擔保信貸 的英文怎麼說
中文拼音 [dānbǎoxìndài]
擔保信貸
英文
guaranteed credit-
Securitization of bank assets refers to combined management and investment activities in which commercial banks, by making use of the legally representable nature of their credit assets and other claimable credits, put certain assets into asset - pools, issue asset - backed securities backed by the assets in the pools in order to transform the illiquid credit assets into cash assets. then the asset - backed securities are entrusted. upon the expiration of the securities ’ terms, the underlying assets are realized to repay the principals and interests of the securities
銀行資產證券化是商業銀行利用信貸資產和其他可主張的債權在法律上可被代表的特性，以確定的財產進入資產池為擔保發行資產支持證券，將沉澱的信貸資產變為現金資產，然後將該證券委以信託增值，在證券期滿時，變現擔保財產償還證券本息的一種組合經營和投資活動。The bank also extends export credit insurance facilities to cover risks undertaken by us exporters.
銀行還擴大出口信貸保險業務，給美國出口商承擔風險保險。Banks may also choose to repackage part of their mortgage portfolios into back - to - back mortgage - backed securities with the hkmc providing a guarantee on timely repayment to remove the credit risk of the securitised portfolios
銀行亦可選擇將其部分按揭貸款組合重新包裝，成為背對背按揭證券，並由按揭證券公司提供按時還款擔保，以消除證券化組合的信貸風險。Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped
授信是指商業銀行向非金融機構客戶直接提供的資金，或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證，包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務，以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。The interest rate for loans may be decreased in accordance with the interest rate management regulations enacted by the people ' s bank of china for those quality projects underwritten by guarantee agencies with sound operation system, good credit standing, strong capital strength and powerful risk prevention ability
對運作規范、信用良好、資本實力和風險控制能力較強的擔保機構承保的優質項目，可按人民銀行利率管理規定適當下浮貸款利率。Consumer credit code of australia provides references to the consumer credit legislation of our country in protecting of consumer benefits, improving consumer credit business, guaranteeing the consumer credit contract, as well as relationship among consumer credit business, consumption provider and consumer
我國消費信用立法還很薄弱，澳大利亞《消費信貸法案》中特別體現保障消費者利益的立法精神，有利於信用經營者生存和發展的特別安排、消費信貸合同的擔保與保證。Analysis of guarantee organizations and small and medium - sized enterprises credit loan based information economics
基於信息經濟學的擔保機構與中小企業信貸分析Financial difficulties and the construction and consummation of credit loan system in medium and small - sized enterprises
中小企業融資難問題與中小企業信貸擔保體系的構建與完善Draw up policy system of bank to the high - technology industry, establish relative credit management system and financial guarantee policy system
制定高新技術產業投資的金融政策體系；建立與高新技術產業發展相適應的信貸管理體制以及與信貸管理體制創新相適應的融投資擔保政策體系。Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme
通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。The loan officer said the bank would need some security for such a loan
信貸員說銀行借款需要提供擔保品。Article 7 in issuing loans, commercial banks should made reliable checks on the creditibility of the borrowers, and provide the loans on guarantee to ensure timely recovery of the loans
第七條商業銀行開展信貸業務，應當嚴格審查借款人的資信，實行擔保，保障按期收回貸款。Inquiry can be made through the personal credit information database only with the authorization in writing by the person involved when personal loan application or credit card application is being reviewed, offer of guarantee by an individual assessed, or personal loan or credit card monitored for credit risks on a continued basis
建立個人信用信息基礎數據庫既要實現商業銀行之間信息共享，方便群眾借貸，防範信貸風險；又要保護個人隱私和信息安全，只能經當事人書面授權，在審核個人貸款、信用卡申請或審核是否接受個人作為擔保人等個人信貸業務，以及對已發放的個人貸款及信用卡進行信用風險跟蹤管理，才能查詢個人信用信息基礎數據庫。However, once we take all - sided and impersonal view over the housing finance, we will definitely realize the conflict between the high speed and the low efficiency of it. in this paper, it ' s analyzed that there ' re five factors affecting the efficiency of housing finance, based on the basic situation of china as a developing country and according to some related theories of the western economics. the first one is the dual - track interest rate which presumes that price of housing credit financing is under the control of government to a certain extent, and the rest is open
因此，本文從我國作為一個發展中國家? ?這一基本國情出發，以西方經濟學中有關理論為依據，分析影響我國住房金融效率的因素主要包括：利率雙軌，即一部分住房信貸資金價格受到政府的管制，而另一部分住房信貸資金價格則是開放的；住房金融機構產權不清，特別是政策性住房金融機構產權不清而導致金融創新動力不足，金融工具品種單一，不能滿足居民需求多樣化的要求；住房信貸中由於較高的交易費用，而使內耗偏高、效率降低；住房金融機構不健全，既不存在真正的住房金融機構又缺乏相應的擔保機構；此外，住房金融中融資機制不完備，長期信貸資金來源不足與資產負債的期限結構不匹配也是影響住房金融效率的一個主要因素。It should be noted that there could be double counting in the amount of direct exposure and contingent liabilities where itics have issued guarantees to the banks to support the banks lending to their subsidiaries
應注意一點，就是由於國際信託投資公司為協助附屬公司取得銀行貸款而向銀行簽發擔保書，這樣有可能造成直接貸款額和或有債務金額的重覆計算。In gaoyou city proper there are bank of china, bank of industry and commerce, bank of construction, agricultural bank etc. the above banks have formed coordinated service systems including credit operations, foreign exchange settlement, guarantees, credit rating, consultation etc
高郵市區有中國銀行工商銀行建設銀行農業銀行等分支機構，各銀行均已建立了信貸資金外匯結算擔保見證資信調查咨詢服務等一體化配套服務體系。Establish " credit guarantee fund for medium and small enterprises in jiangxi ", solving the medium and small enterprises " problems such as the difficulty in loan, in financing and the inadequate registered capital. provincial government should gradually arrange some mature stock enterprises to be listed or listed through purchasing some listed companies, achieving the direct financing, further change the operating strategy of the. state - owned banks, supporting the development of medium and small enterprise
設立「江西省中小企業信用擔保資金」 ，切實解決中小企業貸款難、融資難、企業注冊資本不足以及擔保等問題；應該有步驟地安排一些條件成熟的股份制中小企業上市或「買殼」上市、借「殼」上市，實現直接融資；進一步轉變國有銀行經營戰略，支持中小企業的發展。Legal services related to bank loan and guarantee off all kinds financing of infrastructure project, financing and leasing of complete set equipment l / c, commercial bills ; futures transaction and etc
各類銀行貸款、擔保法律業務；基建項目融資、成套設備融資租賃；銀行信用證、商業票據的法律業務；期貨交易法律事務等。Legal services related to bank loan and guarantee of all kinds. financing of infrastructure project, financing and leasing of complete set equipment. l / c, commercial bills ; futures transaction and etc
各類銀行貸款、擔保法律業務；基建項目融資、成套設備融資租賃；銀行信用證、商業票據的法律業務；期貨交易法律事務等。At that time, a chicago retailer sears first called to farmers ( then the united states economy was still mainly agricultural economy ) to provide unsecured credit, after other commercial organizations to follow suit, and the types of credit in the form of subsequent increased
當時，芝加哥一家叫做西爾斯的零售商率先向農民（那時美國經濟還以農業經濟為主）提供無擔保信貸，之後，其他商業機構紛紛效仿，信用的形式和種類隨之增多。分享友人