超值保險 的英文怎麼說
中文拼音 [chāozhíbǎoxiǎn]
超值保險
英文
over-insurance; over-insure-
Units with amperage draw of 120 amps or more require factory installed internal fusing
安培值超過120以上的熱水器需要在工廠配置內置保險絲。2 no claim for constructive total loss based upon the cost of recovery and / or repair of the vessel shall be recoverable hereunder unless such cost would exceed the insured value
2基於保險船舶的恢復和/或修理費用不能據此得到賠償,除非此種費用已超過保險價值。2 no claim for constructive total loss based upon the cost of recovery and / or repair shall be recoverable hereunder unless such cost would exceed the insured value
2基於(保險船舶)的恢復和/或修理費用的推定全損不能據此得到賠償,除非此種費用已超過保險價值。3 the underwriters shall not be liable in respect of unrepaired damage for more than the insured value at the time this insurance terminates
3保險人對未修理的損害的賠償責任,不應超過本保險終止時的保險價值。If the total amount of the sum insured by double insurance exceeds the insured value, the total amount of indemnity paid by all insurers concerned shall not exceed the insured value
重復保險的保險金額總和超過保險價值的,各保險人的賠償金額的總和不得超過保險價值。The concept of ratio of real estate insurance value is proper measurment of overinsurance
不動產保險價值比率這一概念,就是評價超額保險程度的指標。The overinsurance in mortgage insurance is also a subject worthy of argument in real estate insurance
抵押貸款保險中的超額保險現象,也是不動產保險值得探討的一個問題。In insurance business practice, the building insurance clause in mortgage insurance usually applies the real estate value to amount insured, wheras raplacement approach is applied to the indemnity, which causes overinsurance ? the amount insured is greater than insurance value. the excess amount is perfectly equal to the land value or a portion of land value, which prejudices the interest of the insured
在保險實踐中,住房抵押貸款保險的房屋保險條款通常以不動產價值作為保險金額,而在保險補償時適用重置價值標準,導致保險金額總是大於保險價值的超額保險情況,超出的金額就是土地的價值或者土地價值的一個比例,這對被保險人是不利的。Visible, of the insurance bid that the insurance amount that person agrees in insurance contract does not make person insurance contract value, unless underwriter demarcate or the highest insurance amount of contract of insurance of legal provision person, policy - holder can drop the person insurance that defends any amount, and the is sure above quota problem in won ' t happening to be sure like belongings
可見,人身保險合同中約定的保險金額不構成人身保險合同的保險標的的價值,除非保險人限定或者法律規定人身保險合同的最高保險金額,投保人可以投保任何金額的人身保險,而不會發生像財產保險中的超額保險的問題。After policy - holder undertakes repetition is sure, although each are sure, the insurance amount in the contract does not exceed insurance bid insurance value, but of the insurance mark as a result of each insurance contracts identical, the insurance amount accumulative total of each insurance contracts rises, its summation can exceed insurance value, form be sure above quota
投保人進行重復保險后,雖然每一個保險合同中的保險金額不超過保險標的的保險價值,但由於各個保險合同的保險標的都相同,各個保險合同的保險金額累計起來,其總和就會超過保險價值,形成超額保險。Its purpose is to prevent applicant obtaining the compensation surpassing the actual damage and to avoid occurring moral danger. its importance goes without saying. how to protect the double insurance ’ constitution, the scope of application and legal effect in order to manifest the indemnity principle appropriately
重復保險基於損失填補原則派生而來,其價值在於有效地防止投保人重復投保而可能導致的超額保險,引發行為人的道德危險,是貫徹損失填補原則的重要機制之一,對確保保險良性運行起著重要作用。1 the measure of indemnity in respect of claims for unrepaired damage shall be the reasonable depreciation in the market value of the vessel at the time this insurance terminates arising from such unrepaired damage but not exceeding the reasonable cost of repairs
1未修理的損害索賠的賠償限度,應為本保險終止時的船舶市場價值因此種未修理的損害引起的合理貶值,但不得超過合理的修理費用。If the value of the building exceeds the cvi ( e. g. buildings over 130 m2 * or buildings of luxurious construction ), the owner can insure the excess in an insurance company
如果建築物的價值超過約定保險價值(例如,超過130平方米的建築物或豪華建築物) ,業主可以將溢額部分向保險公司投保。Cast above quota protect cannot get be compensatoried above quota. " insurance law " thirtieth sets 9 times : insurance amount must not exceed insurance value ; exceed insurance value, disable partly more than
超額投保不能得到超額賠償。 《保險法》第三十九條規定:保險金額不得超過保險價值;超過保險價值的,超過部分無效。Policy - holder is old period after life - insurance pay insurance cost, retreat ahead of schedule before insurance expires protect, two kinds are retreated differently maintain pattern, one kind is to arrive two years in retreat the poundage with already handed in insurance cost to deduct certain is pressed when protecting reimburse insurance cost ( the insurance cost that waits to will be received then undertakes returning returning after deducting poundage, not plan breath or do not keep a cost ) ; another kind returns cost of money namely, back down during exceeding particular insurance namely protect, right now insurance company according to previous provision each period cost of money undertakes returning returning to policy - holder, be equal to gold of repayment of capital and interest are returned to already paying insurance cost after deducting certain overhead expenses, the cost of money after arriving 2 years 3 years commonly has exceeded the insurance cost of original pay, will have compound interest rise in value according to fixed interest rate, the cost of money that these can add after clauses gets exact numerical value on the watch
投保人為多年期的人壽保險繳納保費后,在保險到期之前提前退保,有兩種不同的退保方式,一種是一到兩年之內退保時按已交保費扣減一定的手續費退還保費(等於是將收到的保費在扣除手續費后進行返還,不計息或不保值) ;另一種就是退還現金價值,也就是在超過一定的保險期間後退保,此時保險公司按照先前規定的各期現金價值對投保人進行返還,等於在扣除一定的治理費用后對已交保費返還本金和利息,一般二年到三年後的現金價值就已經超過原來繳納的保費,並將按照一定的利率進行復利增值,這些都可在保險條款后所附的現金價值表上得到準確的數值。But should notice insurance amount must not exceed car value, disable because of exceeded share
但要注重保險金額不得超過車輛價值,因為超過的部分無效。4 when expenses are incurred pursuant to this clause 10 the liability under this insurance shall not exceed the proportion of such expenses that the amount insured hereunder bears to the expenses, or the vessel as stated herein
4當按照本第10條發生了費用時,根據本保險的責任,不超過此種費用占約定保險金額與載明保險船舶價值的比例部分。13 no claim for constructive total loss shall be recoverable hereunder unless the subject - matter insured is reasonably abandoned either on account of its actual total loss appearing to be unavoidable or because the cost of recovering, reconditioning and forwarding the subject - matter to the destination to which it is insured would exceed its value on arrival
13除非由於實際全損看來不可避免,或因為恢復、修復和續運保險標的至承保的目的地的費用,將超過其抵達時的價值,而合理地委付保險標的,推定全損索賠不能獲得賠償。Because belongings is sure not to exceed actual loss to be a principle with indemnity, accordingly, " insurance law " set a basic principle clearly, namely : the insurance amount that repeats assurance exceeds insurance value, the summation of the indemnity of each underwriter must not exceed insurance value
由於財產保險以賠償金額不超過實際損失為原則,因此, 《保險法》明確規定了一項基本原則,即:重復保險的保險金額超過保險價值的,各保險人的賠償金額的總和不得超過保險價值。Cast above quota protecting is to point to value of insurance of insurance amount prep above. be sure namely amount prep above is actual value
超額投保是指保險金額高於保險價值。也就是保險金額高於實際價值。分享友人