貸出款項 的英文怎麼說
中文拼音 [dàichūkuǎnxiàng]
貸出款項
英文
ausleihung-
First, this section resorts various valuation model and hold that it would be better to classify the valuation into traditional method, binominal tree method and option - adjusted spread method. according to the sequence, this article introduce three valuation model respectively and point out which aspect these method improves on in different phases and their applicable conditions
本章對有關抵押貸款證券的定價方法進行了系統的歸納與整理，認為主要存在三種定價方法，分別為傳統定價方法、二項樹定價模型和期權調整價差定價模型，並按照定價方法的發展順序分別予以介紹，同時指出了不同階段定價方法的改進之處和各自的適用條件。Legal affairs on real estate : participate in the design and selection on the real estate investment planning ; participate in the establishment of real estate company ; act as the legal adviser of the real estate company ; assist conducting the transfer out, assignment and mortgage of the right to use the land ; participate in the assignment of real estate project ; participate in the pre - sell, marketing of the real estate, mortgage loan, building leasing ; supply the legal services on real property management
房地產法律業務：參與房地產投資方案的設計和選擇，參與房地產項目公司的設立，擔任房地產公司的法律顧問，協助辦理土地使用權的出讓、轉讓和抵押，參與房地產項目的轉讓，參與房地產預售、銷售、抵押擔保貸款、樓宇租賃，提供物業管理法律服務。The former mostly includes finance trench, which consists of urban maintenance and constructive tax, add - ons of public utility, urban land - using tax, the debt of local government, remise of urban state - own land - using right and special national debt capital, and so on ; administrative charge trench, which consists of apportion, raising the price of urban infrastructure products and services, and so on ; practicality investing trench, which mostly consists of corresponding capital for urban infrastructure provided by real estate exploiters ; other financing trenches, which consist of time - limiting remise of operating authority on urban infrastructure section, introducing into foreign capital, short term loan of civil financing institution, and so on. the latter includes the innovation on the main investors, which consist of the anticipation of civilian capital and other non - financing institutions, and the innovation on financing tools, which consist of project financing, investment funds on industry, municipal bonds and initial public offering, and so on
前者主要指以政府作為投資主體下的各種融資工具，包括財政稅收渠道（包括城市維護建設稅和公用事業附加、城鎮土地使用稅、地方政府債務、城市國有土地使用權有償出讓、國債專項資金等） ；行政收費渠道（包括攤派、提高基礎設施產品和服務的價格等） ；實物投資渠道（主要是讓房地產開發商為城市基礎設施提供配套資金） ；其它融資渠道（包括市政設施部門專營權有限期出讓、引進外資、國內金融機構的短期貸款等） ；後者則包括融資主體的創新（民間資本的參與以及其它非銀行金融機構的介入）和融資工具的創新（項目融資、產業投資基金、市政債券、股票上市等） 。This essay focuses its study and comparison on the tendering system of international financial organization, raises the necessity of foreign loan tendering system, considering the existing tendering situation in fields of capital construction, mechanical equipment, imported electrical and mechanical equipment, government purchasing and foreign loan purchasing, and gives constructive views in tendering and bidding procedure of project construction agencies and construction supply enterprises, so as to improve the construction level of the foreign loan projects in our country, increase the bidding ability of our enterprises for participating international projects, and promote the establishment and improvement of the tendering and bidding management system in our country after learning from tendering purchasing system abroad
本文主要研究和對比國際金融組織的招標制度，結合我國在基本建設項目、機械成套設備、進口機電設備、政府采購、國外貸款采購等領域的招標投標現狀，提出研究國外貸款招投標制度的必要性並結合實際工作經歷，為我國項目建設單位和貨物與工程供應企業在招標投標環節提出建設性意見。以期提高我國利用國外貸款項目的建設水平，提高我國的企業參與國際工程投標能力，並借鑒國外招標采購制度，加快我國招投標管理體制的建立和完善。" in order that taxpayers may benefit from the enhancement in the tax - deduction ceiling early, we propose to provide a transitional arrangement allowing taxpayers who pay more than 100, 000 of home loan interest in the current tax year to apply for holding over of the whole or part of the provisional salaries tax payable in the first quarter of 2002, " the government spokesman said
政府發言人說：為了讓納稅人早日受惠，我們建議作出一項過渡性安排，容許在本課稅年度申索超逾十萬元居所貸款利息扣除額的納稅人，申請緩繳需在二二年首季繳交的全部或部份暫繳薪俸稅。If the cardholder s current balance exceeds the cardholder s credit limit, the bank will charge an excess limit fee of hkd130. -
如持卡人現結欠之款項總額超過持卡人獲授予化信用貸款限額，本銀行會徵收超出信用額費用港幣一百三十元。The bank will credit to the client ' s settlement account such monies ( net of any fees, charges or expenses incurred ) as may be received in consideration of the redemption of the fund investment
6銀行將所收到贖回基金款項（扣除所生的一切費用支出）貸記入客戶之結算帳戶。If the cardholder s current balance exceeds the cardholder s credit limit, the bank will charge an excess credit limit fee of hkd130
如持卡人現結欠之款項總額超過持卡人獲授予之信貸限額，本銀行會徵收超出信用額費用港幣一百三十元。First national bank ' s " plastic surgery loan " can provide between 1, 000 500 pounds and 5, 000 to cover " all your plastic surgery operations and orthodontics ", according to the bank ' s web site. " today you can have the life you ' ve always wanted, " it says
黎巴嫩第一國家銀行最近在其官方網站上表示，該行推出的這種「整形手術貸款」可以提供1000美元至5000美元不等款項， 「有了這筆錢你就可以去做任何類型的整形手術以及畸形牙齒矯正手術了。If the loan is guaranteed by a third party, should the borrower put forward the request for deletion of terminated account data together with the guarantor
如貸款由第三者作擔保人，借款人須否聯同擔保人提出該項刪除已結束帳戶資料的要求？Posam issued negative invoices with respect to these sales, and reflected the non - payment in its accounting records by showing a credit to accounts receivable and a debit to sales, thereby reversing the entries that recorded the sales
Posam出具了有關這些銷售款的負項發票，並把未付款項在會計記錄中反映了出來，顯示為應收帳款的貸方金額和銷售款項的貸方金額，從而抵消了記錄這些銷售的入賬。Enquiries revealed that the two arrestees were staff of a legitimate financial company in north point. they would approach the debtors again and offer loans at excessive interest rate from 360 per cent to 613 per cent per annum on their own capacity when the debtors failed to repay the legitimate loans
調查顯示該兩名被捕男子為北角一所合法財務公司的職員，假如有借貸人未能依期還款，他們會利用私人名義以年息高達三百六十厘至六百一十三厘的利率向借貸人再貸出款項。To idiographic institution, the main causes of the debts forming are as follow : the finance rights and affair rights are digit in the process of the finance and tax system, the finance rights are up collecting, and the affairs rights are down moving, the finance gap formed in the process of the finance and tax system, the comparative economic shrink in the anaphase country reform, the finance ingathering became fewer : the political and the administration system reform is disjoint to the economic system reform, the village and town government financial action is lost echo obligation, the expenditure break through the budget, and so on, otherwise, the country financial system reform is lag, the invests are becoming bad for the country government intervention to economic field, the country government action is short of efficient criterion, cut down the centre transferring geld to the farmers and delay to carry out the legal payment ; the effective supervision to the loan is short of about national to the non - financial machine, and so on, so the debts form at last
但從根本講，還是制度的原因，是國家通過制度的安排來對利益進行重新分配，導致鄉鎮政府財政收入短缺，產生債務需求，最終形成債務。從具體的制度上看，主要有:財稅體制改革中的財權與事權的錯位，財權向上集中、事權不斷下移;農村稅費改革產生財政缺口;農村改革後期出現的經濟相對萎縮，財政收入減少;政治制度和行政管理制度改革與經濟改革脫節，鄉鎮政府財政行為失去應有的約束，導致開支突破預算等等，產生債務需求。另外，農村金融體制改革的滯后;鄉鎮政府對經濟領域的高度介入，出現經濟投資虧損;政府行為缺乏有效規范，截留老百姓的轉移支付款項、拖延履行法定支付義務;國家對非金融機構借貸行為缺乏有效監管等等，產生債務供給。Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to
因此，中原地產三級市場研究中心的分析人士認為，從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出， 「氣球貸」並不適合所有的房貸者，符合以下4個特徵的人群可以考慮選用「氣球貸」 ：一是考慮短期房貸，並有提前還款需求的購房者；二是預期未來較短年限（最長10年）中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者；三是借款期僅償還較少月供，將其餘款項運用至其他投資渠道，以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者；四是適用於中高收入階層的房產消費者。The monetary authority introduced in december 1994 a new measure which requires authorised institutions to report on a quarterly basis their assets according to a standardised loan classification system and provisions made against the specified categories
金融管理局於一九九四年十二月推出一項新措施，規定認可機構須按標準貸款等級分類制度，每季就其資產以及對各類資產所撥出的準備金作出匯報。It analyses the existing problems in emphases basis, financial indexes choosing, gage restriction and risks evaluation in the procedure of present project risk making - policy of commercial banks, and establish loan project risk policy making mechanism based on monte karlo model, to make policy through calculation
分析了我國商業銀行目前項目風險決策在決策依據重點、財務指標選擇、擔保品約束和風險估計各方面存在的問題，建立了以蒙特卡羅模擬為基礎的貸款項目風險決策，通過計算得出貸款預期損失率進行決策。Finally combining the practice in agriculture bank, the author regards help - poverty loan must be converted from relief type to developing type on input mechanism, from quantity to benefit kind on plan deploying, from paying attention to issue to total quality management on loan administrative. and by a serials of optimizing discuss, the author brings forward an ideal credit loan help - poverty model, which gives " item loan " the first place and " little credit loan " the second place
最後作者結合在農業銀行的實踐認為，扶貧貸款在投入機制上應由救濟式向開發式扶貧轉變，在計劃配置上應由數量型向效益型轉變，在貸款管理上由注重投放向全面質量管理轉變，並通過一系列優化探討，提出以「項目貸款」為主、 「小額信貸」為輔是新形勢下扶貧信貸的理想模式。To draft for clients legal documents needed in providing banking group loans, project loans, mortgages, guarantees, financing and leasing businesses according to the requirements of clients ; to provide related legal consulting service and produce legal comments ; to act as an agent in registering pledges and other legal aid needed by clients ; to act as an agent in taking out insurance policies inside china and provide insurance consulting services ; to act as an agent for chinese and foreign clients in insurance claims and possible legal proceedings
根據客戶需要，為中外客戶起草銀行貸款、項目貸款、各類抵押、擔保、融資租賃等業務所需的法律文件，提供法律咨詢、出具法律意見書，代辦抵押物的登記以及客戶需要的其它法律幫助；代理中外客戶在中國境內進行各種保險、提供保險業務咨詢，根據客戶需要代理客戶進行保險事故的理賠及可能發生的訴訟。If the payment of any instalment is delayed by 7 days or more, you will be required to repay to the government the amount of the overdue instalment together with any interest loss and recovery costs incurred by the government due to the late payment
如任何一筆分期還款逾期七天或以上，接受貸款者必須把該期欠款連同欠款引致特區政府在利息上的損失及政府向你追討該筆款項時所支出的費用，一併償還予特區政府。As a result, loans from the asian development bank are unnecessary
所以，亞行貸出去的款項也便非常無用了。分享友人