比較銀行制度 的英文怎麼說

中文拼音 [bǐjiàoyínhángzhìdù]
比較銀行制度 英文
comparative bank system
  • 比 : Ⅰ動詞1 （比較; 較量高下、 長短、距離、好壞等） compare; compete; contrast; match; emulate 2 （比...
  • 較 : Ⅰ動詞1 （比較） compare 2 [書面語] （計較） dispute Ⅱ副詞（比較） comparatively; relatively; fair...
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 制 : Ⅰ動詞1 （製造） make; manufacture 2 （擬訂; 規定） draw up; establish 3 （用強力約束; 限定; 管束...
  • 度 : 度動詞[書面語] （推測; 估計） surmise; estimate
  • 比較 : 1 （對比） compare; compare with; contrast; parallel （with）; comparison; by comparison; in comp...
  • 銀行 : bank
  1. Comparing the bank instruction of chian japan and korea

    中日韓商業銀行制度的比較研究
  2. Although they are just sprats compared with the four large state - owned commercial banks, they have specific advantages, including that they have established the corporate governance with flexible operation, clarified their orientation in markets, set up a relatively effective stimulative system, and built up the innovative spirits

    相對四大國家銀行，這些股份制商業銀行明顯處于比較弱小的位置，但又有自己的獨特優勢：基本上按照現代企業制度建立了比較完善的法人治理結構，有比較明確的市場定位，經營比較靈活，各自有一套比較有效的激勵機制，具有一定的創新活力。
  3. Chapter 1 stresses the institutional advantage of civilian bank on the basis of the definition of it. chapter 2 discusses the necessity of opening the civilian banks from three angles

    第一章，從不同角度對民營銀行這一概念進行了界定；進而通過與國有銀行的比較，從制度層面說明了民營銀行的制度特徵和相對優勢。
  4. To stabilise price ratios on commodity markets, the yongzheng emperor, after serious reflection, enacted a thoroughgoing reform, and, for a long time thereafter, until the reign of the qianlong emperor, the total cost of coining specie was held at a low rate below one hang per one thousand wen of copper - bronze cash

    摘要雍正皇帝為穩定商品市場的銀錢比價，對銅錢制度深刻反思后進行了全面改革，至乾隆時期，改革后的鑄錢成本長期保持在銅錢千文含銀一兩以下，成本較低。
  5. Firstly, by an in - depth study on chinese commercial banking and their foreign counterparts, this paper points out the great differences of intermediate business innovation between chinese and western commercial banks regarding innovation products variety, scale, technology, etc. secondly, comparing the institution regarding intermediate business innovation and microeconomic - body behavior of chinese commercial banking with foreign ones within an analysis framework from the perspective of institutional economics and game theories, this paper shows that a number of reasons account for the emerging of intermediate business innovation, including external economic environments as well as internal factors within the financial system and technology, among which the institutional factors within the financial system being the most important. at the same time, by comparison with western developed countries " counterparts, the innovation of chinese banking institution lags far behind the development of banking business in main aspects of property rights, managerial system, compensation arrangement and organization system. thus, the backward innovation of banking institutions and twisting microeconomic - body behavior seriously strict intermediate business innovation

    本文首先通過對中外商業銀行進行較為深入的調查研究指出，與西方發達國家商業銀行相比，我國商業銀行中間業務創新無論是在業務創新品種、規模上還是在技術手段上，都存在著巨大差距；其次，運用制度學分析和博弈分析框架將中外商業銀行中間業務創新制度及微觀主體行為進行比較得出：商業銀行中間業務創新產生的原因有多種，如外部經濟環境因素、金融體系內部因素和技術因素等，其中最根本的是金融體系內部的制度性因素；與西方發達國家商業銀行制度相比，我國銀行制度創新遠遠落後于銀行業務的發展，主要表現在產權制度、經營制度、分配製度和組織制度等方面；銀行制度創新的滯后及其微觀主體行為的扭曲嚴重製約著中間業務創新，尤其是我國銀行產權關系不明晰，在國有獨資產權框架下政府? ?行長及上級行長? ?下級行長兩種委託代理行為帶來了嚴重的問題，導致了我國銀行中間業務創新動力不足。
  6. This article tinselly explains the connotation of commercial bank " s system, describes marxian and the new system economics, puts forwards the definition essential function and target of the commercial bank " s system on the theory of the system and its vicissitude ; secondly, summarizes of historic analysis puts forwards the features of both system and theory for the three period in the historic vicissitude, and the instructive node of vicesitudesystem of the theory of it synthetic bank system " s vicissitude with the force of market and nation ; thirdly, illustrates the identity and difference of the commercial bank " s system through the horizontal analysis for its system ; finally, according to china " s reality, analyses the processes of the chinese commercial bank " s system, the synthetic tendency of the vicissitude of realistic bank " s system and the reason for synthesis, puts forwards it synthetic mode of the chinese commercial bank ' s system and the specific request and content of the creation of commercial bank " s system, providing the reference for the reform of the chinese commercial bank " s system

    其次，用歷史的分析方法對商業銀行制度進行了總結，論述了商業銀行制度歷史變遷中三個階段的制度特徵及理論特徵，提出了由市場力量和國家力量共同主導下的綜合銀行制度變遷的理論特徵及引導性制度變遷模式。再次對商業銀行制度做了橫向的比較分析，論述了商業銀行制度的趨同性和差異性。最後根據中國的實際情況，分析了中國商業銀行制度的歷史變遷過程和現實銀行制度變遷的綜合化趨向及動因，提出了中國商業銀行制度綜合化的模式及商業銀行制度的具體要求和內容，為中國的商業銀行制度改革提供參考。
  7. Through comparing and researching the international housing finance pattern and considering china ' s reality, the article puts forward that china should select the housing finance pattern that housing securitization is the principal part, and housing provident fund and housing deposit develop together. mortgage bank bonds is an important and new - type housing securitization

    本文通過對國際住房金融融資模式進行比較研究，結合我國國情，提出我國應構建「以住房證券化為主體，住房公積金制度和住房儲蓄制度并行發展」一體兩翼的住房金融融資模式，抵押銀行債券作為住宅金融住房證券化創新的重要品種。
  8. Apparently, this comparison is conducted in order to increase the competitive advantages of all banks in china not at the expense of other non - state - owned commercial banks. thus an evaluation and prediction of the characteristics of the market structure of china ' s banking system must be made in the process of comparison. second, a comparison of the competitive advantages between state - owned commercial banks and foreign banks in terms of all concrete indicators and mechanisms is made, through which the weakness of state - owned commercial banks in international competition could be detected and eliminated, meanwhile the future competitive and development strategy could be determined

    實際上，國有商業銀行作為中國銀行業的中流砥柱，其競爭力問題的探討至少包括兩方面內容：一是國有商業銀行的競爭力在國內表現為與其他各商業銀行的競爭，當然，這種比較是建立在中國銀行業綜合競爭實力總體得到提高而非犧牲其他商業銀行的利益的基礎之上，因此在這一比較過程中必須對我國銀行體系的市場結構特徵做出判斷和預測；二是與國外銀行在競爭力各項硬性指標以及制度機制等方面的比較，通過比較發現並彌補國有商業銀行國際競爭中的劣勢和不足，確立其未來的競爭與發展戰略。
  9. But there will, as we have often made clear, be winners and losers in the process. banks will need to handle the transition to a deregulated environment in a sensitive and transparent manner. and customers may have to be more prepared to shop around for the services that best suit their needs

    但正如我們以往多次指出，此舉有得亦有失，銀行應以高度靈敏及透明的方式來處理撤銷管制的過渡期，客戶亦要多花工夫比較最適合本身需要的銀行服務。
  10. While noting the benefits of deregulation in providing greater choice for consumers and more efficient pricing for banks, mr yam said that " banks will need to handle the transition to a deregulated environment in a sensitive and transparent manner. and customers may have to be more prepared to shop around for the services that best suit their needs.

    在指出撤銷限制措施可為消費者提供較多元化的選擇，並使銀行釐定息率更有效率的同時，任志剛亦表示：銀行應以高度靈敏及透明的方式來處理撤銷管制的過渡期，客戶亦要多花工夫比較最適合本身需要的銀行服務。
  11. A large number of monographs about credit come out one after another. but there are few special discussions on the credit in insurance. seldom monographs about the insurance credit come out, especially in the customer credit management of insurance credit

    當前，理論界對我國社會生活中的信用風險、信用管理、信用制度建設的討論較多，具體而言，對國家信用、財政信用、企業信用、銀行信用、保險信用等都比較關注。
  12. It has concluded that the deepened property right reform is the core to resolve the property right problems. afterwards, based on the comparative analysis to the new institutional economic institution vicissitude model, the dissertation analyzed the institution vicissitude characteristic of our country ’ s regional small and medium sized banks

    隨后，在對新制度經濟學的制度變遷模式進行比較分析的基礎上，運用制度變遷理論分析了我國地方中小銀行制度變遷的特徵，並結合我國實際，從理論上提出逐步採用需求誘致性、漸進中局部激進的制度變遷模式應當成為其發展的路徑選擇。
  13. We used the former studies of bank m & a and cross - border operation, and found that foreign banks tend to make cross - border m & a to gain the benefits of scale economy, cost saving, and diversification. besides, it ’ s a easier way for them to enter the new market

    在比較了90年代中期及末期外資銀行在這些國家和地區銀行業中的參與程度和控制力大小的變化后，我們發現中歐、拉美和亞洲的新興市場國家銀行業開放和銀行業私有化進程的不同是造成外資銀行在這三個地區的並購活動進展不一致的主要原因。
  14. Financial institution has the problem of withdrawing from the market, this is a impersonal rule of market economy. this paper has four parts, including the summy, the frame, the problems and the differences between banks of china and foreign countries

    本篇論文結構上分為四個部分，包括我國金融機構市場退出制度概說、金融機構市場退出制度框架、金融機構市場退出中的有關共性問題以及中外銀行退出機制比較，共3 . 8萬字。
  15. In this article, we will compare different banking institutions, study an extensive literature on relationship lending, then explain the theory in the frame of neo - institutional economics systematically and with modeling demonstration. after specifying the costs, benefits and net - profit transfers, we will analyze the banks and firms " characteristics and surrounding factors subject to the participation and incentive constrains, finally draw our conclusion that : lending behaviors between banks and firms are diverse and always affected by the two parts " bargaining power, social environment or their cognition to the relation. we comment that smes and banks develop relationship lending which is prone to satisfy the participation and incentive constrains, and that relationship lending should be a feasible way of smes " financing

    本文將通過對各國銀企關系制度進行比較，就關系貸款命題對文獻進行廣泛調研，在新制度經濟學的分析框架下進行系統規范的理論闡述和模型證明，列舉關系貸款的預期收益、成本內容，對凈剩餘的租金轉移進行分析，在此基礎上研究使關系貸款滿足參與約束與激勵相容約束的銀行和企業特徵、制度環境因素，得出結論：各國市場環境下，銀行與企業之間的關系型融資有不同的表現形式，信貸行為受到銀企雙方談判地位、主觀認識的影響以及社會信用、經濟條件、制度背景等客觀環境的制約；中小企業和中小銀行之間的關系貸款安排易於滿足合約雙方的參與約束和激勵相容約束，不失為中小企業融資的一條可行途徑。
  16. While analyzing in the positive respect, through the phenomenon of repeated construction stage a comeback, embodiment leading snake of achievements and the investment projects " scale generally relatively little and dispersing etc., finding out has it on the macroscopic and micro aspects, the substantive question of efficiency that influence the investment project and make policy : on macroscopic, examining and approval system are unreasonable, the degree of market - oriented is not so high, economic development is not enough for credit of the banking to manage dynamics ; on the microcosmic, the speed of enterprises market - oriented transformation is too low, having insufficient understanding of decision - making process, project consultation agency fails to fully offer for enterprise functions it should have, all of which play a key role in the respect form of low efficiency of investment project decision of our country on the present stage

    在實證分析中，通過對我國某些行業和領域的投資項目重復建設現象比較嚴重、政績項目繁多以及投資項目規模不合理等的表象的描述，找出了存在於宏觀和微觀層面，影響投資項目決策效率的實質性問題：在宏觀上，審批制度不合理、經濟發展的市場化程度不高，銀行與企業之間的關系發生錯位；在微觀上，企業市場化轉化慢、對決策過程認識不足、工程咨詢機構沒能充分發揮為企業提供中介咨詢的職能等方面都構成了我國現階段投資項目決策效率低下的主要原因。
  17. At first, from the basic theories of the property, this paper introduces the common theory of the bank property, and compares the bank property system in chinese with that of other foreign countries. i point out that the bank property system of our country limited its development, and ca n ' t adapt itself to the economy development and the competition of the global financial market

    本文首先從產權的基本理論入手，引入了銀行產權制度的一般理論分析，對我國國有獨資商業銀行的現行產權制度和國際上其他國家的銀行產權制度進行了比較，提出了我國國有獨資商業銀行的產權制度束縛了自身的發展，已經不能適應經濟發展和全球金融市場競爭的需要。
  18. However, for the exchange rate system implemented in 1994, the rmb exchange rate basically pegged to u. s. dollar, which made commercial banks negligent of the risk management for a long time. as a result, commercial banks ca n ' t meet the needs of new exchange rate mechanism in the aspects of risk management, such as mechanism, way, personnel and products innovation, and there is a greater disparity

    然而，自1994年以來我國實行的匯率制度中，人民幣匯率基本盯住了美元，這就使得各商業銀行長期疏於風險防範，在風險管理的機制、方式、人員以及產品創新等方面，都不能適應新的匯率機制的要求，且存在著比較大的差距。
  19. Finance is the core of contemporary economy, and commercial banking is the principal part of finance system after china j oined the wto ， the biggest problem which commercial banks of our country encounter has been the problem of system risks therefore the research on managing and keeping away the commercial banking system risks of our country has great academic and practical significance by expatiating the basic theories of financial system which includes the theoretic analysis of four aspects ： financial organization financial market system financial supervision system and financial system innovation together with the characteristics of commercial banks of our country in the transitional period the paper analyzes the ~ eneration mechanism of the commercial banking system risks of our country the defnition and characteristics of system risks ， the behavior and the various factors of the commercial banking system risks one by one at the same time the main aspects of american and german commercial banks which include the type and appellation of commercial banks ， the exterior form of organization 。 the dealings management system the deposit insurance system and the development current of commercial banks ， are compared in addition ， the financial supervision systems of america ， british and japan are studied in detail based on the above analyzing combined with the situations in our country, the beneficial reference ’ and inspiration that we can draw are analyzed then it can be concluded that the origins from which the commercial banking system risks of our country derive exist in the peculiar property right system ， organization system ， capital system and juridical person system of our country, etc therefore to prevent and solve the commercial banking system risks of our country, we should begin with eliminating the system sources that result in risks and keep away the banking risks effectively by innovating the system in this paper, several precaution measurements are also proposed including accelerating decentralized regrouping of country, owned property, reforming the organization system of the commercial banks monopolized by the colintry, reforming and constructing capital system ， establishing modem iuridical person system of commercial banks ， and so on

    加入wto后，我國商業銀行所面臨的最大憂慮就是制度風險問題，因此，對我國商業銀行制度風險的管理和防範研究具有重大的理論和現實意義。本文通過對金融制度基本理論的明確闡述，它包括：金融組織理論分析、金融市場體系理論分析、金融監管制度理論分析和金融制度創新理論分析四個方面的內容；結合當前轉軌時期我國商業銀行的特點，逐一對我國商業銀行風險的生成機理、制度風險的涵義及特點、商業銀行制度風險表現以及商業銀行制度風險的各種因素進行了分析；同時還對美國、德國商業銀行制度的主要方面進行比較研究，包括商業銀行的類型和名稱、外部組織形式、業務經營制度、存款保險制度和商業銀行的發展趨勢；以及對美國、英國、日本三國的金融監管制度進行了較詳細的分析；並在此基礎上結合我國實際，分析了我國可從中得到的有益借鑒和啟示；根據以上分析，得出我國商業銀行制度風險產生的根源在於我國特有的產權制度、組織制度、資本制度和法人治理制度等。為了防範和化解我國商業銀行的制度風險必須從消除這種風險產生的制度基礎入手，通過制度創新來有效防範銀行風險，本文提出了若干相關防範措施，包括：加速國有產權的分散化重組、改革國有獨資商業銀行的組織制度、改革與建設資本制度和建立現代商業銀行法人治理制度等。
  20. Compared with october 1997, the interest rate hike in january 1998 was much more moderate, helped by the clarification of the definition of repeated borrowers in the use of laf, which prevented an over - reaction by the banks in response to sudden tightening in money market conditions

    雖然一九九八年一月利率也曾上升至高位，但是與一九九七年十月比較，上升幅度相當輕微，這是因為金融管理局澄清了重復使用流動資金調節機制的定義，因此，即使貨幣市場突然出現緊張狀況，銀行也沒有作出過度反應。
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