抵押貸款支付 的英文怎麼說

中文拼音 [dǐyādàikuǎnzhīfù]
抵押貸款支付 英文
mortgage payment
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 支 : Ⅰ名詞1 （分支; 支派） branch; offshoot 2 （地支） the twelve earthly branches3 （姓氏） a surname...
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 支付 : pay （money）; defray; payment; payoff
  1. These funds let city employees contribute 4 - 8 % of their salaries and then the employers give matching 5 %. the interest rate is lower than bank mortgages

    城市工人只負責將其每月工資的4 - 8 %用來支付住房公積金，其僱主將支付相應的5 % 。其利率也將低於銀行的抵押貸款利率。
  2. We are having difficulty keeping up our mortgage payments.

    我們難以繼續支付分期償還的抵押貸款。
  3. Now there is a large body of academic and industry research on the establishment of mortgage - backed securities ( mbs ) market, much of which involves introduction of various types of mbs such as mortgage pass - through securities ( mpts ), mortgage pay - through bonds ( mptbs ), mortgage - backed bonds ( mbbs ), collateralized mortgage obligations ( cmos ) and so on

    目前，學術界和本行業實踐者們對我國發展mbs市場這一課題進行了廣泛的研究，其中，很大一部分研究是圍繞住房抵押貸款支持證券的品種設計展開的，這些品種包括過手證券、轉付證券、抵押貸款支持債券以及抵押擔保證券（ cmos ）等。
  4. A cash squeeze ripples through the economy when people, desperate to hang onto their real estate, begin selling other assets - - such as their cars - - just to raise the money to make their mortgage payments

    現金短缺的現象持續在經濟體重擴散，人們大都被他們的房貸搞得身心疲憊，開始出賣其他資產，比如自用的汽車，來兌現以支付抵押貸款。
  5. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  6. Thousands of american homeowners have fallen behind ( on ) their mortgage payments because their adjustable rate mortgages have reset at higher interest rates

    成千上萬的美國有房者因可調息抵押貸款利率的重新調高而逾期了他們抵押貸款的支付。
  7. Many homeowners, for example, are making the most of the low interest rate environment by refinancing to trim their payments or shorten their term. some are downsizing to smaller pads

    許多屋主，例如，盡量利用低利息的率環境，更改他們的房屋抵押貸款支付金額或宿短支付期限。有些減少到很少的錢。
  8. This paper, using the experience of the typical nation and region about housing mortgage securitization, joining together the realistic condition in our country, putting forward the strategy of developing housing mortgage securitization in our country now. the article is divided into four parts : part one : introduce the related theories about the housing mortgage securitization, including the content of housing mortgage securitization, the participants, concrete operation procedure, the financial tool, and point out the realistic meaning that our country promote. part two : analyze the background and the motive that world housing mortgage securitization, choose the typical model nation and region such as the united states, canada, hong kong to proceed the comparison, and get some experiences and apocalypses from it

    文章分為四個部分：第一部分：首先對住房抵押貸款證券化的內涵、涉及的參與者、具體運作程序以及使用的金融工具等與住房抵押貸款證券化相關的理論進行了介紹，其中著重對抵押貸款傳遞證券、抵押貸款支持債券、抵押貸款轉付債券、抵押擔保證券等目前國外規模較大的四種住房抵押貸款證券進行了較詳細的介紹，然後指出我國目前推行住房抵押貸款證券化無論是從商業銀行和投資者等微觀主體的角度還是從住房產業和資本市場的發展等宏觀角度來看都具有非常重要的現實意義。
  9. The credit strengthen functions of domestic mbs may be carried out by special government organization, and the credit of government will be the assurance for money return

    我國住房抵押貸款證券的信用強化功能可以由專門設立的政府機構來承擔，該機構以政府的信譽為後盾對抵押貸款證券的本金與利息支付做出擔保。
  10. Even though people receive a tax deduction for interest on mortgage payments, they pay for all their other expenses with after - tax dollars. even after they pay off their mortgage

    即使人們從住房抵押貸款的利息中得到了免稅的好處，他們還是要先還清各期貸款后，才能以稅后收入支付各種開支。
  11. That is, in addition to the hkmc s guarantee, holders of the notes can also turn to the underlying mortgage loans for payment of principal and interest

    因此，債券持有人除取得按揭證券公司提供的擔保外，也可從抵押的按揭貸款取得本金償還及利息支付。
  12. By doing this, an effective house price model may be developed and the departments concerned, the real estate companies, banks, and consumers may find it helpful as one of the analyzing approaches and tools in their regul ation and control, business management, management of credit, and investment decisions respectively

    此外，實證研究還發現引入住宅抵押貸款因素后，目前杭州中、高收入家庭已經具備住宅商品化的條件，完全可以從市場上購買與自己支付能力相適應的住宅，而低收入家庭的支付能力與相適應的住宅價格還有一定的差距，這一結果也與國際慣例相符合。
  13. Firstly, this dessertation introduces the history of mbs market in u. s. a and its other three types of mbs : mpts, mptbs and mbbs. meanwhile, it also puts forward a qualitative comparison among these four different mbs

    本文首先介紹了美國mbs市場的發展史，對過手證券、轉付證券以及抵押貸款支持債券作了簡單的論述，並同cmo證券一起進行了定性比較。
  14. Therefor, introduces the asset which can be securitizated, and introduces pass - through, asser - backed securitization, pay - through, and strips. then takes securitization of housing mortgage loan as the breakthrough. and then discusses emphasizedly the circulated mechanism about the banking - asset securitization. in addition, analyzes its competition of the banking - asset securitization, then, analyzes the cost and income of the banking - asset securitization quantificationally

    為此，介紹了我國可供證券化的基礎資產體系，並對過手證券、資產支撐證券、轉付證券和剝離證券等品種作了簡要的介紹，然後以住房抵押貸款證券化為突破口，著重探討了銀行資產證券化的運作機理；另外，對銀行資產證券化融資的競爭力和成本收益進行了定量分析，為銀行實施證券化提供一個決策依據。
  15. Prepayment increases the uncertainty of cash flow of mortgage - backed securities ( mbs ) and influences the pricing of mbs. therefore, the research on prepayment has been always the emphasis of foreign scholars

    提前償付行為增加了住房抵押貸款支持證券（ mbs ）現金流的不確定性，進而影響到了mbs定價等核心問題，因此，對提前償付行為的研究一直是國外理論界與實務界重點關注的問題。
  16. More than 1 / 20 home owners are behind ( in ) their mortgage payments and the u. s. mortgage bankers association reports that the number of full closure ( foreclosure ) proceedings has reached all time high in each of the last three quarters

    二十分之一以上的房主們無法支付房貸，同時，美國抵押貸款銀行家協會報告道，在過去3個季度里，贖訴訟案件數量達到了歷史新高。
  17. Free mercedes lease ( conditions apply ). owner may carry a second mortgage on specific terms with 10 % down

    屋主提供免費租賃賓士車（ mercedes ） （有條件限制） 。買主支付10頭款，屋主可提供第二順位房屋抵押貸款。
  18. He took out a mortgage on his house to pay for business expenses

    他拿到了一筆抵押貸款去支付生意上的開銷。
  19. We ' re having difficulty keeping up our mortgage payments

    我們難以繼續支付分期償還的抵押貸款
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