有償貸款 的英文怎麼說

中文拼音 [yǒuchángdàikuǎn]
有償貸款 英文
onerous loan
  • 有 : 有副詞[書面語] （表示整數之外再加零數）: 30 有 5 thirty-five; 10 有 5年 fifteen years
  • 償 : 動詞1. （歸還; 抵補） repay; compensate for 2. （滿足） meet; fulfil
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Nevertheless, it is from the harvest that the payment is to come ; since the farmer would not undertake this outlay unless he expected that the harvest would repay him, and with a profit too on this fresh advance ; that is, unless the harvest would yield, besides the remuneration of the farm labourers ( and a profit for advancing it ), a sufficient residue to remunerate the plough - maker ' s labourers, give the plough - maker a profit, and a profit to the farmer on both

    但是，支付的貸款將從收獲中獲得，因為除非農民預期收獲會使貸款得到償還，並會帶來利潤，也就是說，除非收獲在給農場勞動者帶來報酬外，還有足夠的余額來支付制犁匠的報酬，給予制犁匠和農民兩者以利潤，否則他是不會支付貨款的。
  2. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  3. Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

    商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。
  4. The former mostly includes finance trench, which consists of urban maintenance and constructive tax, add - ons of public utility, urban land - using tax, the debt of local government, remise of urban state - own land - using right and special national debt capital, and so on ; administrative charge trench, which consists of apportion, raising the price of urban infrastructure products and services, and so on ; practicality investing trench, which mostly consists of corresponding capital for urban infrastructure provided by real estate exploiters ; other financing trenches, which consist of time - limiting remise of operating authority on urban infrastructure section, introducing into foreign capital, short term loan of civil financing institution, and so on. the latter includes the innovation on the main investors, which consist of the anticipation of civilian capital and other non - financing institutions, and the innovation on financing tools, which consist of project financing, investment funds on industry, municipal bonds and initial public offering, and so on

    前者主要指以政府作為投資主體下的各種融資工具，包括財政稅收渠道（包括城市維護建設稅和公用事業附加、城鎮土地使用稅、地方政府債務、城市國有土地使用權有償出讓、國債專項資金等） ；行政收費渠道（包括攤派、提高基礎設施產品和服務的價格等） ；實物投資渠道（主要是讓房地產開發商為城市基礎設施提供配套資金） ；其它融資渠道（包括市政設施部門專營權有限期出讓、引進外資、國內金融機構的短期貸款等） ；後者則包括融資主體的創新（民間資本的參與以及其它非銀行金融機構的介入）和融資工具的創新（項目融資、產業投資基金、市政債券、股票上市等） 。
  5. Typical soft loans have long maturities ( sometimes up to fifty years ), a ten - year grace period before repayment starts, and low interest or interest - free repayment in loan currnecy

    典型的軟貸款的還款期限很長（有時長達50年） ，低息或是無息，以本國貨幣償還，在還款前還有10年的寬限期。
  6. Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped

    授信是指商業銀行向非金融機構客戶直接提供的資金，或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證，包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務，以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。
  7. It is also distinct from the provision of longer - term liquidity or capital support to a probably insolvent bank

    此外，提供最後貸款人援助，也有別于向很可能已無力償債的銀行提供較長期的流動資金或資本援助。
  8. Additional, usurer still must have following requirement : one, have beijing town constant resident mouth or effective and resident status ; 2, the profession that has stability and income, paid the ability that returns loan principal and interest ; 3, have the contract that buys housing or concerned proof file ; 4, offer management center of beijing housing fund and place to belong to what cent center agrees to assure means ; 5, the other condition that accords with management center of beijing housing fund and place to belong to minute of center to set

    另外，貸款人還必須具備下列條件：一、具有北京市城鎮常住戶口或有效居留身份；二、具有穩定的職業和收入，有償還貸款本息的能力；三、具有購買住房的合同或有關證實文件；四、提供北京市住房資金治理中心及所屬分中心同意的擔保方式；五、符合北京市住房資金治理中心及所屬分中心規定的其他條件。
  9. On the data statistics of annual reports of four state - owned commercial banks ( 2004 ), loan revenue take up above 60 % of commercial bank ' s operating income, loan accounts for above 85 % of commercial bank ' s asset. so, it is important that whether loan price could cover cost and risk of bank, and whether it could get the maximum of benefit

    根據四大國有商業銀行2004年年報的數據，貸款占資產總額的平均比重為60 % ，利息收入占營業收入的平均比重為85 % 。可見，貸款定價是否合理，貸款價格能否補償銀行的成本和風險，對商業銀行的發展至關重要。
  10. A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy

    但有些公司透過地方政府的擔保，或者以土地抵押形式，在香港依法向海外金融機構取得貸款，少數公司更將部分資金挪用於缺乏商業價值的市政建設上，最終因為經營不善和其它原因，陷入財政困難，無法依期向債權銀行或金融機構償還本息，產生商業糾紛，有些更宣布清盤。
  11. As banking supervisor i am glad to see an improvement in the asset quality of banks, in that the deficiency in the value of the security of their mortgage loans has been reducing

    作為銀行監管機構，金管局很高興見到銀行的資產質素有所改善，按揭貸款抵押品價值不足以抵償未償還貸款額的情況有所緩和。
  12. Those who have economic problem can apply for the interest - free loan ( they are supposed to repaid the loan after graduation )

    經濟上有困難的學生還可以享受無息貸款（畢業之後他們有責任償還這些貸款） 。
  13. China ' s state - run banks routinely extend loans to state - owned enterprises that are not expected to be repaid

    中國國有銀行常常向沒有償還能力的國有企業提供貸款。
  14. China s state - run banks routinely extend loans to state - owned enterprises that are not expected to be repaid

    中國國有銀行常常向沒有償還能力的國有企業提供貸款。
  15. Part of the proceeds will be used to refinance a previous syndicated loan of hk 288 million to reduce finance costs

    部份所得款項將用作償還2 . 88億港元舊有銀團貸款，藉此減低財務開支。
  16. Credit balance repayment : you agree to pay back ( settle ) all money borrow within 28 days

    貸方余額償還：用戶同意在28天內歸還所有貸款。
  17. And there is the added flexibility for giving priority to meeting other expenses than servicing the loan secured on the property, should the situation arise, as long as the customer works within the overdraft limit

    此外，這項安排還具有靈活性，只要客戶不超出透支限額，便可以在有需要時選擇先行應付其他支出，而暫停償付按揭貸款。
  18. In case of delinquent re - payment by owners who are in genuine financial difficulty, hkhs will handle the cases compassionately

    假若業主有真正的財政困難，不能依時償還貸款，房協亦會酌情處理有關個案。
  19. Some of the existing mortgage deeds contain both a repayment " on demand " clause as well as an " event of default " clause the happening of which will entitle the mortgage lender to demand the immediate repayment by the borrower of all money and liabilities due or owing by the borrower to the mortgage lender under the mortgage

    部分現有按揭契據載有按貸款人要求隨時償還條款，及違約事件條款，即一旦發生違約事件條款內所述事項，按揭貸款人即可要求借款人即時償還借款人在按揭貸款下欠按揭貸款人的所有款項及債項。
  20. China ' s banking industry is transforming from relationship banking to price banking, which will lead banks to give more credit to the borrowers and projects with low risk and high return. as s result, the credit of vulnerable borrowers will be much more rationed. the relationship between banks and customers will be substituted with contract interests, and removing the interest cap can drive banks to compensate risk with higher interest only if the corporate governance of both banks and enterprises stays in a state of scientific check and balance

    論文探討了銀企關系、抵押品與信貸配給的關系，主要結論有：中國銀行業正在經歷從關系銀行業到價格銀行業的轉變，這一轉變將使銀行貸款向風險低、收益高的借款者或項目傾斜，弱勢借款者可能更加遭受信貸配給；只有當銀行和企業的公司治理結構都比較健全時，銀企關系才可能在很大程度上被交易合同中的利率變化所替代，也只有在這種情況下，利率市場化才能使銀行有可能用提高利率來補償貸款風險，從而一定程度降低信貸配給的程度；提高社會誠信環境，明晰產權並完善財產交易制度，有助於緩解信貸配給狀況。
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