無擔保貸款 的英文怎麼說

中文拼音 [wúdānbǎodàikuǎn]
無擔保貸款 英文
loan without security
  • 無 : 無Ⅰ動詞（沒有） not have; there is not; be without Ⅱ名詞1 （沒有） nothing; nil 2 （姓氏） a surn...
  • 擔 : 擔動詞1. （用肩膀挑） carry on a shoulder pole 2. （擔負; 承當） take on; undertake
  • 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 擔保 : warrant; guarantee; go bail for; vouch for; ensure; assure; assurance; bail; surety
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Not only is the amount in excess of the maximum sum the bank can loan any individual legally, but it is absolutely without endorsement or security.

    問題不僅在於數目超過了銀行發放私人貸款的最高限額，而且既無擔保，又無抵押。
  2. A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy

    但有些公司透過地方政府的擔保，或者以土地抵押形式，在香港依法向海外金融機構取得貸款，少數公司更將部分資金挪用於缺乏商業價值的市政建設上，最終因為經營不善和其它原因，陷入財政困難，無法依期向債權銀行或金融機構償還本息，產生商業糾紛，有些更宣布清盤。
  3. It allows the very poor, who don ' t qualify for traditional loans, to borrow as little as a few dollars without collateral

    他首創微額貸款的觀念，讓無法取得傳統貸款的赤貧階級，可以借幾美元貸款，無須任何抵押擔保品。
  4. Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme

    通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。
  5. What type of loan do you need

    無擔保貸款的貸款不需要你有任何反對質押貸款
  6. This paper, using the experience of the typical nation and region about housing mortgage securitization, joining together the realistic condition in our country, putting forward the strategy of developing housing mortgage securitization in our country now. the article is divided into four parts : part one : introduce the related theories about the housing mortgage securitization, including the content of housing mortgage securitization, the participants, concrete operation procedure, the financial tool, and point out the realistic meaning that our country promote. part two : analyze the background and the motive that world housing mortgage securitization, choose the typical model nation and region such as the united states, canada, hong kong to proceed the comparison, and get some experiences and apocalypses from it

    文章分為四個部分：第一部分：首先對住房抵押貸款證券化的內涵、涉及的參與者、具體運作程序以及使用的金融工具等與住房抵押貸款證券化相關的理論進行了介紹，其中著重對抵押貸款傳遞證券、抵押貸款支持債券、抵押貸款轉付債券、抵押擔保證券等目前國外規模較大的四種住房抵押貸款證券進行了較詳細的介紹，然後指出我國目前推行住房抵押貸款證券化無論是從商業銀行和投資者等微觀主體的角度還是從住房產業和資本市場的發展等宏觀角度來看都具有非常重要的現實意義。
  7. As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty

    在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。
  8. It should be pointed out that the " credit card " in the paper refers to the credit card in the international practice. it is the individual credit and payment instrument with the functions of circulative cr. edits, transferring accounts, settling accounts, depositing and drawing cash, and with such features as requiring no guarantor and no cash deposit. the cardholder can return the money by installments according to the lowest payments required

    需要指出的是，本文的「信用卡」是指國際慣例意義上的信用卡（ creditcard ） ，即具有循環信貸、轉賬結算、存取現金等功能設計和「先消費，后還款」 、無須擔保人和保證金、可按最低還款額分期還款等特點的個人信用和支付工具。
  9. In the chapter 2, on the basis of combining the development practice of loan security, the article analyzes the main problems existing along the development of loan security in china : vain security, unsatisfied security, fault security. it also gives deep exposition to the concrete manifestation of these problems and identifies there are much contradiction between the law theory and financial practice. in the chapter 3, through analyzing the problems existing in loan security, the writer thinks what is necessary for china to develop loan security is to change and improve legal protection system for loan security and suggests some solutions to the existing problems : a ) to change and improve the law system

    在結合商業銀行貸款擔保的發展實踐的基礎上，分析了目前中國商業銀行貸款擔保發展存在的瑕疵：無效擔保、擔保落空、虛假擔保；深入的論述了這些問題的具體表現；剖析了產生這些問題的法律原因和社會原因，認為就商業銀行貸款擔保法律制度本身來看，無論從法律法規制定的技術水平，還是從法律法規本身反映的金融法律實踐的要求，都不能滿足我們今天的發展要求；而且長期的計劃經濟的金融體制下所形成的制度和觀念與滲透著法治精神的現代金融體制也存在著很多不相包容的地方。
  10. 20 thousand yuan without guaranty loan needs to take out you can the proof of reimbursement, for instance your duty wu is registered, pay taxes of individual income tax proves, or someone else assures for what you assume joint liability, ok perhaps

    2萬元的無抵押貸款需要拿出你能夠還款的證實，比如你的稅務登記，個人所得稅完稅證實，或者其他人為你承擔連帶責任的擔保，也許可以。
  11. The formal financial institutions will refuse to give loans to the poor because of the profit motive as they face the questions such as smaller amount of loans, larger risks, worse credit standing without mortgage, difficulty in the supervision over the use of the loans ( because of lacking related information of property and economy ) and high management and dealing cost

    因為對窮人的貸款具有數額小、風險大、信譽差且無法提供擔保、貸款使用監測困難（缺乏相關的財產和經濟信息） 、管理和交易費用高等問題。正規金融機構由於它的趨利性，就會放棄對窮人的貸款。
  12. The result of the analysis of the model in this article shows, the commercial banks of china would face the dilemma hi the design of restrictive covenants of consumption credit after the period of the rapid increase of consumer loans under the condition of the restrictive interest rate of consumer loans

    本文的模型分析表明，在消費信貸利率限制的條件下，在消費信貸經過一段時間的高速發展后，中國商業銀行將面臨消費信貸合約設計中的困境。中國商業銀行無法根據借款人的風險類型設計出分類式消費信貸合約來，所以實行單一合約，並要求較高的擔保。
  13. Firstly, we make a simple introduction to the credit risk and its risk measuring criteria. and after deciding the measuring criteria, we study the transition of credit risk under guarantee

    選擇違約概率為衡量標準，對貸款信用風險在有無擔保貸款方式下的信用風險遷移進行具體的分析、比較、論證。
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