund etc
由於二板市場的風險問題受到了參與各方的關注，為控制二板市場日後運作的風險，從開始籌備階段就應避免問題的發生，應特別注意以下幾個方面的工作：減少政府部門行政干預，促進發行審查工作和發行市場的健康發展；引入「競爭性遴選機制」 ，使創業板市場的基礎扎實，促進投資者投資行為的成長；控制市場初期上市節奏並控制公司首次募資規模等。 -
In aspect of urban infrastructure construction ' s financing, apart from support from the government revenue, efforts should be made in developing the capital market so as to widen sourcing of fund raising, in gradually opening the investment market for urban infrastructure construction and fostering, encourage and guiding the participating in urban construction of economies of different ownerships, and actively marking use of foreign capital in urban construction, so as to accomplish a new system of investment and fund raising for urban infrastructure construction that features pluralization of the markers of investment in urban infrastructure construction, market - orientation of the capital sourcing and diversification of the investment mode, and in establishing and perfection of the mechanism of self - discipline for risk with investment so as to enhance efficiency of the investment
本文通過對我國城市基礎設施建設投融資體系歷史變革情況的回顧和對當前投融資體系中存在問題的分析，就城市建設資金的籌措和建設資金的管理進行了研究。在城市基礎設施建設資金的籌措方面，除靠政府財政投入外，還應通過發展資本市場，不斷拓寬融資渠道；要逐步開放城市基礎設施投資市場，支持、鼓勵和引導多種所有制經濟參與城市建設，並積極利用外資投資于城市建設，實現城市基礎設施建設投資主體的多元化、資本來源市場化、投資方式多樣化的新的投融資體制；要建立和完善投資風險的自我約束機制，提高投資效益。 -
According to the national related industry investment fund policing method stipulation, the industrial fund is one kind has not carried on the stockholder ' s rights to the going on the market enterprise to invest and to provide the set investment system which the management and operation service benefit sharing, the risk altogether take on, namely through distributes the fund share to the most investors to set up the fund company, by fund company from no matter what the fund supervisor or the separate request fund supervisor manages the fund property, the request fund trustee trust fund property, is engaged in the imbark investment, the enterprise reorganizes industries and so on investment and infrastructure investment invests
根據國家有關產業投資基金管理辦法的規定，產業基金是一種對未上市的企業進行股權投資和提供經營管理服務的利益共享、風險共擔的集合投資制度，即通過向多數投資者發行基金份額設立基金公司，由基金公司自任基金管理人或另行委託基金管理人管理基金資產，委託基金託管人託管基金資產，從事創業投資、企業重組投資和基礎設施投資等實業投資。 -
It ' s a comprehensive and complicated system engineering to research into the security investment fund risk and its management, where my experience and accomplishment in this respect is only a minor attempt and there is still a long way to go
對證券投資基金風險及其管理問題的研究是一項龐大而復雜的系統工程，本人在這方面的研究可謂淺嘗之舉、蜻蜒點水。 -
System of medical treatment of new - style country collaboration is organize by the government, guide, support, the farmer attends of one ' s own accord, individual, collective and government raise fund with all possible means, the farmer medical treatment that gives priority to as a whole with a serious illness helps each other in all aid system, reflected the consideration with party and healthy to the farmer government and care, it is the party central committee, the state council helps a farmer resist major disease risk, alleviate the farmer causes the deficient, major move that returns deficient problem due to illness due to illness
新型農村合作醫療制度是由政府組織、引導、支持，農民自願參加，個人、集體和政府多方籌資，以大病統籌為主的農民醫療互助共濟制度，體現了黨和政府對農民身體健康的關懷與愛護，是黨中心、國務院幫助農民抵禦重大疾病風險，緩解農民因病致貧、因病返貧問題的重大舉措。 -
Trust - type investment fund in securities is a typical system that separates ownership from managing rights, in which existing high risk of trustees " morality
信託制證券投資基金是典型的所有權與經營權分離的制度，存在突出的代理人道德風險問題。 -
Our country is reforming old - age insurance system, at the same time, the change of the pension fund system has put pension fund at risk of depreciation
養老保險基金的籌集逐步由過去的現收現付制向部分積累制轉變，逐年積累起來的巨額養老保險基金面臨著貶值的危險。 -
It was considered that regional superiority is the base of characteristic agricultural development, the products of characteristic agriculture should have obvious advantages both in yield and in quality, especially in quality ; merchandise economy is the fundamentality of characteristic agricultural development, the products of characteristic agriculture should be green products, and have more stronger market competition, market capacity corresponding scale, and brand benefit ; market demand is the key of characteristic agricultural development, market demand could be expanded and created by developing deep processing largely, market risk could be avoided by having consciousness of market risk and enhancing the analysis and judgment of market, market risk could be resisted by establishing risk sharing system between industry organizations and farmers, exploring business insurance system of agricultural production risk, perfecting price protection and subsidy system of agricultural products, and setting up risk fund system of agricultural products ; service system is the keystone of characteristic agricultural development, it include production, processing, storage, transportation and distribution of agricultural products, the technical service, information service and distribution service should be strengthened
認為： （ 1 ）區域優勢是發展特色農業的基礎，特色農產品在產量、尤其在品質上與其他地區相比，需具有明顯的優勢； （ 2 ）商品經濟是發展特色農業的根本，特色農產品應該是綠色產品，且具有較強的市場競爭力和品牌效益，以及與市場容量相適宜的規模； （ 3 ）市場需求是發展特色農業的關鍵，需要通過大力發展農產品的深加工業，改變人們的消費形式來擴展和創造市場需求，樹立市場風險意識，加強對市場風險的分析判斷來避免市場風險，建立產業化組織與農民之間利益共用，風險共擔的經營機制，探索農業生產風險的商業保險機制，完善農產品價格保護和價格補貼制度，建立農產品風險基金制度來抵禦市場風險； （ 4 ）服務體系是發展特色農業的重點，建立市場化的農村社會化服務新體系，包括農產品的生產、加工、儲藏、運輸、銷售等系列化服務，尤其是要加強技術服務、信息服務和銷售服務。 -
Based on the analyses of the problems mainly existing in public accumulation fund for housing construction loaning, this article tries to propose solutions to the problems in the three aspects, that is, expanding the source of public accumulation fund for housing construction loaning, renovating its operating mode and establishing a risk - prevention system, according to domestic practice and international experience
文章分析了我國住房公積金制度運行現狀，基於我國實踐和國際經驗，從積極拓寬公積金資金來源、創新我國公積金運作模式、建立健全公積金風險防範體系等三個方面提出解決問題的對策。 -
Considering that the risk prediction system in endowment insurance fund ' s operation and management is not perfectly established, which is a distinguished issue, mis article will take it as an innovation point and cut - in point
鑒于目前養老保險基金運營管理中的風險預警制度尚未建立完善，這一突出問題，本論文將以此為創新點、突破點。 -
Besides, the controlling counter - measures include : 1 ) strictly in conformity with the principles of chinese independent auditing ; 2 ) the establishment of sound quality control system of accountant offices ; 3 ) signing agreement only with the upright clients ; 4 ) thorough understanding the nature of the clients " business ; 5 ) dealing with the relationship between the significance and the risks in auditing correctly ; 6 ) maintaining cautious professional attitude ; 7 ) strengthening the theoretical study of auditing risks and founding risk fund ; and 8 ) employing lawyers who are familiar with the legal obligations of cpas. chapter four mainly explores the controlling mechanism of the professional ( developing ) risks of civil auditing
民間審計項目風險的控制對策包括： （ 1 ）嚴格按照《中國獨立審計準則》執業； （ 2 ）建立健全會計師事務所質量控制制度； （ 3 ）只與正直的客戶簽訂業務協議； （ 4 ）深入了解客戶的業務性質； （ 5 ）正確處理重要性與審計風險的關系； （ 6 ）保持應有的職業謹慎態度； （ 7 ）加強審計風險理論研究，提取風險基金或責任保險； （ 8 ）聘請熟悉注冊會計師法律責任的律師等。 -
Finally, she suggests that we should consider the status quo of china ' s capital market, learn from the well - developed operation of common fund in the united states, establish scientific risk management system, and take steady measures to manage risks so that we can contain the risks of open investment fund within the scope acceptable to the investors
最後從內部風險的組織建設和制度建設兩方面論述了開放式基金的內部風險控制。本文提出在風險管理中可借鑒在美國已發展成熟的共同基金的一些做法，結合中國資本市場現狀，通過建立科學的風險管理體系、採取穩健的風險管理手段，將開放式基金的風險控制在投資者可以接受的范圍內。 -
Article 36 the state shall practise the protective purchasing price system and establish risk fund for the major agricultural products such as grains relating to the national economy and the people ' s livelihood
第三十六條國家對糧食等關系國計民生的重要農產品實行保護收購制度，設立風險基金。
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