種儲蓄本 的英文怎麼說

中文拼音 [zhǒngchǔxùběn]
種儲蓄本 英文
livret a
  • 種 : 種名詞（姓氏） a surname
  • 儲 : Ⅰ動詞（儲藏; 存放） store up; save; keep [have] in reserve Ⅱ名詞1. （繼承人） heir 2. （姓氏） a surname
  • 蓄 : 動詞1. （儲存; 積蓄） store up; save up 2. （留著而不剃掉） grow 3. （心裏藏著） entertain （ideas）; harbour
  • 本 : i 名詞1 （草木的莖或根）stem or root of plants 2 （事物的根源）foundation; origin; basis 3 （本錢...
  1. 2 the aggregate model of life insurance establish an aggregate model of life insurance by applying the alien modernly insurance actuarial theories and techniques, including deferred life annuities, whole life insurance and returnable premiums. the model has the following properties : ( a ) through the regulation of various parameters in the model, various insurance products can be obtained ; ( b ) the introduction of whole life annuities in the model eases economic predicament when the insured retire ; ( c ) a returnable premium part in the model makes the insurance products have double functions of insurance and savings ; ( d ) an endowment insurance actuarial model also can be gotten when annuity is continuous. and construct an optimization model based on aggregate model of life insurance

    這個保險精算模型具有如下性質： （ a ）保險公司可以根據實際情況調整參數，不同參數的組合可以得到不同的保險產品，靈活適用性較強； （ b ）年金的引入，可以緩解投保人退休后的經濟窘境，避免或減小因退休而面臨的經濟影響，保險的社會保障性得到了很好的體現； （ c ）模型中的還本部分，使得這種保險產品具有儲蓄和保險的雙重功能，不僅擴大了保險的社會職能，而且對于投保人來說，多了一種安全的投資選擇； （ d ）年金連續的情況下，建立了具有儲蓄功能的養老保險精算模型。
  2. Banks offer three general types of accounts : savings account chequing account

    銀行提供以下三種基本的賬戶：儲蓄帳戶，支票帳戶和混合帳戶
  3. Through comparing and researching the international housing finance pattern and considering china ' s reality, the article puts forward that china should select the housing finance pattern that housing securitization is the principal part, and housing provident fund and housing deposit develop together. mortgage bank bonds is an important and new - type housing securitization

    本文通過對國際住房金融融資模式進行比較研究，結合我國國情，提出我國應構建「以住房證券化為主體，住房公積金制度和住房儲蓄制度并行發展」一體兩翼的住房金融融資模式，抵押銀行債券作為住宅金融住房證券化創新的重要品種。
  4. Passbook of time deposits is a method of deposit where by lump - sum deposit and withdrawal time deposits in multiple currencies and maturities are handled in a single passbook

    定期一本通是在一個存摺上辦理多種貨幣和多種期限的整存整取定期儲蓄存款的一種存款方式。
  5. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  6. The advanced account management mode would break the traditional saving style and you can use your oto fortune account to optimise your cash management in both rmb and foreign currencies

    突破了傳統的儲蓄方式，先進的客戶管理模式將人民幣活期、定期、存本取息、零存整取、定活兩便儲蓄與多種外幣儲蓄連結在一起，記錄集中，一目了然，助您方便管理。
  7. Facing fierce market competition, in order to further enhance core competitiveness, the chinese postal savings bank which will be established in the coming days must firmly establish the strategic position of personal banking and develop the personal banking business. vast domestic personal financial markets can bring opportunities for the postal savings bank, but also bring development challenges. only after implementing the " customer - centred, market - oriented " business ideas, and continuously enhancing and improving product, marketing, services and other aspects, strengthening the quality of customer service, enhancing customer satisfaction, loyalty and contribution, can personal banking survive in a competitive market and achieve sustainable development

    要將經營思路從「偏重儲蓄發展」轉變為「以儲蓄為基礎，積極發展匯兌、代理保險及各項中間業務」 ;將發展重點從「單純擴大余額，獲取利差收入為主」轉變為「大力發展以活期儲蓄帳戶為基礎、以卡為載體的各種中間業務，降低付息成本，多渠道增加業務收入」 ;將競爭方式從「全體動員」為主要形式轉變為「依靠科技進步和提升整體競爭能力」為主。
  8. In this case, you ' d probably construct a portfolio with some shares ( but not high risk ones ), along with gilts, cash deposits, and perhaps convertibles or the income shares of split capital investment trusts

    在這種情況下，你大概想制定一份包括某些股份（但不是風險很大的股份）的投資組合，同時還有高度可靠的證券、現金儲蓄，可能還有可換證券，或分割資本投資信託公司的所得股。
  9. As for the effect of income inequality on growth, the dissertation mainly focuses on the mechanism of. income inequality affects the growth. these mechanisms include the saving - investment mechanism, credit constraint mechanism, market size mechanism, and political economy mechanism

    關于收入不均影響經濟增長，本文評述了四種具有代表性的機制：儲蓄投資機制、信貸約束機制、市場規模機制、以及政治經濟機制。
  10. Our country executes mutiple level society insurance, have a state insurance of primary insurance, complement of unit of choose and employ persons, individual deposit insurance is sure 3 kinds means

    我國實行多層次的社會保險，有國家基本保險、用人單位補充保險、個人儲蓄保險三種保險方式。
  11. The overcapitalization in the banking industry of our country has the following four reasons : low consumption and high savings ; capital market depression ; pressure from renminbi appreciation ; loans contraction under macro adjustment

    摘要我國銀行業資金過剩主要有以下四種原因：低消費高儲蓄；資本市場低迷不振；人民幣升值壓力；宏觀調控下的貸款緊縮。
  12. Personal pledge loan is referred to one kind of rmb loan business in which the client takes the undue deposit certificate or voucher - like national debt to gain loans from the bank, and duly repay the principal and interest of loans

    個人質押貸款是借款人以儲蓄存單、憑證式國債等權利憑證作質押，從銀行獲得貸款，到期歸還貸款本息的一種人民幣貸款業務。
  13. In the course of investment games played in higher education, the expected income is only a necessity for deciding whether the game players invest or not. the influential factors for the genesis of dominant results of non - paleto in the investment games process, are, to a large extent, the choosing and building investment motivation based on various psychological expectancy. apart from social security, income allocation, liquidity limitation and regional difference. it ' s a important factor from uncertainty psychological expectancy include peoples " psychological expectancy for future uncertainty resulting from current changes of chinese system and continuous high - income expectancy derived from the nature of higher education ' s store of value

    在高等教育投資博弈過程中，即期收入只是決定博弈各方投資與否的必要條件之一，影響高等教育投資博弈非帕累托最優結果產生的因素，很大程度上在於市場選擇和建立在種種心理預期基礎之上的投資動機；而影響心理預期的因素除了社會保障、收入分配、流動性約束、地區差異等以外，中國目前制度變遷造成的人們對未來不確定性的心理感受預期和高等教育「價值儲蓄（ storeofvalue ） 」本性帶來的持久高收入預期也是重要方面。
  14. One sensible course of action might be simply to deposit them now into foreign currency saving deposit accounts offered by most of the large retail banks in hong kong. they will then be able, on or before 1 january 2002, and on a day of their own choice, to get the euro equivalent

    也許一種簡單的做法，是把這些貨幣以外幣儲蓄存款方式，存入本港的大型零售銀行內，然後可以選定在2002年1月1日之前或當日換回相應數量的歐元。
  15. Public benefit type ( including social medical aid model and national health services model ), insurance type ( including social medical insurance model and market oriented medical insurance model ) and self - security type ( individual saving medical security ). it further argues that medical security systems of all countries are derived from different combinations of these five models. this abstract categorization method emphasizes key points and characteristics making the complicated relationship between medical security schemes and medical security systems in various countries clearer to facilitate comparative analysis of systems in different medical security systems

    在對17個案例國家和地區醫療保障制度體系分析研究的基礎上，本文歸納出了構成各國醫療保障制度體系的最基本的制度單元? ?五種制度模式，即社會醫療救助制度模式、社會醫療保險制度模式、國家衛生服務保障制度模式、市場醫療保險制度模式、個人儲蓄醫療保障制度模式，並將這五種制度模式進一步歸並為福利型（社會醫療救助制度模式和國家衛生服務保障制度模式） 、保險型（社會醫療保險制度模式和市場醫療保險制度模式） 、自保型（個人儲蓄醫療保障制度模式）三種體制類型。
  16. But from middle of 90 " s, the financing institution savings deposit increases increasingly, and abundant capital accumulates in bank and ca n ' t develop its capital function. how to use capital and how to find an appropriate way to use capital in promoting chongqing high - tech industry development is important. this paper thinks that developing chongqing venture capital is a kind of valid way

    重慶每年的科研成果和專利授權量眾多，但真正轉化為生產力並應用於生產中的比較少，究其主要原因就是投資不足，而重慶自90年代中期，金融機構儲蓄存款日益增多，大量的資金沉積在銀行等金融機構中不能發揮其資本的作用，能否找到合適的途徑使其在促進重慶高新技術產業發展上發揮作用，本文認為發展創業投資是一種有效方式。
  17. This paper is an all - sided research on the interaction between contractual savings and capital market. by first studying the foundation of their relations, the paper discusses the mechanism and the condition of the relation

    首先探討了契約型儲蓄金融機構與資本市場形成互動關系的基礎；然後在此基礎上全面系統的分析了契約型儲蓄金融機構與資本市場之間形成的相互作用與相互制約的互動關系，以及形成這種互動關系的機制及條件。
  18. The time deposit is a method of bank deposit with a definite date of maturity, made for one time or by many times on schedule （ during the appointed deposit term ） ， or withdrawn together with the interest in a lump sum or by installment

    定期儲蓄是在存款時約定存期，一次或按期分次（在約定存期）存入本金，整筆或分期支取本金利息的一種儲蓄形式。
  19. Personal loan pledged by certificates of deposit （ cd ） / treasury bonds is a kind of business combining deposit and loan in which the client gets a certain amount of renminbi loan from the bank by pledging undue certificate （ s ） of time deposit and also repays the principal and interest accrued on schedule

    個人存單質押貸款是以客戶未到期的定期儲蓄存單做質押，從銀行取得一定金額的人民幣貸款，並按期償還貸款本息的一種存貸結合業務。
  20. Increases in interest rates raise the cost of borrowing for firms and depress corporate investment ; they also raise the return on savings and therefore reduce consumption although this effect may be partially or fully offset by the increased income for savings

    利率上升會增加工商企業的借款成本及減少其投資意欲另外由於加息會增加儲蓄的利息收入，因而亦會減少消費盡管這種影響會因儲蓄的利息收入增加而被部分或全部抵銷。
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