抵押成本 的英文怎麼說

中文拼音 [dǐyāchéngběn]
抵押成本 英文
warranty cost
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 成 : Ⅰ動詞1 （完成; 成功） accomplish; succeed 2 （成為; 變為） become; turn into 3 （成全） help comp...
  • 本 : i 名詞1 （草木的莖或根）stem or root of plants 2 （事物的根源）foundation; origin; basis 3 （本錢...
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  1. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  2. Once the loan contract is signed, the interest payment is locked. so it is more advantageous to mortgager. in banking business, mortgage prepayment is usually regarded as a convention

    同浮動利率住房抵押貸款比較，固定利率住房抵押貸款對貸款人比較有利，一旦簽訂合同，在貸款期限內可以避免由利率上升帶來的貸款成本增長。
  3. Second, the writer discusses the theoretical orientation of the mortagage of presold merchandise buildings, pointing out that the mortagage of presold merchandise buildings is a kind of droit mortagage based on the expectant ownshipo since the buildings have not been constructed yet when they are mortagaged, the mortgagers ( eg. the buyers ) have not had the ownership of the buildings but have the expectant ownship of the buildings. the buyers have the right to request the ownship of the buildings from the builders, the preselling registered system make the droit has the character of the ownship so this expectant ownship can be mortagaged

    其次，本文探討了預售商品房抵押的理論定位，指出預售商品房抵押是在物權性的期待權上設定的權利抵押。由於抵押時預售商品房尚未建成，抵押人（預購人）尚不享有預售房的所有權，只是享有預售商品房所有權期待權。該期待權的性質本是請求開發商交付房屋的債權，但由於預告登記制度的建立，使其具有物權性質。
  4. In our future real right law, there should be some limitations to the open objects, hut nor the open contents in the property register of immovables ; lawsuit time limit should not he applied to return protoplast right of applicant ; we had better constitute positive prescription system ; powerless punish should not affect the force of contracts when the endorser has no right, but the transferee is well - meaning ; there should be proper toleration to the unanimous consent principle on punishing mutual thing ; we should prohibit mortgaging to some movable property which has no way to open ; there should not be the time limitation when mortgager realizes the hypothec after the fulfilling tern ; of primary creditor ' s rights is over, except that mortgager is not the debtor ; when the debtor do not refund the debt, the mortgager cannot get the guaranty directly, but he may put in for the court to auction guaranty

    摘要我國未來物權法，對于不動產登記簿的開放對象應當有所限制，但對于開放內容不應有所限制；物權人的返還原物請求權不應當適用訴訟時效；應當建立取得時效制度，並應區分一般動產、準不動產、未登記不動產而規定不同的成立條件；在動產的轉讓人為無權處分而受讓人為善意的情況下，轉讓人與受讓人之間的合同是否有效不應當以「無權處分」為條件，只有在轉讓合同無效的情形下，受讓人取得標的物的所有權才是依善意取得制度的取得，此時的取得是原始取得；在共同共有的情形下，原則上處分共有物應當經共有人全體一致同意，但應容有若干例外；不應當規定居住權；動產抵押的公示方式問題無法徹底解決，如果規定動產抵押，應當實行登記要件主義，適于烙印、打刻或貼標簽的動產，應當採取烙印、打刻或貼標簽的方式，其他無法解決公示方式的動產應當禁止抵押；主債權履行期屆滿后，抵押權人行使抵押權，原則上不應當有一個時間限制，但抵押人非為債務人時可容有例外；在債務人不償債時，抵押權人不能直接讓抵押人交出抵押物，實現抵押權，但可以持抵押權登記簿副本直接申請法院拍賣抵押物。
  5. Ask the bargainor provides reserved copy of lawful property right certificate above all, the authenticity that inquires property right card to room canal branch next and place buy origin of house property property right and property right record : include the house - owner, date that register, clinch a deal the price ; still need to affirm the integrality of bargainor property right in addition, what understanding buys a room to have mortgage, include furtive guaranty and mutual person to wait

    首先要求賣方提供合法的產權證書正本，然後到房管部門查詢產權證的真實性以及所購房產產權來源和產權記錄：包括房主、登記日期、成交價格等；此外還需要確認賣方產權的完整性，了解所購房有沒有抵押，包括私下抵押以及共有人等。
  6. This is because the number of repossessed properties nearly 4, 000 in the past 12 months being disposed of has probably become a big enough factor on the supply side to have exerted a significant depressing effect on property prices, in particular those in the secondary market

    ，可能已成為樓市供應其中一個主要源頭，對樓價造成顯著的遏抑作用，其中以對二手樓市的影響更為明顯。因此，那些打算收回抵押物業的銀行不如考慮重組貸款，可能更符合本身的利益。
  7. Because the family contract responsibility system involves too many aspects, the author will discuss this problem from two aspects, namely, the original and the derivative acquisition of the contractual right of land, which concerns the possessor and the user of the contractual right of land, the alienation, inheritance, mortgage, tenancy and share of the contractual right of the land, and land registration etc. so as to make the system more theoretically and legislatively reasonable, and more practically applicable

    分析現有制度在主體關系確認上存在的不足，提出擺脫對承包地所有權主體性質的爭論，確認所有權主體在實踐中的代表人為村民委員會;定性承包地經營權主體的法律地位，且非本社區的成員禁止原始取得該社區土地的承包經營權。第三部分具體探討土地承包經營權的傳來取得。分析土地承包經營權的轉讓、抵押、繼承、入股、出租等在立法和實踐中存在的問題。
  8. I will borrow terms as " external finance premium ", " net worth ", " coverage ratio " and " financial accelerator ", etc. to demonstrate the transmission mechanism and process of different channels in context of asymmetric information and credit market imperfections. the sizes of firms and their alternative funding sources, which may significantly influence the transmission process

    本文將借用「企業外部融資成本」 、企業可抵押資產「凈價值」 、 「利息負擔率」 、 「財務加速器」等概念，詳細闡述信息不對稱及信貸市場存在缺陷條件下各種貨幣政策傳導渠道發揮作用的機理和傳導過程，同時，強調企業規模及其外部融資渠道的多少對貨幣政策傳導的影響。
  9. Madrid, spain ( ap ) - - a man checking for fire damage at a home he bought in a foreclosure auction walked into the living room and found the former owner ' s mummified body sitting on the couch, spanish police said tuesday

    馬德里西班牙（美聯社） - -據西班牙警方本周二的消息，一名男士在抵押品拍賣會上拍得一所房子，當他為了檢查火災損失而走進這所房子時，卻發現這所房子的前主人死在躺椅上，屍體已經變成乾枯。
  10. Based on the current laws in china and foreign laws, this thesis discusses current registration system of mortgage in china in six aspects : publication form of mortgage, registration and creation of mortgage, effect of unregistered mortgage contract, mortgage registration office, mortgage registration procedure and claim of mortgagee

    本文依據我國現行法，結合國外立法，從抵押權的公示方式、登記與抵押權的成立、未登記抵押合同的效力、抵押權登記機.關、抵押權登記程序、債權人登記請求權等六個方面對我國現行抵押權登記制度進行了論述，其中對登記機關和登記請求權進行了較深刻的探討。
  11. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  12. Apart from mortgage financing, other ways to break the bottleneck are enriching banking professionals and proportioning the cost of shipbuilding

    突破這一瓶頸的辦法，除在建船舶抵押貨款融資外，還可以用充實銀行專業人才和分攤造船成本的辦法。
  13. Promoting the mortgage - backed securitization of real estate ( mbs ) is a feasible solution to dissolve the financial risks. mbs can impel the domestic requirement and the firm development of real estate finance. it can then push the real estate industry into a healthy orbit as soon as possible

    而推行房地產抵押貨款證券化是化解房地產金融風險的一項基本的措施，它具有拉動國內需求，化解金融機構運營風險的雙重作用，並能促進房地產金融穩健發展，進而推進房地產業盡快復甦走上健康發展的軌道，因而應成為當前我國金融業急需推進的工作之? 。
  14. The chapter 1 of this text make brief introduction of medium and small sized enterprises developping condition in our country, combining to analysis financing predicament of medium and small sized enterprises, point expatiate the problem of medium and small sized enterprises in our country, main proceeds with two aspects of direct financing and indirect financing elucidation : the mortgage guarantee loan to medium and small sized enterprises procedure complicacy, limit numerous, financing institution business operating of mechanism system restrict the credit input to the medium and small sized enterprises ; the medium and small sized enterprises lack the channel and place to < wp = 7 > proceeding ownership of a share in direct financing, lack bond financing credit, did not become the diverse capital market and so forth of a series of problem

    本文第一章對我國中小企業發展狀況作了簡單介紹，並對我國中小企業融資困境進行了分析，重點闡述了我國中小企業融資中存在的問題，主要從間接融資和直接融資兩個方面進行說明：中小企業抵押擔保貸款程序復雜，限制繁多，金融機構商業化的經營機制制約了對中小企業的信貸投入；中小企業在直接融資中缺乏進行股權融資的渠道和場所，債券融資資信不足，未形成多樣化的資本市場等一系列問題。 < wp = 5 >本文第二章說明我國中小企業可以吸取國外的先進經驗，採取融資租賃的方式緩解中小企業融資難的問題。
  15. Function to calculate the monthly cost of the mortgage

    函數的參數，該函數計算抵押的月成本。
  16. Registration authorities shall simplify procedures and enhance efficiency, actively promote the standardization and electronization of mortgage registration and pledge registration, improve the service quality and lower down the cost of registration

    （十二）登記部門要簡化程序、提高效率，積極推進抵押物登記、出質登記的標準化和電子化，提高服務水平，降低登記成本。
  17. However, the system of personal property mortgage in china is not so perfect and still has a lot of defaults, such as the scope of targeted objects, the means of public summons, the precedence to be claimed when personal property mortgage co - exists with other real rights for security, and etc. this paper is based on the basic theory of personal property mortgage and composed of four main parts : patr 1 introduces the concept and features of the personal property mortgage, and indicates some differences on the above details among china and other countries and regions through the survey and research of relative laws

    我國的動產抵押制度尚不完善，存在著諸多不足甚至缺陷，具體體現在標的物的范圍、公示方式的選擇、登記的對抗效力、多個抵押權並存時的受償順序、對抵押物受讓人的保護以及與其他擔保物權沖突時的處理等方面。本論文的研究方法是從動產抵押制度的基礎理論出發，運用比較法、法哲學、經濟分析和利益權衡等方法，針對性地對上述不足之處進行分析，提出具體意見。本文的研究由四部分組成。
  18. Banks find that the collateral which they are holding against loans is depreciating. businesses find that real assets are worth less and cash flow may be slowing, but debts remain the same even though the interest cost of serving them may fall

    業主發覺他們成為負資產一族，銀行發覺貸款抵押品不斷貶值，企業發覺有形資產價值下降現金流量放慢，但負債則沒有變動即使利息成本可能有所減少。
  19. 4 low capital mobilization cost : government bonds could always be collateralized, or used to raise capital by rp rs trading with bond dealers. the borrowing rate usually is lower than the bank and the procedure is easier

    四資金調度成本低：隨時可以政府公債抵押，利用附條件交易方式向債券自營商取得資金周轉，其利率通常較向銀行貸款低，又不影響持券人之債息收入，手續亦簡便。
  20. Since mortgage by law is not acknowledged in china, this thesis discusses the definition of mortgage by law, creation of mortgage by law and the priority between mortgage by law and general mortgage etc. in light of laws, cases and theories in foreign counties

    由於我國不承認法定抵押權，本文根據國外的立法、判例、學說對法定抵押權的概念、法定抵押權的成立以及法定抵押權與一般抵押權的順位等問題進行了較為全面的考察。
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