現行保險費率 的英文怎麼說
中文拼音 [xiànhángbǎoxiǎnbìlǜ]
現行保險費率
英文
the present rate- 現 : Ⅰ名詞1 (現在; 此刻) present; now; current; existing 2 (現款) cash; ready money Ⅱ副詞(臨時; ...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 費 : Ⅰ名詞1 (費用) fee; expense; expenditure; dues; charge 2 (姓氏) a surname Ⅱ動詞(花費; 耗費) ...
- 率 : 率名詞(比值) rate; ratio; proportion
- 現行 : 1. (現在施行的; 現在有效的) currently in effect; in force; in operation 2. (正在進行犯罪活動的) active
- 費率 : raie/charge
-
Inductrial injury insurance premium imposes measure, produced the aid of social insurance coadjutant each other, effect that takes risk in all on one hand, because be in, had reflected " law of large number " ; on the other hand, built high risk to collect fees more, low risk is little mechanism of lowliness safe desert rewards and punishment
工傷保險費徵收辦法,一方面發揮了社會保險互助互濟、共擔風險的作用,因為在確定行業差別費率時已經體現了「大數法則」 ;另一方面,建立了高風險多收費、低風險少收費的安全功過獎懲機制。Secondly, the thesis bring ups to make use of mathematics clustering analysis method, combine with analysis the accident occur rate of each occupation ( business enterprise ), the death rate of employment injury, the severely wounded rate of employment injury, the slight wound rate of employment injury, the death rate of occupational disease, the occur rate of occupational disease and the circumstance of employment injury overhead and so on, to classify the risk grades of occupation ( enterprise ). according to the clustering consequence, the grade differential rate of the
其次,論文運用數學聚類分析方法,結合各行業(企業)的事故發生率、工傷死亡率、工傷重傷率、工傷輕傷率、職業病死亡率、職業病病傷率以及工傷費用支出情況等指標進行行業(企業)風險等級分類。根據分類結果,合理確定各行業風險等級差別費率。再次,論文通過對國內外現行工傷保險費率浮動方法的研究,提出了結合企業千人死亡率、千人重傷率、千人輕傷率和支收率指標來確定企業費率浮動的方法。After comparing the current three employments injury insurance bond raising models, the thesis make a conclusion that assessment of constituent capitals system has the highest rate, but could raise the employment injury insurance reserve this could settle the realistic problem of hardly dealing with outburst injury, hardly preventing employment injury and hardly making occupation illnesses recovery feasible. assessment of constituent capitals system is suitable for the injury insurance the socialization reform just the start ' s country just like our country
論文首先對當今世界各國工傷保險的三種基金籌集模式? ?當年平衡式、階段平衡式、總體平衡式? ?進行了分析對比,得出總體平衡的基金籌集模式雖然費率最高,但能夠提高工傷保險儲備,解決目前較少的工傷保險儲備金難以應對突發性傷亡事故的發生、不能很好的實行工傷預防和職業康復工作等現實問題的結論,適合類似於我國這樣的工傷保險社會化改革剛起步的國家使用。In the author ' s view, individuals should undertake part of the social securing cost. meanwhile, the author also puts forward some useful means to help find the optimism investment portfolio finally, the essay brings up a series of proposal which are useful to the operation of social securing fund based on the correlated theories and foreign countries " experience in the operation of the social securing fund
其次,在遵循公平與效率原則下,運用線性回歸模型預測我國社會保障基金的需求量與供給量,並與基金實際收入進行比較,結合我國養老保險、醫療保險現採用的「統賬結合」部分積累基金籌集模式,認為個人應該承擔一定比例的社會保障費用,並且通過資產組合理論為尋找最佳投資組合提供方法。According to the existing regulatory policies and its 10 years of reformation, this paper analyzes the importance of reformation on the market turns of rate of premium and puts forward some policy recommendations
針對現行保險費率監督管理政策及近10年來的保險費率機制改革進程,分析了全面推進保險費率市場化改革的重要性;並提出了推進改革的政策建議。Policy - holder is old period after life - insurance pay insurance cost, retreat ahead of schedule before insurance expires protect, two kinds are retreated differently maintain pattern, one kind is to arrive two years in retreat the poundage with already handed in insurance cost to deduct certain is pressed when protecting reimburse insurance cost ( the insurance cost that waits to will be received then undertakes returning returning after deducting poundage, not plan breath or do not keep a cost ) ; another kind returns cost of money namely, back down during exceeding particular insurance namely protect, right now insurance company according to previous provision each period cost of money undertakes returning returning to policy - holder, be equal to gold of repayment of capital and interest are returned to already paying insurance cost after deducting certain overhead expenses, the cost of money after arriving 2 years 3 years commonly has exceeded the insurance cost of original pay, will have compound interest rise in value according to fixed interest rate, the cost of money that these can add after clauses gets exact numerical value on the watch
投保人為多年期的人壽保險繳納保費后,在保險到期之前提前退保,有兩種不同的退保方式,一種是一到兩年之內退保時按已交保費扣減一定的手續費退還保費(等於是將收到的保費在扣除手續費后進行返還,不計息或不保值) ;另一種就是退還現金價值,也就是在超過一定的保險期間後退保,此時保險公司按照先前規定的各期現金價值對投保人進行返還,等於在扣除一定的治理費用后對已交保費返還本金和利息,一般二年到三年後的現金價值就已經超過原來繳納的保費,並將按照一定的利率進行復利增值,這些都可在保險條款后所附的現金價值表上得到準確的數值。The results indicate that health insurance with deductibles could provide protection against the risk of severe diseases and match the insured ' s preference for health insurance
研究結果發現:相較于定率負擔的健康保險,定額負擔的保險可使被保險人自行承擔的疾病財務風險限縮在自負額的范圍以內,比較符合消費者希望消除重大疾病風險之保險需求。This dissertation introduces the characteristics of health insurance. it analyses the relationships between transition probabilities and transition intensities in markov and semi - markov models, and discusses the payable probabilities and the net single premium under different insurance contracts. finally, it tries to study the calculation and the sensitivity testing of total premium
本文在對健康保險產品的特徵進行分析的基礎上,介紹了現有的健康保險的markov模型,探索性地引入semi - markov模型研究轉移概率和轉移強度的關系,並探討了健康保險的賠付概率,以及典型的健康保險產品的純保費的計算。Overall, to be basic on many subjects knowledge and focus on the current situation of the major medical expense, the research of the actuarial method of the premium rate has strong realistic and practical meaning
因此,綜合多學科的基礎知識,針對高額醫療費用保險的現狀,對其費率釐定的精算方法進行理論上的探討,具有很強的現實意義和實用價值。分享友人