控制信貸 的英文怎麼說
中文拼音 [kòngzhìxìndài]
控制信貸
英文
controlling credit-
Key points in commercial bank credit risk control
商業銀行信貸風險控制的要點The moral risks and its control in commercial bank credits
商業銀行信貸中的道德風險及控制Certain selected tightening measures have been implemented, including moves by pboc to raise reserve requirements and rediscount rates ( see box below ), and administrative directives to impose strict land controls and to rein in credit expansion by curbing lending to overheating sectors
部分已實施的緊縮措施包括：人民銀行調高存款準備金率（見下表） 、透過行政指令嚴格控制土地資源，以及收緊對過熱行業的貸款，以控制信貸膨脹等。The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate
論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。Second, china ' s fixed exchange rate makes it hard to keep credit growth under control
第二，中國的固定匯率制度使得很難控制信貸增長。In such circumstances, direct controls on credit may have been a more effective way to curb overinvestment
在這種情況下，直接控制信貸可能會更有效地遏制過度投資。Prevent and control credit crisis by strengthening the management of purchasing loans for non - protective price grain
加強非保護價糧食收購貸款管理防範和控制信貸風險In addition to traditional monetary tools, the government has pressured banks to impose self - constraint in increasing lending
除了傳統的貨幣工具，政府也對銀行施加了壓力，要求控制信貸的增長。Moody s noted that the bank s demonstrated ability to control credit costs amid growth will be positive for its ratings
銀行過去在擴展業務下有效控制信貸成本的能力，亦有助在未來進一步提升評級。The international monetary fund, which is meeting tuesday and wednesday in singapore, this week urged china to rein in credit to avoid " tipping off a boom - bust cycle.
這一周的星期二和星期三，國際貨幣組織在新加坡舉行的會議上催促中國控制信貸數量，避免落入「膨脹崩潰周期」 。China ' s industrial production grew at the slowest pace this year, suggesting weaker export growth and government curbs on lending are starting to cool the world ' s fastest - growing major economy
今年中國工業產值增長速度放緩，表明出口增速減弱和政府控制信貸開始發揮作用，為世界上增長最快的經濟體降溫。Dealing with currencies, the commercial banks are endowed with great credit risk. from the very beginning, the commercial banks in different countries all seek for rish - avoiding - means to control the credit risk to the maxium
商業銀行作為經營貨幣的特殊企業，其信貸風險屬性是與生俱來的；因此，各國商業銀行自誕生的一天起，就在努力尋求規避信貸風險的方法和手段，以最大限度地控制信貸風險。China ' s economy grew at an official 9. 7 per cent in the first quarter of this year as ambitious local authorities went on an investment binge and banks continued to lend to a roaring property sector in spite of beijing ' s orders to rein in credit
官方數據顯示，中國經濟今年第一季度仍以9 . 7 %的速度增長，盡管中國政府下令控制信貸，但雄心勃勃的地方政府大量投資，銀行繼續為高漲的房地產行業提供貸款。The credit assessment of borrower is the major measure for commercial bank to control credit risk and manage risky asset
信貸客戶信用評價，是商業銀行控制信用風險和資產風險管理的主要手段。In reference with the major earlier symptoms and index of agreement violation of loan put forward by bosnian a. roger, and combining the basic elements that influence credit risk forewarning of commercial banks, some key indexes have been selected to establish the prediction model of single loan credit risk. the model may serve as reference in the practice of controlling credit risk of commercial banks
參考bosmana . roger提出的預測貸款違約主要先期跡象和指標，綜合影響商業銀行信用風險預警基本因素，遴選出一些關鍵指標建立銀行單筆貸款信用風險的預測模型，這個模型在商業銀行控制信用風險的實際操作中具有一定的參考價值。Internal control system about credit operational risk of commercial banks aimed to ensure credit business sustained developing and control credit operational risk. it is summation of adoptive organizations, methods and procedures that it takes process of credit operation and management and operational activities as control object, standardizes credit operation and sets the risk control point in reason, uses all control factors. that commercial banks develop credit business must be based on established internal control system about credit operational risk
商業銀行信貸業務風險內控制度是商業銀行為了保障信貸業務的健康發展，控制信貸業務風險，以信貸經營管理過程和業務活動為控制客體，以規范信貸業務活動並在業務流程中合理設置風險控制點，綜合運用各種控制要素所採用的組織、方法、程序的總和，商業銀行開展信貸業務應該以建立信貸業務風險內控制度為前提。Secondly, the article deeply analyzes the process of the credit risk control and find out the cause of formation of credit risk and the problems with credit risk control and management form aspects as follows : client structure about credit, related motivation measures, process of operation of credit, pre - loan investigation, checkup for loan, loan operation examination, and management of current non - performing loans. the article then offers solutions for how to guard against and defuse the credit risk regarding the existing problems, so that we can improve the credit asset quality of xx sub - branch and strengthen the credit risk control. ultimately, the article discusses the systematical risk caused by macro - economical environment with which state - owned commercial banks are trying to cope and the prospects for improving macro - environment
筆者首先通過對xx支行的信貸資產質量、和不良貸款率等幾個方面的分析，揭示了該支行信貸風險的現狀，指出有效的控制信貸風險對該支行來說是一個十分重要而迫切的問題;其次對xx支行在信貸風險控制過程中的諸多環節進行深入剖析，找出該支行信貸風險的成因以及信貸風險管理和控制中存在和暴露的問題，著重從以下幾個方面進行分析:信貸客戶結構、相關的激勵措施、信貸業務操作流程、貸前調查、貸后檢查、以及目前不良貸款的管理;然後針對存在的問題，逐一提出了化解、防範信貸風險的對策，以提高該支行的整體信貸資產質量，鞏固和強化該支行的信貸風險防範和控制;最後從宏觀的角度，淺談了國有商業銀行應對宏觀經濟環境導致的系統風險的思路以及改善宏觀環境的展望。Most rural micro - finance lenders, however, do not have access to credit bureau, and most of their borrowers are poor and self - employment. so the rural credit union can only judge the credit risk
在西方發達國家，為了減少放貸成本，同時為更有效的評估和控制信用卡消費中的信用風險，銀行紛紛引入了信用評分方法，並取得了很好的效果。While there are so many problems that made trust and investment companies face lots of internal and external risks in real operation such as the immature market, the scarcity of government legislation and supervision, the management risks in the trust and investment companies and so on. all these need be solved by the trust and investment companies under the assistance of government department responsible for legislation and supervision. this article states from the real status of the trust industry, analyses the risk of it and brings forward the solutions from the following four angles : innovating trust production, such as npl trust, state - owned stock trust, leasing trust, mbo trust, esot, etc, perfecting the mechanism of risk control from var model and risk estimation, enhancing the cooperation with other financial institutions like banks, securities institutions, insurance companies and leasing companies, and strengthening the system of government legislation, supervision and self - restriction of trust and investment companies
本文從中國信託業的現狀出發，分析信託投資公司存在的問題，尤其是整頓后依然存在的問題，借鑒國外信託業的經驗，結合中國信託業的實際情況，從創新信託產品、健全信託投資公司風險控制機制、加強與其他金融機構合作和增強監管機制等角度進行探討，提出解決問題、加速信託機構健康發展的途徑：第一、根據目前我國信託業的規定，結合中國的經濟狀況，從處置國有不良資產、減持國有股、與金融租賃相結合、管理層收購、職工持股、銀行處理信貸資產、房地產、應收債權等領域創新信託產品；第二、引入國際上風險控制模型內控信託機構的風險，並採取信用評級的手段對信託投資公司和信託產品進行評級，從外部控制信託機構的風險；第三、提出信託投資公司應與銀行、證券、保險和租賃業相結合，在業務上相互補充，資源上共享，促進信託業的發展；第四、從完善信託立法、加強監管力度、健全信託投資公司個體自律和行業自律等方面完善信託的監管體系。Global clearinghouse leaders discuss best practices for risk management and clearing including risk monitoring, default mechanisms, lines of credit, margining, security deposits, and insurance
作為全球票據交換的主要公司，在這個專題中將探討風險管理和清算的經驗，包括風險監控、違約機制、信貸限額、限額邊界、保證金收取、風險準備金和保險。分享友人