抵押擔保證券 的英文怎麼說

中文拼音 [dǐyādānbǎozhèngquàn]
抵押擔保證券 英文
mbs
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 擔 : 擔動詞1. （用肩膀挑） carry on a shoulder pole 2. （擔負; 承當） take on; undertake
  • 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
  • 證 : Ⅰ動詞（證明） prove; verify; demonstrate Ⅱ名詞1 （證據） evidence; proof; testimony; witness 2 （...
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  • 擔保 : warrant; guarantee; go bail for; vouch for; ensure; assure; assurance; bail; surety
  • 證券 : bond; security; negotiable securities
  1. The bank shall have a first and paramount lien on all securities, deposited property and other deeds, documents and property including security boxes and their contents other than those which are book debts or otherwise constitute a security over which such a lien would require registration under the companies ordinance now or at any time hereafter standing to the credit of the custodian accounts or in the possession, or under the control, of the bank or any employee or agent of the bank for the account of the customer the " secured assets " whether by way of security, safe - keeping or otherwise as security for payment to the bank of the liabilities

    對于客戶在現時已存入或此後任何時間存入保管賬戶，或由本行或其雇員或代理人代客戶以抵押保管或其他方式控制或持有，以作為向本行支付債務之抵押保證之所有證券存放財產及其他契據文件及財產包括保險箱及其所載之物件，但屬于賬面債項或根據公司條例規定應注冊以取得留置權之財產則除外以下統稱為有擔保資產，本行將有最優先及最高權力之留置權。
  2. Asset securities include mortgage pass - through securities, mortgage - backed securities, pay - through securities and strip mortgage / collateral securities

    資產證券的種類主要有轉遞證券、資產支持債券、轉付證券、剝離式抵押擔保證券。
  3. Now there is a large body of academic and industry research on the establishment of mortgage - backed securities ( mbs ) market, much of which involves introduction of various types of mbs such as mortgage pass - through securities ( mpts ), mortgage pay - through bonds ( mptbs ), mortgage - backed bonds ( mbbs ), collateralized mortgage obligations ( cmos ) and so on

    目前，學術界和本行業實踐者們對我國發展mbs市場這一課題進行了廣泛的研究，其中，很大一部分研究是圍繞住房抵押貸款支持證券的品種設計展開的，這些品種包括過手證券、轉付證券、抵押貸款支持債券以及抵押擔保證券（ cmos ）等。
  4. Should loan losses climb, investors in mortgage - backed securities will also get burnt, especially those holding the riskier, higher - yielding bonds

    如果貸款增長放緩，抵押貸款擔保證券的投資者? ?特別是那些持有高風險高收益債券的投資者，將會因此受損。
  5. Theory analysis of mbs the so called mortgage - backed of real estate, is a loan action that take the real estate as the assurance for return money to get the loan

    二、住房抵押貨款證券化理論研究所謂住房抵押貸款，就是以住房這種不動產作為償還債務的擔保作為獲得貸款的借款行為。
  6. This section begins with the analysis of the cash flow of the two most elementary products - mortgage pass through securities ( mpt ) and collateralized mortgage obligations ( cmo ), and describes the difference between the function mechanism and the ability of resisting risk. then, based on the above analysis, this article tries to invent an new cmo product which goes by the name of adjustable amortization mortgage ( aam ) and can effectively counteract the extension risk when interest rate goes up. at the same time, this article also indicate some problem which should pay special attention to in practical application and put forward some corresponding market promotion strategy

    本章首先通過對兩種最基本的抵押證券? ?抵押貸款傳遞證券（ mpt ）和抵押擔保證券（ cmo ）現金流量變化的分析，研究其運行機制和防禦風險的功能差異，接著在以上分析的基礎上，文章嘗試提出了一種能夠有效化解利率上升環境中延期風險的新型證券品種? ?可調整分期付款額的抵押擔保證券（ adjustableamortizationmortgage ，簡稱為aam ）的設想，但同時也指出了這種抵押擔保證券在實際應用中應該特別注意之處，並提出了相應的市場推廣策略。
  7. This paper, using the experience of the typical nation and region about housing mortgage securitization, joining together the realistic condition in our country, putting forward the strategy of developing housing mortgage securitization in our country now. the article is divided into four parts : part one : introduce the related theories about the housing mortgage securitization, including the content of housing mortgage securitization, the participants, concrete operation procedure, the financial tool, and point out the realistic meaning that our country promote. part two : analyze the background and the motive that world housing mortgage securitization, choose the typical model nation and region such as the united states, canada, hong kong to proceed the comparison, and get some experiences and apocalypses from it

    文章分為四個部分：第一部分：首先對住房抵押貸款證券化的內涵、涉及的參與者、具體運作程序以及使用的金融工具等與住房抵押貸款證券化相關的理論進行了介紹，其中著重對抵押貸款傳遞證券、抵押貸款支持債券、抵押貸款轉付債券、抵押擔保證券等目前國外規模較大的四種住房抵押貸款證券進行了較詳細的介紹，然後指出我國目前推行住房抵押貸款證券化無論是從商業銀行和投資者等微觀主體的角度還是從住房產業和資本市場的發展等宏觀角度來看都具有非常重要的現實意義。
  8. Currently there two kinds of mature and normative securities in foreign countries : abs and mbs

    目前國外比較成熟而且規范的證券是資產擔保證券（ abs ）和資產抵押證券（ mbs ） 。
  9. The credit strengthen functions of domestic mbs may be carried out by special government organization, and the credit of government will be the assurance for money return

    我國住房抵押貸款證券的信用強化功能可以由專門設立的政府機構來承擔，該機構以政府的信譽為後盾對抵押貸款證券的本金與利息支付做出擔保。
  10. Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those

    所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。
  11. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  12. The issuance of subprime - related cdos has plunged

    次優抵押貸款相關的債務擔保證券發行量急劇下降。
  13. These were sold to a wide range of investors, depending on their tolerance for risk

    住房抵押貸款擔保證券依據不同投資者的風險承受程度向許多投資者發行。
  14. And in a fresh problem area for banks, commercial - mortgage - backed securities are declining in value, mr

    皮爾斯指出，商業抵押貸款擔保證券的價值正在下滑，而這是最近才暴露出問題的一塊業務。
  15. Part three : analyzing the present situation of developing housing mortgage securitization in china, including the elementary mortgage market, the mortgage guarantee and insurance mechanism, intermediary agency in capital market, potential investors, and law circumstance, tax, accounting etc. part four : depending on the analysis of the second part and the third part, putting forward the steps and strategies to develop housing mortgage securitization in china and the objective mode of housing mortgage securitization in china

    第三部分：分析我國目前發展住宅抵押貸款證券化的背景條件，包括住宅抵押貸款初級市場、抵押擔保保險機制、中介機構、潛在的機構投資者、相關的法律環境、稅收、會計等一系列條件。第四部分：通過第二、三部分的分析，提出我國發展住宅抵押貸款證券化的策略和目標模式。
  16. These proposals are shown here, to make the mortgage loan styles more suitable and more diverse. to develop mortgage loans insurance market greatly ; to implement housing mortgage - backed securities ( mbs ) at the right time : to reform the current housing residual fund systems

    主要有完善並創新住房抵押貸款方式:大力發展擔保保險中介機構，構築住房消費貸款的風險防範和分散體系:適時推進住房抵押貸款證券化;改革當前的住房公積金制度等。
  17. Part three : analyzing the obstacles of developing the housing mortgage securitization in our country now, including the our country housing mortgage scale is not enough big, insurance and guarantee mechanism is not sound and personal reputation mechanism is not perfect, the marketization of interest rate system is not completed, the development of institution investor is still not mature and the development of intermediate institution is not perfect, the system of law is not sound, the related accounting system and tax revenue system is lack and blank etc. part four : passing the analysis of the second and third part put forward the whole idea and concrete strategies in our country to develop the housing mortgage securitization

    第二部分：首先對全球住房抵押貸款證券化的發展狀況進行了簡要的介紹與分析，然後選擇對我國有借鑒意義的美國、加拿大和香港等典型國家和地區的住房抵押貸款證券化實踐進行了詳細的比較分析，並從中得出：住房抵押貸款證券化是住房抵押貸款一級市場巨大發展的必然結果：政府的支持非常重要；住房抵押貸款證券化的發展需要一定的基礎條件以及需要因地制宜等一些關鍵性的啟示。第三部分：分析了我國當前實施住房抵押貸款證券化所面臨的一些具體障礙，其中包括有我國住房抵押貸款規模不夠大、保險與擔保機制不健全、個人信用體系不完善、利率體系非市場化、機構投資者的發展還不成熟、中介服務機構發展不完善、法律法規制度不健全以及相關會計制度和稅收制度的欠缺和空白等一系列的問題。
  18. The mortgage - backed system is the basic system arrangement that applied in the real estate field to avoid credit risk. mbs is a special form of real estate securitization, it is based on mortgage - backed of real estate and the initial credit side take their owned real estate or through special medium organization, by the assurance of certain credit organization, issue certain valued stocks, to be purchased by investor

    房地產抵押貸款證券化是房地產證券化的一種特殊形式，它是在房地產抵押貸款的基礎上，抵押權人（初始貸款人）將已擁有的房地產抵押品（抵押權）或中介機構從初始貸款人那裡購買抵押貸款（抵押權） ，通過特信機構的擔保，發行相應額值的有價證券，供投資者購買的過程。
  19. The earlist asset - securitized transactional date back to our early 1970s and were the sale of pooled mortgage loans by the government national mortgage association. these transaction soon followed by selling unmortgaged which can be securitized, and then thrive in the developed countries, newly - emerging nations and regions

    資產證券化從1970年代末美國儲蓄銀行發起的抵押貸款擔保證券始，逐漸擴大到其他非抵押性貸款，以至包括不良債權在內的所有應收款領域，並在發達國家、新興國家和地區迅速發展起來。
  20. As in other parts of the debt markets, the liquidity has been fed by the large number of investors willing to buy tranches of collateralised debt obligations or, in the case of leveraged lending, collateralised loan obligations, a market which has rallied since 2002

    自從2002年重整的貸款擔保證券與在其他的債務市場一樣，流動資金是依靠那些願意去買國際貨幣基金貸款中的債務抵押債券或是有關杠桿貸款的大量的投資者而運轉的。
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