收窄息差 的英文怎麼說
中文拼音 [shōuzhǎixīchā]
收窄息差
英文
narrowing of spread- 收 : Ⅰ動詞1 (把攤開的或分散的事物聚集、合攏) put away; take in 2 (收取) collect 3 (收割) harvest...
- 窄 : 形容詞1. (橫的距離小) narrow 2. (心胸不開朗; 氣量小) petty; narrow 3. (不寬裕) hard up; badly off; short of
- 息 : Ⅰ名詞1 (呼吸時進出的氣) breath 2 (消息) news 3 (利錢; 利息) interest 4 [書面語] (子女) on...
- 差 : 差Ⅰ名詞1 (不相同; 不相合) difference; dissimilarity 2 (差錯) mistake 3 [數學] (差數) differ...
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With existing loans also being refinanced to take advantage of the lower rates, this contributed to the squeeze on banks lending margins
加上現有住宅按揭進行再融資以享有低息率,令銀行的貸款息差收窄。Hong kong s banking system remains safe and stable despite an increasing trend in bankruptcies, sluggish loan growth and narrowing lending margins
盡管破產個案持續上升、貸款增長呆滯及貸款息差收窄,本港銀行體系仍然健全及穩定。The overall net interest margin for 2000 widened, largely owing to relatively low funding costs, which helped to offset the contraction in lending margins
2000年的整體凈息差擴闊,主要是因為資金成本相對偏低,有助抵銷貸款息差收窄。" so far, relatively low funding costs have helped to compensate for the squeeze on lending margins, but it cannot be assumed that this situation will persist.
由於銀行的資金成本相對偏低,可暫時抵銷貸款息差收窄的影響,但是我們不能假設這種情況會持續下去。Increased asset management activities in hong kong and the increase in treasury operations of banks on the back of narrowed lending margins were probably the key factors behind the growth
香港的資產管理業務增長,以及貸款息差收窄使銀行擴展資金管理業務,是外匯交易增長的主因。If loan growth remains sluggish, it may put further pressure on banks to compete for limited business, particularly for residential mortgage loans, by reducing lending margins
若貸款增長仍然呆滯,為了競逐有限的業務,特別是住宅按揭貸款,銀行可能會面對更大壓力,需要進一步收窄貸款息差。The banking environment, however, became more competitive and difficult. domestic loan growth remained sluggish, thus squeezing lending margins. several mergers and acquisitions also took place during the year
本地貸款增長仍然呆滯,令貸款息差收窄。銀行業在2000年亦完成了多項合併及收購事項。Competition intensified for the limited amount of new business, particularly residential mortgage business, resulting in aggressive price - cutting strategies by banks and further contraction in lending margins
由於新業務機會有限,所以競爭趨于白熱化,特別是住宅按揭業務,引致銀行採用進取的減息策略,令貸款息差進一步收窄。High yield spreads fell from 328 basis points to 317 basis points
高收益債券息差由328個基點收窄至317個基點。Thereafter, there had been some capital inflows that contributed to an increase in interbank liquidity and a drop in interbank interest rates. hk interest rate spreads over us rates had narrowed accordingly
其後資金流入令銀行同業流動資金增加,銀行同業拆息繼而下降,而港元與美元之間的息差也相應地收窄。In mid - april, the spreads between us dollar and hong kong dollar interest rates had narrowed at the longer end and had returned to negative at the shorter end
月中,港元遠期利率與同期美元利率的息差收窄,但短期利率方面的息差則回落至負數水平。At the longer end of the yield curve, there was a noticeable compression in the spread between the yields of the exchange fund paper and us treasuries of corresponding maturities
同業拆息貼近美元水平。長期債券收益率方面,外匯基金票據及債券與同期美國國庫券的收益差距明顯收窄。So far, the effect of this on the overall net interest margin has been mitigated by the fact that ample liquidity has kept funding costs low
到目前為止,由於銀行體系資金充裕令資金成本維持在低水平,所以貸款息差收窄對整體凈息差的影響得到紓緩。These spreads are expected to narrow when financial markets in the region stabilize
預期隨區內金融市場轉趨穩定,息差會逐步收窄。Narrowing of spread
收窄息差The continued strong depositors appetite for savings deposits in part reflected the narrowing of the interest rate spread between the short - term time deposit rate and the savings deposit rate
存戶將資金存放為儲蓄存款的顯著趨勢持續,部分反映短期定期存款與儲蓄存款之間的息差收窄的情況。Overheating in the residential mortgage market, combined with widespread cutting of interest rate margins as competition intensified, prompted the hkma to write to authorized institutions again in july to remind them of the need to continue to adopt a prudent and responsible attitude to their property lending. institutions were also reminded that they should strictly apply existing criteria, e. g
有見及住宅按揭市場過熱,再加上競爭白熱化,令息差普遍收窄,金融管理局遂於七月去信認可機構,囑咐它們要繼續對物業貸款採取審慎和負責的態度,並嚴格遵守現行有關按揭成數和償債率等方面的準則。" despite the fall in the ratio of refinancing loans, competition for new mortgage business remains intense and margins are continuing to be squeezed. " said mr david carse, deputy chief executive of the hkma
金管局副總裁簡達恆表示:盡管再融資貸款比率下降,但銀行爭逐新按揭業務的競爭仍相當激烈,並會使息差繼續收窄。While the former can fluctuate widely, the latter may not adjust in tandem, thus squeezing interest margins
當前者大幅波動時,後者卻不一定同步調整,致使息差收窄In the banking industry, competition for lending business intensified and lending margins were further squeezed. however, profitability held up well, mainly as a result of improved asset quality, and the capital and liquidity positions of the sector remained strong
銀行業方面,貸款業務競爭越趨激烈,貸款息差亦進一步收窄。然而,由於銀行的資產質素有所改善,銀行業仍能保持其盈利能力,而且銀行體系的資本及流動資金狀況保持穩健。分享友人