貸與人 的英文怎麼說

Analyse personage general through major " the balloon is borrowed " the discovery after with each big bank rolls out mainstream before this the month of loan product is offerred and accrual amount contrasts carefully, " the balloon is borrowed " although the month is offerred least, but interest expenses offers tower above than double week of lowest however nearly 2 times

經過專業分析人士將「氣球貸」與此前各大銀行推出的主流貸款產品的月供和利息總額仔細對比后發現， 「氣球貸」雖然月供最少，但利息支出卻比最低的雙周供高出了近2倍。

Through position analyzing and estimating, salary investigating, salary orientation and salary structure designing, working out a scientific, rational and open salary system. the emphases of welfare is to provide payment of house loan interest, purchasing life insurance for technical cadremen, etc. increasing challenge to working contents, organizing train plan to employee, encouraging study the skill of speciality and management. providing promote chunnel for technical personnel

通過職位分析，職位評價，薪酬調查，薪酬定位和薪酬結構設計，制定出一套科學、合理、公開的薪酬制度框架；福利制度重點是提供住房貸款利息給付計劃，為技術骨幹購買商業人壽保險等；工作內容上增加挑戰性；組織實施員工的培訓計劃，鼓勵員工進行專業技術和管理技能的學習；提供與行政級別平行的技術職務升遷通道。

This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。

Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。

The nexus of consumer credit, household debt service and consumption

個人信貸家庭負債與消費的關系

According to palgrave s dictionary of political economy, " his business was to negotiate royal loans with flemish merchants, to buy arms and military stores, and to smuggle into england as much bullion as possible "

的政經字典記載：他的業務包括與佛蘭德的商人議定皇室貸款，購買軍備，以及偷運黃金進英國。因此，他必定富甲一方。

These are the existing re - lending rate to the banks, the rediscount rate, the interest rate for reserve deposits that banks hold with the pboc, and the spectrum of interest rates at which the now quite large pool of pboc bills are auctioned and traded in the market

人行推行貨幣政策只需集中於幾項政策利率，即現時對銀行的轉貸利率再貼現率銀行存於人行的儲備存款利率，以及人行各式票據的投標與買賣利率。

Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank

緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。

Ccra ), which would gather and collate information from participating institutions about the indebtedness and credit records of their corporate customers. this would enable lenders to obtain a more complete picture of the credit worthiness of their customers, and thus improve their credit assessment

該資料庫會收集及整理參與機構提供有關其公司客戶的債務及信貸記錄的資料，讓貸款人可更全面了解其客戶的信貸狀況，從而可加強貸款人的信貸評估。

Interest revenues resulting from deposits with financial institution or loan to others

凡存放金融機構、融資貸與他人等所產生之利息收入皆屬之。

Whether damages - produces are the liability subjects shall be examined by fault liability and no feult liability. while the subject of fault liability is determined by the standard " fault ", that of no fault liability is decided by the transportation interests. using the two standards : fault and transportation interests, the author specifically analyze the identification of liability subjects under such circumstance as the drive by a thief or unorthorized person, a lease - holder, a borrower, a purely transferee, or a employee, nominal user, or by a nominal remainder

第二部分：機動車交通事故損害賠償責任主體的認定考慮到機動車交通事故的致害人可能不只一人，致害人是否為責任主體，須經過輔責任和無過錯責任兩個原則的撿驗，本部分詳細分析了無過錯責任之責任主體的認定標準，並具體分析了盜竊駕駛和擅自駕駛、租賃和借用、單純轉移機動車佔有、雇員為僱主駕駛、名義貸與和名義殘留場合下的損害賠償責任主體。

Fourth, as in other economies in the region, our savings rate is fairly high, and households in hong kong have accumulated significant financial assets over the years. thus, the staying power of mortgagors is probably considerably greater here than in an economy with a low savings rate

第四，香港與區內其他經濟體系一樣，儲蓄率頗高，不少家庭多年來更逐漸積聚了豐厚的家財，因此本港按揭貸款人持久落實還款的能力自然比儲蓄率低的經濟體系的高得多。

In view of the above, the model mortgage deed does not contain a stand - alone " on demand " clause, and the relevant provisions tie the right of the mortgage lender to demand immediate repayment from the mortgagor to the specified events of default

有見及此，標準按揭契據並沒有獨立的按要求隨時還款條款。按揭貸款人可要求按揭人即時還款的權利只與特定的違約事件掛。

Equally important, the model documents aim at striking a fair and balanced relationship between the borrowers, the mortgagors and the lenders

同樣重要地，整套標準按揭文件旨在訂明貸款人按揭人及按揭貸款銀行之間均衡的權利與責任。

A compliance audit for a private business could include determining whether accounting personnel are following the procedures prescribed by the company controller, reviewing wage rates for compliance with minimum wage laws, or examining contractual agreements with bankers and other lenders to be sure the company is complying with legal requirements

對私營企業的合規性審計主要包括確定其會計人員是否遵守了由該企業的總會計師制定的核算程序，檢查工資水平是否符合最低工資法的規定，審查與銀行或其他貸款人簽訂的協議，查明企業是否遵循了有關的法律規定。

The founding process of the model can be divided into there parts : ( 1 ) indexes sieving : according to the borrowers are college students, this system includes the corresponding indexes such as personal information, family information ( mainly the economic information ), college information ( eg

（ 1 ）指標篩選。根據貸款人是學生，本指標體系採用了與學生相適應的指標，包括學生自然情況、家庭情況（主要是家庭經濟情況） 、學校自然情況（比如是名牌大學還是普通高校）等等。

Claiming the income was acquired from a non - taxable source such as a loan or a gift ( especially if the gift - giver lives overseas or is dead so is not available for cross - examination )

主張財產是通過免稅途徑取得的，比如貸款和贈與（尤其是當贈與人居住在海外或已經死亡從而不能被交叉質證） 。

Although the bank of england is trying to avoid being the first port of call for banks, if unusual market rates persist, it would act to secure its objective for “ overnight market interest rates to be in line with the bank ' s official rate ”

盡管英國央行一直努力避免成為銀行的第一貸款人，但如果市場利率繼續處于不正常水平，它將採取行動，確保達到「銀行間隔夜拆息與官方利率相符」的目標。

Most mortgage deeds typically used by the mortgage lenders provide that the mortgagor is liable for " all costs and expenses " irrespective of whether or not they are reasonably incurred by the mortgage lenders

按揭貸款人使用的大部分按揭契據一般規定按揭人須對所有費用與開支負責，而不論按揭貸款人是否合理地招致有關費用與開支。

Jurisdictions in our time zone collectively are a net lender to those in the other two time zones, and much of such lending takes the form of holdings of foreign assets denominated in the two large currencies

若以亞洲時區內各經濟體系參與的所有金融交易計，我們是另外兩個時區的凈貸款人，當中很大部分貸款是以美元及歐元計算。