virtual bank 中文意思是什麼

virtual bank 解釋
虛擬銀行
  • virtual : adj. 1. 實際上的，實質上的，事實上的。2. 【物理學】虛像的。3. 【物理學】有效的；【計算機】（網上）虛擬的。4. 〈古語〉具有可產生某種效果之內在力的。
  • bank : n 1 堤，堤防；岸，河畔。2 埂，壟，堆。3 （海中水下的）沙洲，灘。4 斜坡，邊坡，坡度；轉彎。 【航空...
  1. Network bank runs in a virtual pattern, so it possesses the broader range of risks than traditional bank

    網路銀行作為一種實體銀行的虛擬工作環境，其風險范疇要比實體銀行大得多。
  2. Security is of vital importance to a virtual bank

    保安系統對虛擬銀行非常重要。
  3. A virtual bank can establish one or more local branches to supplement its cyber network provided that approval under section 44 of the ordinance has been obtained from the ma

    虛擬銀行可設立一家或以上的本地分行，以補足其電子分行網路，但必須先行根據條例第44條取得金融管理專員的批準。
  4. The ma would, however, be obliged to consider whether the bank would continue to satisfy the authorization criteria in the schedule following its conversion to a virtual bank

    然而，金融管理專員有責任確保有關銀行在轉型為虛擬銀行后，仍能持續符合附表內的認可準則。
  5. In summary, virtual bank applicants must satisfy the following requirements -

    總括而言，虛擬銀行申請人必須符合以下規定
  6. 4. 2 an overseas - incorporated virtual bank must have total assets of more than usd16 billion

    4 . 2海外注冊虛擬銀行的總資產必須超過160億美元。
  7. 2. 4 a virtual bank must analyse the nature of the particular types of risk to which it is exposed and put in place appropriate policies, procedures and controls to deal with these risks

    2 . 4虛擬銀行必須分析其承受的風險類別的性質，以及制定適當政策程序以及控制措施來處理這些風險
  8. Like a conventional bank, a virtual bank applicant must understand the types of risk to which it is exposed and put in place appropriate systems to identify, measure, monitor and control these risks

    與傳統銀行一樣，虛擬銀行申請人必須明白其承受的風險類別，並建立適當制度以辨別評估監察和控制這些風險。
  9. The ma would also expect the parent bank or equivalent institution to play an active role in overseeing the business and affairs of the virtual bank through its participation in the board of directors

    金融管理專員亦期望，母銀行或等同機構會透過參與虛擬銀行的董事局，在監察虛擬銀行的業務和事務方面扮演積極的角色。
  10. 2. 5 a virtual bank must be able to present a business plan which strikes an appropriate balance between the desire to build market share and the need to earn a reasonable return on assets and equity

    2 . 5虛擬銀行必須能提出適當的業務計劃，能夠在擴展市場佔有率的期望以及為資產和資本賺取合理回報的需要兩者間取得合理平衡。
  11. The total assets less contra items of the whole banking group of which the virtual bank applicant incorporated outside hong kong is a part must be more than us 16 billion

    海外注冊虛擬銀行所屬的整體銀行集團的總資產減去對銷項目必須超過160億美元。
  12. Actually, the rudimentary beginnings of a virtual bank appeared in the us in 1995 as the security first network bank, the world ' s first internet bank

    其實，這種虛擬銀行的雛形，全球第一家網路銀行早在1995年就已經在美國出現。
  13. Although technology risk will be a major factor to be taken into account by a virtual bank, the applicant should attach equal importance to the management of conventional banking risks such as credit, liquidity and interest rate risks ", said mr y. k. choi, acting deputy chief executive of the hkma

    雖然虛擬銀行須考慮的主要因素之一是技術風險，但申請人也應同樣重視管理傳統銀行面對的風險，例如信貸流動資金以及利率等風險。
  14. 1. 2 a " virtual bank " is defined as a company which delivers banking services primarily, if not entirely, through the internet or other electronic delivery channels. it does not refer to existing licensed banks which make use of the internet or other electronic means as an alternative channel to deliver their products or services to customers

    1 . 2虛擬銀行是指主要若不是完全透過網際網路或其他電子傳送渠道提供銀行服務的公司，但不包括利用網際網路或其他電子方式作為向客戶提供產品或服務的另一途徑的現有持牌銀行。
  15. A virtual bank is a company which delivers banking services primarily, if not entirely, through the internet or other electronic channels. the term does not refer to existing licensed banks which make use of the internet or other electronic means as an alternative channel to deliver their products or services to customers

    虛擬銀行是指主要透過網際網路或其他電子傳送渠道提供銀行服務的機構，但不包括以網際網路或其他電子方式作為向客戶提供服務的另一途徑的現有持牌銀行。
  16. 4. 1 an overseas - incorporated virtual bank which wishes to establish itself in hong kong in branch form must come from a country where there is an established regulatory framework for electronic banking

    4 . 1希望以分行形式在香港經營的虛擬銀行必須來自已具備電子銀行監管制度的國家。
  17. 2. 2 a virtual bank which wishes to carry on banking business in hong kong must maintain a physical presence here

    2 . 2虛擬銀行如欲在港經營銀行業務，必須在本港設有實體辦事處。
  18. A virtual bank applicant, if authorized, must maintain a physical presence in hong kong, which will be its principal place of business here

    虛擬銀行申請人如獲認可，必須在本港設有實體辦事處，作為其主要營業地點。
  19. In any case, a virtual bank should not allow rapid business expansion to put undue strains on its systems and risk management capability

    無論如何，虛擬銀行的業務不應擴展過速，以致其系統及風險管理能力無法承擔。
  20. Should have the right to appoint the chairman of the virtual bank and the chairman should have a casting vote

    。若銀行與非銀行機構組成合營企業，各持有50 %股權，則有關銀行或等同機構應有權委任虛擬銀行的主席，而主席應享有決定票。
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