貸款償還能力 的英文怎麼說

中文拼音 [dàikuǎnchángháinénglì]
貸款償還能力 英文
loan repay ability
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 償 : 動詞1. （歸還; 抵補） repay; compensate for 2. （滿足） meet; fulfil
  • 還 : 還副詞1 （表示現象繼續存在或動作繼續進行; 仍舊） still; yet 2 （表示在某種程度之上有所增加） even...
  • 能 : 能名詞（姓氏） a surname
  • 力 : Ⅰ名1 （力量; 能力） power; strength; ability; capacity 2 [物理學] （改變物體運動狀態的作用） forc...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 償還 : repay; pay back
  • 能力 : ability; capacity; capability
  1. Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

    商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。
  2. Additional, usurer still must have following requirement : one, have beijing town constant resident mouth or effective and resident status ; 2, the profession that has stability and income, paid the ability that returns loan principal and interest ; 3, have the contract that buys housing or concerned proof file ; 4, offer management center of beijing housing fund and place to belong to what cent center agrees to assure means ; 5, the other condition that accords with management center of beijing housing fund and place to belong to minute of center to set

    另外，貸款人還必須具備下列條件：一、具有北京市城鎮常住戶口或有效居留身份；二、具有穩定的職業和收入，有償還貸款本息的能力；三、具有購買住房的合同或有關證實文件；四、提供北京市住房資金治理中心及所屬分中心同意的擔保方式；五、符合北京市住房資金治理中心及所屬分中心規定的其他條件。
  3. China ' s state - run banks routinely extend loans to state - owned enterprises that are not expected to be repaid

    中國國有銀行常常向沒有償還能力的國有企業提供貸款。
  4. China s state - run banks routinely extend loans to state - owned enterprises that are not expected to be repaid

    中國國有銀行常常向沒有償還能力的國有企業提供貸款。
  5. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  6. The bank protects itself by obtaining security to cover against losses, conducting credit checks and making sure that the client has the ability to repay the loan

    銀行通過為其損失保險、管理信貸支票以及確保客戶有能力償還貸款來保護自身。
  7. According to the regulation, the worker has one of following state, can recover the memory remaining sum inside account of worker housing accumulation fund : ( 1 ) buy, build, break up build, overhaul lives oneself of housing ; ( 2 ) retire, emeritus ; ( 3 ) lose labor ability completely, stop labor to concern with the unit ; ( 4 ) the city that change of registered permanent residence gives a seat, county perhaps leaves the country resident ; ( 5 ) repay of loan principal and interest ; ( 6 ) the regulation that chummage exceeds domestic wage income is proportional

    按照規定，職工有下列情形之一的，可以提取職工住房公積金賬戶內的存儲余額： （ 1 ）購買、建造、翻建、大修自住住房的； （ 2 ）離休、退休的； （ 3 ）完全喪失勞動能力，並與單位終止勞動關系的； （ 4 ）戶口遷出所在的市、縣或者出境定居的； （ 5 ）償還貸款本息的； （ 6 ）房租超出家庭工資收入的規定比例的。
  8. Interest on the loan shall be variable at the bank s discretion and, notwithstanding any other terms and conditions, iwe agree to pay to the bank on demand at any time all principal, interest and other charges under the plan which are outstanding and owing at the relevant time

    銀行有絕對權力酌情修訂貸款利率，並具絕對權利隨時向借貸人要求償還全部貸款、利息及貸款計劃中所涉及之一切費用。如本人（等）未能依期繳交任何一期還款，銀行有權要求立即清還全部所欠之貸款及利息。
  9. One type of risk is default risk, that is, the risk that the borrower will simply not repay the loan, due to either dishonesty or plain inability to do so

    一種類型的風險是違約風險，即惜款者僅僅由於不誠實或完全沒有還款能力而無法償還貸款所帶來的風險。
  10. A study of the comprehensive appraisal system of the debt - paying ability

    貸款償還能力綜合評價體系研究
  11. Part of this is because he was born in the same part of the country as i was, northwest iowa, on a farm. only my dad owned the farm, was trying to make payments on the mortgage that is, and he didnt have a father that was able to buy a farm so they lived in empty houses that appeared here and there

    他名列於我最尊敬仰慕愛戴的人當中其中一個原因是他跟我是同鄉，都是在衣阿華州西北部的農場長大所不同的是，家父擁有農場，並且負責償還貸款，他的父親沒有能力買下農場，所以他們住在空空如也的屋子裡。
  12. Article 35 in issuing loans, a commercial bank should closely check the use of the loan by the borrower, the repayment ability of the borrowers and the mode of repayment of the loans

    第三十五條商業銀行貸款，應當對借款人的借款用途、償還能力、還款方式等情況進行嚴格審查。
  13. But, obviously, those who have the financial resources to repay the negative equity portion of the mortgage are not really the cases that we are all concerned about

    當然，有能力償還這部分貸款的借款人，並不是境況最艱難的。大家最關注的，是那些無力償還負資產部分貸款的個案。
  14. Case study of xintian international demonstrates that the client ' s development trend and capability of fulfilling a contract in the future should be estimated based on the analysis of client ' s current situation since the payback of a loan is in the future

    從新天國際的實例分析結果看，因為貸款的償還是未來的，所以在對客戶現狀分析的基礎上，應對客戶未來的發展趨勢和將來的履約能力進行判斷。
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