財政與信貸 的英文怎麼說
中文拼音 [cáizhèngyǔxìndài]
財政與信貸
英文
finance & banking-
Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。In the light of investigations by the us department of the treasury into the affairs of its parent company in macau, banco delta asia s. a. r. l., the hkma had taken a series of supervisory measures designed to ring - fence delta asia credit limiteds assets
鑒於美國財政部調查匯業信貸有限公司于澳門的母公司匯業銀行的事務，金管局採取了連串監管措施，以將其資產與母公司的資產分隔。Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem
向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。Why do such a new system give much help in poverty reduction in the developing countries ? this paper give us some new advice on micro - credit of our country by discussing the development processes of micro - credit worldwide and the practice of our country : 1 、 our institution of micro - credit should find enough public capital to make it better than the traditional institution that only relying on the state finance or donative capital, in one word, there is about 950 billion $ underground in our country. we should manage to attract so these capital to attend in poverty reduction, in another word, much capital that deposit in the post saving institution and the rural credit institution have outflow away the rural region because of lacking of investing channels
本文主要在考察世界范圍內小額信貸的產生與發展過程，並從中汲取經驗，結合我國小額信貸的運作實踐，為我國的小額信貸的進一步擴展提出了一些新的看法:我國小額信貸必須突破現有的依靠捐助資金或財政補貼運作的單一資金渠道來源的運作方式，想方設法從民間獲得機構持續發展的必需資金，在我國，一方面存在著大量的地下金融活動，約有大約9500億元的資金，這是我們可以動員的資金，使它們參與到小額信貸中來，而另一方面，在我國由於缺乏正規的投資渠道，才會有如此巨大的資金存在於正規金融體制之外，而且，我國農村正規金融機構農村信用社，從農村吸收的儲蓄存款，由於難以在農村尋找合適的信貸項目，大量資金流出農村，郵政儲蓄機構同樣存在這樣的情況，這些都是農村發展中的資金瓶頸形成的因素。Making definite the difference between financial credit and policy financial bank credit, the paper gives some definitions for the system of agricultural policy finance. agricultural policy finance is defined as some financial serving for some special agricultural economic fields that are difficult to get loans from commercial or cooperative financial " institutions, and its loan rates1 are lower than others
為了明確國家財政信用與政策性金融銀行信用的區別，本文重新定義農業政策性金融體制的相關概念，認為農業政策性金融是為難以得到商業性或合作性金融機構信貸資金支持的農業經濟活動提供低於市場貸款利率的貸款等項目的金融服務。Prior to his employment with us, mr. tsang held key positions in finance and treasury at multinational corporations such as basf and hoechst. prior to that, he worked in global commercial banks in the united states and held managerial positions in merchant banking and corporate finance, credit policy, credit risk rating as well as strategic planning
加入本集團之前，曾先生曾在basf及赫斯特等跨國企業擔任財務及資金管理要職，早前亦曾在美國的國際商業銀行擔任管理要務，參與商業銀行企業融資信貸政策信貸風險評級和策略性規劃工作。Shkp has consistently earned high credit ratings. it is currently rated a by standard poors and a1 by moodys ; the latter rating being on par with hong kongs sovereign rating for long - term foreign currency
集團財務狀況穩健，目前獲標準普爾評為a級及獲穆迪投資評為a1級，後者的評級與香港政府外幣主權信貸評級相同。You will get such information as the financial rules and regulations ; financial ， economic and market information ; the types of deposits and their specific way of interest calculation ; the information on deposit, loan interest rate and exchange rate between rmb and foreign exchange concerning personal financing, and so on
您可以獲得與個人理財有關的政策法規；財經信息和市場信息；存款種類及具體的利息計算方法；存、貸款利息及人民幣與外幣匯率信息等等。Following the u. s. department of the treasurys announcement, the ma has today issued new directions to require the manager to take steps commensurate with the latest development, including maintaining adequate liquidity and making other necessary arrangements to protect the interests of dac s depositors and customers including securities customers
在美國財政部的公布后，金融管理專員今天已向經理人發出新的指示，要求其採取與最新發展相應的措施，其中包括確保維持足夠流動資金及作出其他所需安排，以保障匯業信貸有限公司存戶及客戶包括證券客戶的利益。分享友人