抵押人出押人 的英文怎麼說
中文拼音 [dǐyārénchūyārén]
抵押人出押人
英文
mortgagor-
At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance
本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。Based on these, considering prepayment " influence on mbs " price, the following three pricing methods are researched on deeply. referring to the experiences of foreign countries, the pricing method based on prepayment pattern is given ; considering the influence of interest rate on prepayment, different interest rate simulation pricing methods are set up, which is on the basis of different interest rate term structure model ; in view of interest rate and different incentive threshold of mortgager, a interest rate incentive function simulation model is established to price mbs
在此基礎上，考慮到預付對證券價格的影響，對以下三種定價方式進行了深入研究：借鑒國外經驗，提出了基於提前還款模式的定價方法；考慮利率對預付行為的影響，建立了基於利率期限結構的不同種模擬利率定價模型；考慮到利率以及抵押借款人的不同利率刺激門檻對預付的影響，建立利率刺激函數模擬模型進行定價。Second, the writer discusses the theoretical orientation of the mortagage of presold merchandise buildings, pointing out that the mortagage of presold merchandise buildings is a kind of droit mortagage based on the expectant ownshipo since the buildings have not been constructed yet when they are mortagaged, the mortgagers ( eg. the buyers ) have not had the ownership of the buildings but have the expectant ownship of the buildings. the buyers have the right to request the ownship of the buildings from the builders, the preselling registered system make the droit has the character of the ownship so this expectant ownship can be mortagaged
其次，本文探討了預售商品房抵押的理論定位，指出預售商品房抵押是在物權性的期待權上設定的權利抵押。由於抵押時預售商品房尚未建成，抵押人（預購人）尚不享有預售房的所有權，只是享有預售商品房所有權期待權。該期待權的性質本是請求開發商交付房屋的債權，但由於預告登記制度的建立，使其具有物權性質。In our future real right law, there should be some limitations to the open objects, hut nor the open contents in the property register of immovables ; lawsuit time limit should not he applied to return protoplast right of applicant ; we had better constitute positive prescription system ; powerless punish should not affect the force of contracts when the endorser has no right, but the transferee is well - meaning ; there should be proper toleration to the unanimous consent principle on punishing mutual thing ; we should prohibit mortgaging to some movable property which has no way to open ; there should not be the time limitation when mortgager realizes the hypothec after the fulfilling tern ; of primary creditor ' s rights is over, except that mortgager is not the debtor ; when the debtor do not refund the debt, the mortgager cannot get the guaranty directly, but he may put in for the court to auction guaranty
摘要我國未來物權法，對于不動產登記簿的開放對象應當有所限制，但對于開放內容不應有所限制；物權人的返還原物請求權不應當適用訴訟時效；應當建立取得時效制度，並應區分一般動產、準不動產、未登記不動產而規定不同的成立條件；在動產的轉讓人為無權處分而受讓人為善意的情況下，轉讓人與受讓人之間的合同是否有效不應當以「無權處分」為條件，只有在轉讓合同無效的情形下，受讓人取得標的物的所有權才是依善意取得制度的取得，此時的取得是原始取得；在共同共有的情形下，原則上處分共有物應當經共有人全體一致同意，但應容有若干例外；不應當規定居住權；動產抵押的公示方式問題無法徹底解決，如果規定動產抵押，應當實行登記要件主義，適于烙印、打刻或貼標簽的動產，應當採取烙印、打刻或貼標簽的方式，其他無法解決公示方式的動產應當禁止抵押；主債權履行期屆滿后，抵押權人行使抵押權，原則上不應當有一個時間限制，但抵押人非為債務人時可容有例外；在債務人不償債時，抵押權人不能直接讓抵押人交出抵押物，實現抵押權，但可以持抵押權登記簿副本直接申請法院拍賣抵押物。The assignee who has paid off all the ratable value for the land in accordance with this contract and has obtained the right to use the land by acquiring the liscense for state - owned land, is entitled to transfer, lease, mortage all or part of the right to use the land hereto this contract, whereas the assigner with the similar qualifications has the priority to bear the assignment
受讓人按照本合同約定已經支付全部土地使用權出讓金，領取《國有土地使用證》 ，取得出讓土地使用權后，有權將本合同項下的全部或部分土地使用權轉讓、出租、抵押，在同等條件下，出讓人享有優先受讓權。By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle
針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。The government and the banking circles hope to raise the efficiency of the housing financing regime, improve the banks " asset quality and to diversify the risk, so as to promote the development of real. it is necessary and workable to applying the mortgage - backed securities to propel housing innovation, although what we are should be attention to the necessary mortgage environment and it ' s policy are not completely fostered
由銀行等機構作為項目發起人，首先要分析自身對抵押貸款證券化的融資要求，然後通過對現有信貸資產進行清理、估算和核查，選擇一定數量的房地產抵押貸款作為證券化目標，並從資產負債表中剝離出來，將這些資產匯集組建資產池（即資產組合） ，作為證券化的基礎資產； （ 2 ）出售貸款組合，即「真實出售」 。Special services included supplementary medical insurance ; automobile insurance ; family and property insurance ; duty insurance ; personal mortgage loan housing insurance ; erection all risks insurance ; contractors all risks insurance ; additional injury insurance ， overseas travel accident and assistance insurance, and so on
專業做貨運保險（平安險、水漬險、一切險） ，我司的具體服務還包括補充醫療保險，機動車車輛保險，家庭和財產保險，責任保險個人抵押貸款房屋保險;安裝一切險；建築工程一切險；意外傷害保險；出國人員意外傷害醫療、救援保險等等。As the finance lease plays a very important role in ca ' s aircraft finance, the thesis addresses very detailed comments on its concept and distinguishing criteria set out by mof. furthermore, the thesis describes the principles and structures of some aircraft finance facilities once or currently ca widely utilize including japanese leveraged lease ( " jll " ), eximbank or ecgd supported lease and mortgage loan in rmb which classified as tax - oriented lease, assets - backed finance lease and direct borrowing from bank, respectively
本文首先回顧了國航飛機融資的歷史，對國航飛機融資中目前佔有重要地位的融資租賃的概念、判定依據以及國航使用最多的幾類飛機融資工具包括以日本杠桿租賃為代表的節稅租賃、出口信貸為代表的財務租賃以及人民幣抵押貸款等的原理、結構作了較為詳盡的論述。However, with the impact of housing loan guarantee, and gradual opening of chinese financial market, renovating residential mortgage loan insurance is imperative under the situation. deep study is done on residential mortgage loan insurance by this thesis, and there are four sections : the first section expatiates background and significance of the study on residential mortgage loan insurance, makes a clean definition of this insurance, points out that precondition of residential mortgage loan insurance is existence of risks, and sets force functions of residential mortgage loan insurance
在此背景下，本論文對個人住房抵押貸款保險進行了深入研究，全文分為四個部分：第一部分闡釋了個人住房抵押貸款保險研究的背景及其意義，指出風險的存在是個人住房抵押貸款保險存在的前提，對個人住房抵押貸款保險進行了定義，闡述了個人住房抵押貸款保險的基本職能及派生職能，並指出了住房置業擔保與個人住房抵押貸款保險之間的區別與聯系。The construction bureau of beijing has launched several policies to regulate the overall beijing property market since april 2006, with the emphasis on mortgage information bulletin of presale property projects ; qualifications of property agents ; strengthening the monitoring and control of property market ; regulating the contract - signing process of property transaction ; developing the regulations for property transaction and other specific issues
4月以來，北京市建委先後出臺政策，從房地產預售項目抵押信息公示、商品房的售樓人員資格認證、加強商品房交易市場動態監管、規范商品房合同簽約行為、規范商品房預銷售管理、開展房屋交易市場秩序專項整頓等方面開展了對北京房地產市場秩序的全面整頓；並且對不符合條件擅自預售商品房，捂盤惜售、囤積房源，惡意炒作、哄抬房價等行為進行了約束和控制。Because the family contract responsibility system involves too many aspects, the author will discuss this problem from two aspects, namely, the original and the derivative acquisition of the contractual right of land, which concerns the possessor and the user of the contractual right of land, the alienation, inheritance, mortgage, tenancy and share of the contractual right of the land, and land registration etc. so as to make the system more theoretically and legislatively reasonable, and more practically applicable
分析現有制度在主體關系確認上存在的不足，提出擺脫對承包地所有權主體性質的爭論，確認所有權主體在實踐中的代表人為村民委員會;定性承包地經營權主體的法律地位，且非本社區的成員禁止原始取得該社區土地的承包經營權。第三部分具體探討土地承包經營權的傳來取得。分析土地承包經營權的轉讓、抵押、繼承、入股、出租等在立法和實踐中存在的問題。The amount of a claim secured by a mortgagor shall not exceed the value of his mortgaged property
第三十五條抵押人所擔保的債權不得超出其抵押物的價值。Article 35 the amount of a claim secured by a mortgagor shall not exceed the value of his mortgaged property
第三十五條抵押人所擔保的債權不得超出其抵押物的價值。Thirdly, analyses the every factor that influences financial demands i. e. the interest rate, average income, expected profit and psychological consciousnesses of microscopic main part ; then through studying the factors which influenced the credit market, points out under the imperfect information condition the results of credit market equilibrium will be : causes the commercial banks to have credit ration behavior, causes the partial high venture enterprise and the few mortgage property enterprises to withdraw from the credit market
再次，分析了影響金融需求的各個因素即利率、人均收入、預期收益和微觀主體的心理意識與金融業務發展的關聯性，並通過分析影響我國信貸市場均衡的各個因素，指出在信息不對稱條件下信貸市場的均衡使得商業銀行會產生「信貸配給」行為，同時使得部分高風險企業、抵押資產少的企業退出信貸市場。The thesis explains the government ' s leading function in developing the mortgage bank bonds. the thesis points out that the government should set up financial laws and perfect the persona l credit, the guarantee and insurance market, train actively the non - personal investor and standardize the measures of the real - estate evaluating industry. the aim of the article is to provide the theoretical basis and operational guide for china ' s housing industry development using mortgage bank bonds
提出我國開展抵押銀行債券，政府應起到主導性作用，以及應建立和完善住宅金融運行的法律法規、完善個人信用規則、健全擔保保險市場、積極培養機構投資者、規范發展房地產評估業等對策措施，以期為我國住宅產業發展實施抵押銀行債券提供理論基礎和運作指南。A cash squeeze ripples through the economy when people, desperate to hang onto their real estate, begin selling other assets - - such as their cars - - just to raise the money to make their mortgage payments
現金短缺的現象持續在經濟體重擴散，人們大都被他們的房貸搞得身心疲憊，開始出賣其他資產，比如自用的汽車，來兌現以支付抵押貸款。The landlord hereby covenants that the premises will not be sold or mortgaged to any third person during the term of this agreement
房東保證本約期間不將租賃標的物出售或抵押給第三人。The mortgagor shall in case of a natural person, submit the original attorney agreement together with copy of his her personal certificate which should be notarized and attested in its locality, in case of a company, submit the original attorney agreement together with copy of the company s registration certificate which should be notarized and attested in its locality, meanwhile, the mortgagor shall also provide decision on the mortgage passed through on the meeting of its board of directors
抵押人出具授權委託書原件，若抵押人是自然人，則需連同其個人身份證明的復印件一起辦理相應公證及認證手續，若抵押人是公司，則需連同該公司注冊證明文件的復印件一起辦理相應公證及認證手續。同時，還需抵押人提供其公司董事會關于抵押事項所作決議Article 48 if a mortgagor mortgages leased property, he shall notify the lessee of the fact in writing, and the original contract of lease continues in effect
第四十八條抵押人將已出租的財產抵押的，應當書面告知承租人，原租賃合同繼續有效。分享友人