行使抵押權 的英文怎麼說
中文拼音 [hángshǐdǐyāquán]
行使抵押權
英文
security enforcement- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 使 : Ⅰ動詞1 (派遣; 支使) send; tell sb to do sth : 使人去打聽消息 send sb to make inquiries2 (用; ...
- 抵 : 動詞[書面語]1. (拍) strike2. (打擊) beat3. (拋擲) throw
- 押 : Ⅰ動詞1 (把財物交給對方作為保證) give as security; mortgage; pawn; pledge 2 (扣留) detain; tak...
- 權 : Ⅰ名詞1 [書面語] (秤錘) counterpoise; weight (of a steelyard)2 (權力) power; authority 3 (...
- 行使 : exercise; perform; wield
- 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
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Article 51 where a mortgagor ' s acts are likely to cause the value of the mortgaged property to decline, the mortgagee shall be entitled to demand that the mortgagor cease and deist from such acts
第五十一條抵押人的行為足以使抵押物價值減少的,抵押權人有權要求抵押人停止其行為。In our future real right law, there should be some limitations to the open objects, hut nor the open contents in the property register of immovables ; lawsuit time limit should not he applied to return protoplast right of applicant ; we had better constitute positive prescription system ; powerless punish should not affect the force of contracts when the endorser has no right, but the transferee is well - meaning ; there should be proper toleration to the unanimous consent principle on punishing mutual thing ; we should prohibit mortgaging to some movable property which has no way to open ; there should not be the time limitation when mortgager realizes the hypothec after the fulfilling tern ; of primary creditor ' s rights is over, except that mortgager is not the debtor ; when the debtor do not refund the debt, the mortgager cannot get the guaranty directly, but he may put in for the court to auction guaranty
摘要我國未來物權法,對于不動產登記簿的開放對象應當有所限制,但對于開放內容不應有所限制;物權人的返還原物請求權不應當適用訴訟時效;應當建立取得時效制度,並應區分一般動產、準不動產、未登記不動產而規定不同的成立條件;在動產的轉讓人為無權處分而受讓人為善意的情況下,轉讓人與受讓人之間的合同是否有效不應當以「無權處分」為條件,只有在轉讓合同無效的情形下,受讓人取得標的物的所有權才是依善意取得制度的取得,此時的取得是原始取得;在共同共有的情形下,原則上處分共有物應當經共有人全體一致同意,但應容有若干例外;不應當規定居住權;動產抵押的公示方式問題無法徹底解決,如果規定動產抵押,應當實行登記要件主義,適于烙印、打刻或貼標簽的動產,應當採取烙印、打刻或貼標簽的方式,其他無法解決公示方式的動產應當禁止抵押;主債權履行期屆滿后,抵押權人行使抵押權,原則上不應當有一個時間限制,但抵押人非為債務人時可容有例外;在債務人不償債時,抵押權人不能直接讓抵押人交出抵押物,實現抵押權,但可以持抵押權登記簿副本直接申請法院拍賣抵押物。Article 86 during the period of restructure, the mortgagee, pledgee and lienor of the debtor shall not exercise right of disposition over the object matter of the security
第八十六條在重整期間,債務人的抵押權人質權人和留置權人,不得對擔保物行使處分權利。This is a continuing agreement and the security evidenced herein shall be a continuing security and all the rights, powers and remedies hereunder shall apply to all the customer s past, present, future and contingent obligations to the bank, in addition and without prejudice to any other security which the bank may now or hereafter hold in respect thereof, and notwithstanding any intermediate payment or settlement of account
此乃一份持續協議而於此等條件下所有之抵押均屬持續抵押,而載於此等條件內之所有權利權力及補償適用於所有客戶對本行在過往現在將來及或有之義務,並附加於及不影響本行就此而可能在現時或此後持有之任何其他抵押,即使有任何中期付款或賬戶結算。All the civil law countries not prohibiting establishing multi - hypothec on the same stake, when the discussed situation comes into being, once the prior hypothec confused with the ownership, it is possible that the benefit balance between the owner and the subordinate lien obligee will be broken because of the sequence and the impartibility of the exertion of hypothec
大陸法系國家的民法都不禁止在同一物上設定多個抵押權,當多個抵押權竟存於同一物上時,由於抵押權的行使具有次序性和不可分性,在先次序抵押權與所有權混同時,可能會導致所有權人和后次序抵寸甲權人之間的利益失衡。Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme
通過對深圳市中小企業的調查發現,中小企業信用保證存在以下問題:銀行對抵押資產要求過于嚴格,要求企業以房地產、土地使用權等作抵押,其他資產無法辦理抵押貸款;中小企業規模小、資產數量少,企業缺乏有效的固定資產,從而影響了企業的抵押擔保能力;中小企業自身財務制度、信用建設不足;中小企業難以獲得外部機構或其他企業的擔保等。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。Regarding the effectiveness of hypothecation of the state - assigned land, it is held that hypothecation of the slate - assigned land is ineffective unless registered and approved by the authorized government or the land administration department : as for the state - assigned land of the stated - owned enterprises covered by the national adjustment program, it shall be dealt with in accordance with the documents numbered 59, 1994 and 10, 1997
文章認為,企業以國有劃撥土地使用權為標的物設定抵押,除辦理抵押登記手續外,還應經具有審批權限的人民政府或土地行政管理部門批準,否則應認定抵押無效。對納入國家計劃調整的國有企業劃撥土地使用權的抵押,按國務院國發1994第59號和1997第10號文件的規定處理。Fixed assets or stocks obtained by a commercial bank in the course of exercising the banks ownership of mortagage must be handled within one year as of the date of obtaining them by the bank
商業銀行因行使抵押權、質權而取得的不動產或者股票,應當自取得之日起一年內予以處分。When guaranteed creditor ' s right is overdue, mortgagee can claim for the security by legal means to obtain its exchanged value and to accomplish their own creditor ' s right without need for mortgagor intervention, so the fundamental pursuit of mortgage is security ' s exchanged value and the nature of mortgage is right towards exchanged value. aspect 2
在被擔保的債權逾期未得到清償時,抵押權人有權通過法定程序,在不需要抵押人介入的情況下即可對抵押物行使權利,取得其交換價值,以實現自己的債權,因而,交換應當是抵押權的根本目的之所在,抵押權在本質上實為換價權。Article 47 if the mortgaged property is seized by a people ' s court because of the debtor ' s failure to perform his obligation prior to the maturity of the debt, the mortgagee shall, from the date of seizure, be entitled to collect the natural fruits severed from the mortgaged property and the legal fruits which the mortgagor may collect from the mortgaged property
第四十七條債務履行期屆滿,債務人不履行債務致使抵押物被人民法院依法扣押的,自扣押之日起抵押權人有權收取由抵押物分離的天然孳息以及抵押人就抵押物可以收取的法定孳息。In america and elsewhere, banks are helping the elderly gain access to this through reverse mortgages, which let people borrow against the value of their homes ? either in one big, upfront loan or through a line of credit
在美國或其他地方,銀行正在幫助老年人通過反抵押貸款來使用這些產權,這種貸款是根據他們房屋的價值來借款,要麼是一筆大額預付貸款,或者通過信用額度獲得相應貸款。Following estate, must not make over : 1 ? of ? according to town planning, municipal government decides to call in of land access ; 2 ? of ? judiciary, executive authority ruling, decision closes down or limit estate right with other form lawfully ; 3 ? of ? share estate, without other and mutual person written agree ; 4 ? of ? the estate of set hypothec, agree without hypothec person ; 5 authority of ? are belonged to open to question ; 6 ? law, code or municipal government set ? the other state that prohibits making over
下列房地產,不得轉讓: ? 1 ?根據城市規劃,市政府決定收回土地使用權的; ? 2 ?司法機關、行政機關依法裁定、決定查封或者以其他形式限制房地產權利的; ? 3 ?共有房地產,未經其他共有人書面同意的; ? 4 ?設定抵押權的房地產,未經抵押權人同意的; ? 5權屬有爭議的; ? 6 ?法律、法規或市政府規定禁止轉讓的其他情形。? answers : following estate, must not make over : 1 ? of ? according to town planning, municipal government decides to call in of land access ; 2 ? of ? judiciary, executive authority ruling, decision closes down or limit estate right with other form lawfully ; 3 ? of ? share estate, without other and mutual person written agree ; 4 ? of ? the estate of set hypothec, agree without hypothec person ; 5 authority of ? are belonged to open to question ; 6 ? law, code or municipal government set ? the other state that prohibits making over
?答:下列房地產,不得轉讓: ? 1 ?根據城市規劃,市政府決定收回土地使用權的; ? 2 ?司法機關、行政機關依法裁定、決定查封或者以其他形式限制房地產權利的; ? 3 ?共有房地產,未經其他共有人書面同意的; ? 4 ?設定抵押權的房地產,未經抵押權人同意的; ? 5權屬有爭議的; ? 6 ?法律、法規或市政府規定禁止轉讓的其他情形。6 there is risk if i / we provide you with an authority that allows you to apply my / our securities or securities collateral pursuant to a securities borrowing and lending agreement, repledge my / our securities collateral for financial accommodation or deposit my / our securities collateral as collateral for the discharge and satisfaction of its settlement obligations and liabilities
向閣下提供授權書,容許其按照某份證券借貸協議書使用本人/吾等的證券或證券抵押品、將本人/吾等的證券抵押品再質押以取得財務通融,或將本人/吾等的證券抵押品存放為用以履行及清償其交收責任及債務的抵押品,存在一定風險。There is risk if you provide the licensed or registered person with an authority that allows it to apply your securities or securities collateral pursuant to a securities borrowing and lending agreement, repledge your securities collateral for financial accommodation or deposit your securities collateral as collateral for the discharge and satisfaction of its settlement obligations and liabilities
向持牌人或注冊人提供授權書,容許其按照某份證券借貸協議書使用你的證券或證券抵押品、將你的證券抵押品再質押以取得財務通融,或將你的證券抵押品存放為用以履行及清償其交收責任及債務的抵押品,存在一定風險。The prepayment option, like bond issuers ' options to call some bonds before they mature, saddles the lender with more risk
抵押貸款的提前還款期權和債券發行人擁有的在債券到期前提前償債的期權一樣,也使貸款人承擔了更多風險。China ' s banking industry is transforming from relationship banking to price banking, which will lead banks to give more credit to the borrowers and projects with low risk and high return. as s result, the credit of vulnerable borrowers will be much more rationed. the relationship between banks and customers will be substituted with contract interests, and removing the interest cap can drive banks to compensate risk with higher interest only if the corporate governance of both banks and enterprises stays in a state of scientific check and balance
論文探討了銀企關系、抵押品與信貸配給的關系,主要結論有:中國銀行業正在經歷從關系銀行業到價格銀行業的轉變,這一轉變將使銀行貸款向風險低、收益高的借款者或項目傾斜,弱勢借款者可能更加遭受信貸配給;只有當銀行和企業的公司治理結構都比較健全時,銀企關系才可能在很大程度上被交易合同中的利率變化所替代,也只有在這種情況下,利率市場化才能使銀行有可能用提高利率來補償貸款風險,從而一定程度降低信貸配給的程度;提高社會誠信環境,明晰產權並完善財產交易制度,有助於緩解信貸配給狀況。Article 4. the land administrations of the people ' s governments above the county level shall control and supervise in accordance with law the transferring, leasing and mortgaging of land use right
第四條縣級以上人民政府土地管理部門依法對土地使用權轉讓、出租、抵押活動進行管理和監督檢查。分享友人