比期貸款 的英文怎麼說

中文拼音 [bǐqīdàikuǎn]
比期貸款 英文
ultima loan
  • 比 : Ⅰ動詞1 （比較; 較量高下、 長短、距離、好壞等） compare; compete; contrast; match; emulate 2 （比...
  • 期 : 期名詞[書面語]1. （一周年） a full year; anniversary 2. （一整月） a full month
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. First of all, with dominant state - owned property right and ownership ' s misplacement and non - transference, state - owned commercial banks are long - term protected by the government, suffering from low efficiency and serious diseconomy in scale

    因國有商業銀行長期受政府保護，效率低下，存在嚴重的規模不經濟，無法完全實現其法人財產權，不能形成有效的內部治理結構；二是高比例的不良貸款率。
  2. Among the tools used in other jurisdictions were higher capital adequacy requirements during upswings and lower capital adequacy requirements during downswings, and dynamic provisioning requirements to provide for greater loan provisioning during downswings

    其他地區曾使用的工具包括在經濟增長期調高資本充足比率要求在衰退期則調低資本充足比率要求，以及彈性撥備政策以便在衰退期增撥貸款準備金。
  3. Once the loan contract is signed, the interest payment is locked. so it is more advantageous to mortgager. in banking business, mortgage prepayment is usually regarded as a convention

    同浮動利率住房抵押貸款比較，固定利率住房抵押貸款對貸款人比較有利，一旦簽訂合同，在貸款期限內可以避免由利率上升帶來的貸款成本增長。
  4. Literatures indicate that logit model, logistic model, probit model, mlr, cluster model, option model, proportion risk model, and discriminant analysis are the main effective methods and models when researching the determinants of residential mortgage default risk

    通過梳理文獻發現， logit模型、 logistic模型、 probit模型、多元線性回歸、聚類模型、期權模型和比例風險模型、判別分析是研究個人住房抵押貸款違約風險影響因素時採用的主要方法和模型。
  5. This essay focuses its study and comparison on the tendering system of international financial organization, raises the necessity of foreign loan tendering system, considering the existing tendering situation in fields of capital construction, mechanical equipment, imported electrical and mechanical equipment, government purchasing and foreign loan purchasing, and gives constructive views in tendering and bidding procedure of project construction agencies and construction supply enterprises, so as to improve the construction level of the foreign loan projects in our country, increase the bidding ability of our enterprises for participating international projects, and promote the establishment and improvement of the tendering and bidding management system in our country after learning from tendering purchasing system abroad

    本文主要研究和對比國際金融組織的招標制度，結合我國在基本建設項目、機械成套設備、進口機電設備、政府采購、國外貸款采購等領域的招標投標現狀，提出研究國外貸款招投標制度的必要性並結合實際工作經歷，為我國項目建設單位和貨物與工程供應企業在招標投標環節提出建設性意見。以期提高我國利用國外貸款項目的建設水平，提高我國的企業參與國際工程投標能力，並借鑒國外招標采購制度，加快我國招投標管理體制的建立和完善。
  6. The enormous amount of debt, a lack of adequate business capital, excessive borrowing on land and securities, and installment borrowing by individuals on an unprecedented scale make the currently unstable situation totally vulnerable to a depression

    極巨大的債項、欠缺足夠的企業資本、過多的土地和保證借貸，以及前所未有的高個人分期借款比率，導致現在的局面不穩定並極容易進入大衰退的局面。
  7. Loans written off over the past 12 months as a percentage of the average outstanding loans is calculated as : total value of loans written off during the past 12 - month period as a percentage of the average outstanding loan value over the 12 - month period i. e. opening closing 2

    過去12個月撇銷的貸款loans written off佔平均未償還貸款的百分比的計算方法如下：在過去12個月期間內撇銷的貸款總額占該段12個月的期間內平均未償還貸款總額即期初未償還貸款結餘期末未償貸款結餘
  8. In order to make the research of this paper more practicable, the paper combines the actual situation of market - oriented interest rate of china, compares and analyses the base leading rate affixation model, the cost plus pricing model, and the customer profitability analysis model, which are all very popular abroad. based on this, and according to the basic principles of lending pricing, the paper introduces the concept of loan - term compound interest, and constructs a lending pricing model on " the mobile choice between cost and market price ", which is practicable under the condition of market - oriented interest rate

    為使本文的研究更有實踐意義，本文結合中國利率市場化趨勢，比較分析了國外普遍採用的「基準利率加點」 、 「成本加成」 、 「客戶盈利分析」等貸款定價模式在中國的適用性，並在此基礎上，根據貸款定價的基本原則，引入貸款期限復利概念，構建了利率市場化條件下具有實際可操作性的「成本與市價相機訣擇」的貸款定價模型。
  9. Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally

    總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。
  10. Not the sum of the two ratios, due to rounding

    期末未償還貸款結餘2的百分比。
  11. According to standard & poor ' s ( s & p ), a rating agency, $ 46. 5 billion of european bonds and loans had been brought to market by the end of february, only a shade less than the $ 48. 3 billion raised in the same period of 2006

    評級機構s & p的數據顯示今年二月美國公司通過歐洲債券以及貸款市場進行了465億美元的融資，只比去年同期的483億略低。
  12. The study shows four major problems existed in individual housing loan. 1 ) supply constraints of individual housing loan. fund sources are highly dependent on commercial banks while large fund idles in the society ; house accumulation fund contributed by the borrowers has not reached a reasonably big ratio of house purchase ; and housing loan businesses of less assortments, smaller amount, and shorter terms, worsen the fund supply

    研究表明，當前我國個人住房消費信貸發展中存在著許多問題，主要包括：第一、個人住房消費信貸資金存在供應約束，從資金來源上看主要集中於商業銀行，未充分調動起社會閑散資金，公積金繳存比例小；從貸款方式來看，貸款品種單一，實貸額度小、期限較短。
  13. Starting from this issue, the article " developments in the banking sector " has been expanded with the addition of a substantial number of trend - illustrating charts, a new item on china exposures, data on consolidated capital adequacy ratio for all locally incorporated authorized institutions, and a table of key performance indicators of the banking sector

    此外，由今期開始，銀行業的發展概況一文加入了大量趨勢說明圖表有關中國貸款的新增部分所有本地注冊認可機構綜合資本充足比率的數據，以及銀行業的主要表現指標一覽表。
  14. To meet the increasingly sophisticated commercial development and business needs of medium - sized enterprises, belgian bank provides a broad spectrum of tailor - made financial solutions which include trade finance services, diamond trade finance, hedging treasury products, factoring, hire purchaseleasing and syndicated loans

    華比銀行的商務中心致力為商貿發展及業務需求日漸增加的中小型企業提供一系列度身訂造的理財方案，包括貿易融資、鉆石貿易信貸、對沖產品、出口保險服務、分期貸款及銀團貸款等。
  15. To meet the increasingly sophisticated commercial development and business needs of medium - sized enterprises, belgian bank provides a broad spectrum of tailor - made financial solutions which include trade finance services, diamond trade finance, hedging treasury products, factoring, hire purchase leasing and syndicated loans

    華比銀行的商務中心致力為商貿發展及業務需求日漸增加的中小型企業提供一系列度身訂造的理財方案，包括貿易融資鉆石貿易信貸對沖產品出口保險服務分期貸款及銀團貸款等。
  16. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  17. " while the fall in the delinquency ratio was largely due to write - offs made by some banks before the year - end, there also appeared to be a slow - down in the increase of overdue loans " said mr. david carse, deputy chief executive of the hkma

    金管局副總裁簡達恆說：雖然月份按揭貸款拖欠比率下降，主要是因為部分銀行在年底前進行撇帳，但是逾期貸款的增加速度似乎也有所放緩。
  18. 2 ratios of provisions, classified loans and overdue loans are on a combined basis i. e the combined position of the hk office overseas branches

    2有關準備金特定分類貸款及過期貸款的比率均按合併基準計算即香港辦事處及海外分行的合併狀況
  19. The apbf can be characterized in eight aspects : policy - oriented operation, non - profitable target, specified domain, stability of economic resources, favorable charges, certainty of compensatory interest, complementary with commercial finance, specialty in regulation. under the guide of theoretical framework and with the comparison with foreign apbf institutions, we can explains the theoretical basis at large : ( l ) as a developing country, the saving level is low in rural area and capital for investment is scarce so that finances ca n ' t be allocated by market fully when the agriculture protect strategy is applied. the apbf institution supplys low - interest loan which is a selective credit supply method to avoid it ; ( 2 ) taking advantage of the function of the " adverse selection ", apbf can be developed to solve the problems such as scarcity of agriculture information, unsymmetrical information and scarcity of long - term capital

    總量方面，資金來源與其所承擔的任務所需資金之間存在著較大的缺口，也缺乏長期穩定的資金來源，資金來源渠道過于單一，籌資功能不健全，且在期限結構上存在突出矛盾；三是不良資產比例居高不下，危及農業政策性金融機構生存和發展的基礎，也潛伏著較大的金融風險；四是貸款業務范圍偏窄，功能發揮受限，嚴重缺乏用於農業基本建設、技術改造、林業、治沙以及農業科技改良等方面的中長期貸款，這與農業政策性金融增加農業投入、增強農業發展后勁、支持農村特別是貧困地區經濟發展的重任很不相稱；五是利益補償不足，弱化了農業政策性金融機構的自我積累能力；六是外部環境不佳。
  20. Average loan - to - value ratio, average contractual life and owner - occupied properties

    平均按揭比率貸款平均合約期
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