貸款型融資 的英文怎麼說

中文拼音 [dàikuǎnxíngróngzī]
貸款型融資 英文
loan-type financing
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 融 : Ⅰ動詞1 （融化） melt; thaw 2 （融合; 調和） blend; fuse; be in harmony Ⅱ形容詞[書面語]1 （長遠; ...
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 融資 : finance
  1. At the same time, with china ' s financial market development and related sound legal system, we explored the asset securitization financing in the company ' s application, and using the spv through trust - based approach to securitize the assets of this kind of small and mid - sized enterprise : first, loan securitization ; second, the accounts receivable asset securitization

    同時，順應我國金融市場的發展和相關法制的健全，探討了資產證券化融資方式在該公司的應用，提出通過信託型spv的途徑來進行適合該科技型中小企業融資方式的資產證券化:一是貸款的證券化;二是應收賬款的資產證券化。
  2. Financial leasing is a novel type of transaction with double functions of financing and leasing in modem market economy, in such transaction, the lessor enters into a supply agreement with the supplier selected by the lessee and acquires the equipment specified by the lessee on terms approved by the lessee, and the lessor enters into a leasing agreement with the lessee and delivers the equipment to the lesse for the latter ' s use, and recovers its loans, interests and other expenses in the form of rentals in installments

    融資租賃一詞是從英文financialleasing翻譯而來，是現代市場經濟條件下的出現的一種兼具融資與融物雙重職能的新型交易。在這種交易方式中，由出租人根據承租人提出的條件和要求，與供貨商訂立買賣合同，買進承租人必需的設備，並與承租人訂立租賃合同，在約定的期間內將租賃物交由承租人使用，以收取租金的形式分期收回貸款、利息和其他費用。
  3. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  4. To meet the increasingly sophisticated commercial development and business needs of medium - sized enterprises, belgian bank provides a broad spectrum of tailor - made financial solutions which include trade finance services, diamond trade finance, hedging treasury products, factoring, hire purchaseleasing and syndicated loans

    華比銀行的商務中心致力為商貿發展及業務需求日漸增加的中小型企業提供一系列度身訂造的理財方案，包括貿易融資、鉆石貿易信貸、對沖產品、出口保險服務、分期貸款及銀團貸款等。
  5. To meet the increasingly sophisticated commercial development and business needs of medium - sized enterprises, belgian bank provides a broad spectrum of tailor - made financial solutions which include trade finance services, diamond trade finance, hedging treasury products, factoring, hire purchase leasing and syndicated loans

    華比銀行的商務中心致力為商貿發展及業務需求日漸增加的中小型企業提供一系列度身訂造的理財方案，包括貿易融資鉆石貿易信貸對沖產品出口保險服務分期貸款及銀團貸款等。
  6. He talks about syndicated loans as a means of financing major projects

    向采訪者介紹用辛迪加貸款為大型項目融資的情況。
  7. But currently our country " s financing system is entangled with the following problems : 1 ) the resources of fund supply are monopolized by the bank loans ; 2 ) the big four state - owned banks provide too few loans to msfs ; 3 ) the allotment of loans between different msfs is unbalanced mostly at state - owned msfs advantage ; 4 ) the financing funds from the internal and external firms are disproportioned and the ratio of debt to asset is too high ; 5 ) the capital market is almost closed to msfs and they have no qualification of bond issuance

    而在我國目前的融資體制下，特許加盟企業存在著如下融資問題:資金供給渠道單一，主要是銀行貸款為主的間接融資:大型商業銀行對中小企業貸款份額較小:信貸融資在不同所有制中小企業之間的配置不均衡，銀行貸款偏重於國有和集體企業;企業內源融資渠道不暢，來自企業留存利潤部分的融資比例不高;直接來源的有效資金供給不足，尚沒有為中小企業服務的正規資本市場，中小企業發行債券受到限制。
  8. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  9. We give research into the relationship of the chinese sector distribution of capital and financial development and discuss the sector difference from fixed asset invest and bank loan. finally, we draw a conclusion that illogical system of financial development leads " sector discrimination of capital " although the development of financial structure positively effects the sector distribution of capital in some degree. so this thesis advises that china should make financial development " essential ", so it is vital to keep the government rational in the process of financial development

    文章還以分部門理論模型為指導，以資本在國有部門和非國有部門的分配為研究對象，分析了金融結構安排與資本分配「部門歧視」之間的關系，探討了金融深化對固定資產投資和貸款分配的部門差別，得出金融結構發展是影響我國資本部門分配最重要因素的基本結論，藉此提出金融發展「實質化」是解決我國金融發展的關鍵問題。
  10. This article defines a notion to financing selling, and it put forward an ordinary operating process of financing selling after researching personal vehicle consume loan and lodging mortgage mode. it arguments the feasibility of engineering machinery financing selling and puts forward the operating process of engineering machinery financing selling and hazard control elusion method through designing financing selling in lite heavy machinery co. ltd. and studies the demonstration of actualizing case

    本文對融資銷售進行了概念界定，在研究我國已有的個人汽車消費貸款和住房按揭模式的基礎上，提出了融資銷售運作的一般程序；並通過對里特重型機械有限公司融資銷售的設計與實施案例的實證研究，論證了工程機械融資銷售的可行性，提出了工程機械融資銷售的運作程序和風險控制規避辦法。
  11. Loan - type financing

    貸款型融資
  12. In practical terms, the vast majority of abs are collateralized by loans and other financial assets

    實際上，絕大部分的資產支持型證券由貸款或其他金融資產作為擔保。
  13. Asset - backed securities ( abs ) mortgage - backed securities ( mbs ) are the fastest growing structure financial instrument of the global financial market. there are numerous products of abs ; many assets are securitized in us financial market

    資產支持證券（ asset - backedsecurities ， abs ）和住房貸款抵押支持證券（ mortgage - backedsecurities ， mbs ）是最近十幾年國際金融市場發展很快的一種結構性金融產品，是一種新型的衍生金融產品。
  14. I try to come to the conclusions that the problem of asymmetric information is the main reason resulted in the predicaments in financing of smes, the loans decrease with the sizes of bank and increase with the size of enterprises by means of theoretical analysis

    本文試圖通過理論模型的分析，得出：信息不對稱問題是我國中小企業融資困難的主要原因之一；銀行結構與中小企業得到的貸款成反比以及企業規模與所得到的貸款成正比的結論。
  15. Since opening to the outside world, with the reform of economic system and the development of financial market, some channel for monetary policy transmission has initially formed, but the channel for credit is the main one, if the channel for credit is sound and unimpeded is the important factor which has an influence on monetary policy transmission. presently, many problems about the channel for credit have exist ed, for example, state - owned banks have shrunk in basic unit gradually, but medium and small financial institution ' s development does

    目前，我國的信貸傳導渠道存在許多問題，例如，國有銀行在基層逐漸收縮，而地方性中小金融機構的發展沒有及時跟上，加劇了貨幣政策傳導的納構性矛盾；大型企業資金富餘信貸可獲得性高而中小企業卻珊于獲得貸款；商1卜銀行資產負債結構的不對稱，在經濟上升時期容易造成超貸效應，在經濟廠降時朔會導致貨幣政策傳導阻滯，等等。
  16. In this article, we will compare different banking institutions, study an extensive literature on relationship lending, then explain the theory in the frame of neo - institutional economics systematically and with modeling demonstration. after specifying the costs, benefits and net - profit transfers, we will analyze the banks and firms " characteristics and surrounding factors subject to the participation and incentive constrains, finally draw our conclusion that : lending behaviors between banks and firms are diverse and always affected by the two parts " bargaining power, social environment or their cognition to the relation. we comment that smes and banks develop relationship lending which is prone to satisfy the participation and incentive constrains, and that relationship lending should be a feasible way of smes " financing

    本文將通過對各國銀企關系制度進行比較，就關系貸款命題對文獻進行廣泛調研，在新制度經濟學的分析框架下進行系統規范的理論闡述和模型證明，列舉關系貸款的預期收益、成本內容，對凈剩餘的租金轉移進行分析，在此基礎上研究使關系貸款滿足參與約束與激勵相容約束的銀行和企業特徵、制度環境因素，得出結論：各國市場環境下，銀行與企業之間的關系型融資有不同的表現形式，信貸行為受到銀企雙方談判地位、主觀認識的影響以及社會信用、經濟條件、制度背景等客觀環境的制約；中小企業和中小銀行之間的關系貸款安排易於滿足合約雙方的參與約束和激勵相容約束，不失為中小企業融資的一條可行途徑。
  17. The research resuits mainly include : credit capital is not equal with stock capital, low risk capital structure is one strategic choice and competition advantage ; more capital from the core stocanolder and famous investment institution, more easier the company can finance ; relationship lending is one important credit financing means for internet company ; from the point of tfade - off theory, conservative capital structllre is suitable for intcmet company presently ; small proportion is preferable when liability level is readjusted, since it is easier to access the optimal capital structure.

    主要內容包括：債權資金與股權資金不對等，不可以完全替代；低風險的融資結構是一種戰略性選擇；核心股東增加投資和廣大具有市場影響力的機構投資者投資網路公司都是傳遞公司價值的信號；關系型貸款是重要的債權融資方式；從權衡的角度看，現階段宜選擇保守型融資結構；調整負債水平宜採取謹慎小幅度的策略，這樣更容易接近最佳融資結構。
  18. Although there is no real option pricing trading market all across the nation, the application of the theories will enjoy the bright future because many financial tools and businesses embody the idea of the option. the main applications include : the pricing of the company ' s financing tools, including stock, bond, convertible bond and so on ; the calculation of the proportion of liability to stock in case of changing the liability a company owes to a creditor into the stock share ; the evaluation of the value of a loan and analysis of the credit risk of loans in our country from the point of option ; and the evaluation of the effectiveness of executive stock. option and the improvement of the executive stock option

    盡管目前中國還沒有期權交易市場，但由於許多金融工具和金融業務中都包含了期權的思想，期權定價理論在我國仍有廣闊的應用前景，本文對此進行了探索。主要的應用內容有以下四方面：公司融資工具，既包括傳統融資工具股票、債券的定價，也包括新型融資工具可轉換債券和認股權證的定價；債轉股業務中比例的確定，用布萊克-斯科爾斯模型和二項分佈模型兩種方法計算；貸款業務定價，並從期權角度分析我國貸款的信用風險狀況、成因；經理人期權激勵，包括其原理、對其有效性的實證分析，並引進指數期權作為改進方法。
  19. The conclusion from this scheme study on the detailed analysis calculates and comparison about above subjects shows that swb can build the large self - propelled trailing suction hopper dredger abroad with the 70 % bank crediting for investment. and it must be carried out hereafter to lower the cost, raise productivity and strive the steady income, so she will restore the enterprise vitality for existing and competing, and to rank among world ' s dredging market

    本方案研究通過對以上內容的詳盡分析計算和比較得出上海航道局可以依靠向銀行貸款的融資方式，解決70以下的投資問題，在國外建造大型自航耙吸挖泥船，並在今後的經營中，降低成本，提高生產效率，確保穩定的收入，就可使上海航道局恢復企業的生存和競爭的活力，在濟身於國際與國內疏浚市場中，立於不敗之地。
  20. As a new means of financing and system, house mortgage loan securities was result of financial innovation in last century 70s, it had got great success

    作為一種新型融資手段或體制，住房抵押貸款證券化是20世紀70年代金融創新的結果，經過幾十年的發展，已在美國等不少國家獲得巨大成功。
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