住宅信貸 的英文怎麼說
中文拼音 [zhùzháixìndài]
住宅信貸
英文
housing credit-
Second, we select appropriate variables according to the monetary policy transmission mechanism, monetary indicator and the mutual correlationship between the monetary policy and real estate market. we choose corresponding data represented the loan, money supply and interest rate as monetary indicator. and we collect commercial house sales amount and zhongfang housing sales price index of shanghai as the represented variables in china real estate market
而後根據貨幣政策傳導的機理、貨幣政策中介目標的理論研究和房地產市場與貨幣政策的關聯機制,選擇了較為合適的數據代表信貸、貨幣供應量和利率作為貨幣政策的中介目標,房地產市場商品房銷售額,與中房上海住宅銷售價格指數作為中國房地產市場的代表變量。We require your home phone number and your address as part of our credit checks
我們必須記錄閣下的住宅電話和地址以作信貸審核用途。The bursting of the property price bubble dampened considerably the demand for mortgage finance. with the general demand for credit also remaining subdued as a result of the slow economy, there was a surplus of liquidity among the banks, resulting in much more competitive pricing for such traditionally good quality assets as home mortgages
物業價格泡?爆破令按揭貸款需求大為減少,加上經濟放緩下對信貸的整體需求疲弱,促使銀行體系流動資金過剩,引發住宅按揭貸款這類傳統優良資產的利率極具競爭力。As a new financing mechanism, housing mortgage securitization reduced financial risk and financing cost of housing financial intermediaries, improved the structure of assets and liabilities, and raised their economic benefits
作為一種新的融資機制,它降低了住宅信貸中介機構的金融風險和融資成本,改善了資產負債結構,提高了其經濟效益。At the same time, effective instructions are not available to investors in the market. all these have brought negative effects on the healthy and sustainable development of the nation ' s house industry, and therefore have pressed an urgent need for the establishment of an urban house price model which helps to analyze house investment and house policies based on a comprehensive study of the relations between house demand and house supply
在此背景下,論文以城市住宅價格為研究對象,試圖探討哪些主要動力因素對住宅價格產生影響,並通過實證的方法進一步研究其內在運行機制,希望在發展我國住宅價格模型的同時,為政府調控、企業經營、銀行信貸管理和購房者投資提供分析方法和工具。Overheating in the residential mortgage market, combined with widespread cutting of interest rate margins as competition intensified, prompted the hkma to write to authorized institutions again in july to remind them of the need to continue to adopt a prudent and responsible attitude to their property lending. institutions were also reminded that they should strictly apply existing criteria, e. g
有見及住宅按揭市場過熱,再加上競爭白熱化,令息差普遍收窄,金融管理局遂於七月去信認可機構,囑咐它們要繼續對物業貸款採取審慎和負責的態度,並嚴格遵守現行有關按揭成數和償債率等方面的準則。In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry
1998年,中國人民銀行出臺了《個人住宅貸款管理法》 ,允許商業銀行開辦個人住宅擔保貸款,延長貸款期限,這標志我國住房金融發展到一個新的階段,其後住房抵押貸款發放規模的迅速擴大,發展勢頭迅猛, 2000年,中國建設銀行和中國工商銀行住房貸款余額均突破1000億元,其中個人住房抵押貸款成為房地產信貸中最重要的增長點。Under the code, mortgage loan application falls within the term of new grant of credit, which means that a credit provider will be able to access the cra database to obtain a credit report relating to the person who apply for a mortgage loan
根據守則的規定,按揭貸款申請屬新批出的信貸。因此,如信貸提供者考慮向客戶批出新的住宅按揭貸款,它可查閱信貸資料服務機構的資料庫,以獲得該名客戶的信貸報告。Your home telephone number is required as part of our standard credit checks
我們必須記錄閣下的住宅電話以作信貸審核用途。So, instead of a pick - up in loan growth that follows closely the economic recovery, the supply side factor, interacting with depressed demand, brought about a significant lowering of loan rates that we are all familiar with, particularly in residential mortgages
因此,貸款並沒有緊隨經濟復甦恢復增長,反而在供應充足與需求疲弱的情況互為影響下,貸款利率大幅下調,尤其是住宅按揭方面,相信大家對此並不陌生。With ample liquidity, keen competition reducing the margins on residential mortgage lending, and little corporate loan demand, banks turned to other types of consumer lending, especially credit card business, to broaden their income sources
由於流動資金充裕、競爭激烈令住宅按揭貸款息差收窄,以及私營機構貸款需求疲弱,所以銀行轉為推動其他類型的消費貸款,特別是信用卡業務,以擴闊收入來源。With competition sharply reducing the margins on residential mortgage lending, and little loan demand from the corporate sector, banks turned increasingly to other types of consumer lending, such as credit card business, personal loans and wealth management products to provide some asset growth and broaden income sources
競爭令住宅按揭貸款息差大幅收窄,與此同時,商業機構的貸款需求疲弱,因此銀行都轉向推廣其他類型的消費貸款業務,例如信用卡業務、個人貸款及財富管理產品,以爭取資產增長及擴闊收入來源。In order to stabilize housing price , we should increase the supply of the economical and applicable house and the small - sized common housing , should build up a perfect housing assistance system , should guide and regulate the housing demand by means of the distinguishing tax and credit policy , should perfect residence market administration system etc
穩定或保持適度的住宅價格上漲,應採取增加經濟適用房、普通住宅的供給;建立完善的住房保障體系;實施有區別的稅收、信貸政策,完善住宅市場監管體系等措施。The scope of new credit data to be shared is therefore limited to the individual s current exposure, such as number of facilities, credit limits, outstanding amounts and monthly repayment record, other than residential mortgage loan
故此,擬共用的新信貸資料只限於個人目前的信貸風險,例如信貸安排的宗數、信貸額、未償還的款額及每月還款記錄,但不包括住宅按揭貸款。In the progress of developing financial system in china, we should use the experience in other countries for reference, set up advanced financing mechanism and develop new financial instruments to ensure that our housing property and housing finance can attain long term, steady funds and supply sufficient loan funds for housing consumption
中國在住宅金融體制的培育和發展過程中,需要學習和借鑒別國的經驗,引進先進的融資機制和新的融資工具,以保障我國住宅業和住宅金融的發展獲得長期、穩定的資金來源,為居民住宅消費提供充足的信貸資金。The development of the market of mbs has not only enlarged the capital resource of housing credit, and reduced the purchasing cost of housing, but also improved the capital structure of the financial institution, build up the capability of resisting the financial risk and promoted the co - prosperity of housing and financing industry in the western developed country
房地產抵押貸款證券市場的發展,不僅擴大了住宅信貸的資金來源,降低居民購房的借貸成本,也改善了金融機構的資產結構,增強了抗風險能力,促進了西方發達國家住宅業與金融業的共同發展與繁榮。Spc has operated as a deposit - taking company since 1976. its main business is the provision of residential mortgage loans, taxi public light bus financing and consumer finance
美國太平洋信貸自一九七六年起經營接受存款公司業務,主要提供住宅按揭貸款的士小巴貸款和消費信貸。分享友人