超額保險 的英文怎麼說
中文拼音 [chāoébǎoxiǎn]
超額保險
英文
excess cover; excess insurance; overinsurance- 超 : Ⅰ動詞1 (越過; 高出) exceed; surpass; overtake 2 (在某個范圍以外; 不受限制) transcend; go beyo...
- 額 : 名詞1 (額頭) forehead:寬額 a broad forehead2 (牌匾) a horizontal tablet 3 (規定的數目) a sp...
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 超額 : above the quota; overfulfil the quota
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In property insurance contract, the conception of insurance interest is helpful to ascertain loss margin, prevent excess insurance, and forbid unjust enrichment
在財產保險合同中,還有確定損失額度,防止超額保險,禁止不當得利等功能。If the total amount of the sum insured by double insurance exceeds the insured value, the total amount of indemnity paid by all insurers concerned shall not exceed the insured value
重復保險的保險金額總和超過保險價值的,各保險人的賠償金額的總和不得超過保險價值。Provided that nothing in this section shall affect the liability of the insurer under the suing and labouring clause
除保險單和本法另有規定外,保險人應對連續損失負責,即使這些損失的總額會超過保險金額。Excessive forehead reinsurance is the insurance limit that defines him accept insurance first by original underwriter, take the specified amount oneself namely, exceed when insurance wu when its take the specified amount oneself and producing excessive specified number, basis of this excessive forehead reinsurance of reinsurance contract deal out person, the scale that reinsurance person agrees according to both sides, the compensate of the insurance amount that computation separates business each sums, insurance premium and apportion pays insurance gold amount
溢額再保險是由原保險人先確定自己承保的保險限額,即自留額,當保險業務超出其自留額而產生溢額時,就將這個溢額根據再保險合同分給再保險人,再保險人根據雙方約定的比例,計算每一筆分入業務的保險金額、保險費以及分攤的賠付保險金數額。American loss excess amer. tl exs
美國支付費用及超額保險The concept of ratio of real estate insurance value is proper measurment of overinsurance
不動產保險價值比率這一概念,就是評價超額保險程度的指標。As a matter of fact, whether under - insurance or over - insurance should comply with this principle
事實上,無論是不足額保險或是超額保險均須有符合損害補償原則的規定。The overinsurance in mortgage insurance is also a subject worthy of argument in real estate insurance
抵押貸款保險中的超額保險現象,也是不動產保險值得探討的一個問題。Where the assured is over - insured by double insurance, such insurer is bound, as between himself and the other insurers, to contribute ratably to the loss in proportion to the amount for which he is liable under his contract
在被保險人因重復保險而造成超額保險之場合,各保險人相互之間有義務按其合同負責的數額比例分攤損失。In insurance business practice, the building insurance clause in mortgage insurance usually applies the real estate value to amount insured, wheras raplacement approach is applied to the indemnity, which causes overinsurance ? the amount insured is greater than insurance value. the excess amount is perfectly equal to the land value or a portion of land value, which prejudices the interest of the insured
在保險實踐中,住房抵押貸款保險的房屋保險條款通常以不動產價值作為保險金額,而在保險補償時適用重置價值標準,導致保險金額總是大於保險價值的超額保險情況,超出的金額就是土地的價值或者土地價值的一個比例,這對被保險人是不利的。Visible, of the insurance bid that the insurance amount that person agrees in insurance contract does not make person insurance contract value, unless underwriter demarcate or the highest insurance amount of contract of insurance of legal provision person, policy - holder can drop the person insurance that defends any amount, and the is sure above quota problem in won ' t happening to be sure like belongings
可見,人身保險合同中約定的保險金額不構成人身保險合同的保險標的的價值,除非保險人限定或者法律規定人身保險合同的最高保險金額,投保人可以投保任何金額的人身保險,而不會發生像財產保險中的超額保險的問題。After policy - holder undertakes repetition is sure, although each are sure, the insurance amount in the contract does not exceed insurance bid insurance value, but of the insurance mark as a result of each insurance contracts identical, the insurance amount accumulative total of each insurance contracts rises, its summation can exceed insurance value, form be sure above quota
投保人進行重復保險后,雖然每一個保險合同中的保險金額不超過保險標的的保險價值,但由於各個保險合同的保險標的都相同,各個保險合同的保險金額累計起來,其總和就會超過保險價值,形成超額保險。Its purpose is to prevent applicant obtaining the compensation surpassing the actual damage and to avoid occurring moral danger. its importance goes without saying. how to protect the double insurance ’ constitution, the scope of application and legal effect in order to manifest the indemnity principle appropriately
重復保險基於損失填補原則派生而來,其價值在於有效地防止投保人重復投保而可能導致的超額保險,引發行為人的道德危險,是貫徹損失填補原則的重要機制之一,對確保保險良性運行起著重要作用。1 no claim arising from a peril insured against shall be payable under this insurance unless the aggregate of all such claims arising out of each separate accident or occurrence ( including claims under clause 8, 10, 18 and 20 ) exceeds in which case this sum shall be deducted
1在每一次單獨事故或事件中,承保危險造成的損失索賠,除非累計金額(包括第8 , 10 , 18和20條)超過,保險人不予賠償,在超過該免賠額的情況下,該金額應從賠償總額中扣除。That is to say, if insurance accident produced between insurance period, caused pair of insurance symptom damage, caused a loss to insurant, but if losing number is not large, did not exceed franchise, insurance company does not grant to compensate for
也就是說,假如在保險期間發生了保險事故,造成了對保險標的的損害,給被保險人造成了損失,但假如損失的數額不大,沒有超過免賠額,保險公司就不予賠償。The medical treatment inside insurance time limit is expended pay accumulative total gross to be sure with exceeding amount in the limit of
保險期限內醫療費給付累計總數以不超過保險金額為限。An insurance contract shall expressly provide the object of the insurance, the exact location ( or the means of transport and voyage ), the insured amount, the insured liability, the excluded liability, the method of paying compensation and insurance premiums, the beginning and end of the insured term and other similar terms
保險合同中,應明確規定保險標的、座落地點(或運輸工具及航超) 、保險余額、保險責任、除外責任、賠償辦法、保險費繳付辦法以及保險起迄期限等條款。Provided always that the aggregate liability of the company for any one accident shall not exceed the limit of indemnity stipulated in the schedule
本公司對每一次保險事故的累計賠償責任不超過保險單明細表所規定的賠償限額。Cast above quota protect cannot get be compensatoried above quota. " insurance law " thirtieth sets 9 times : insurance amount must not exceed insurance value ; exceed insurance value, disable partly more than
超額投保不能得到超額賠償。 《保險法》第三十九條規定:保險金額不得超過保險價值;超過保險價值的,超過部分無效。But to prevent in case, " insurance law " still from insurance gold to pay went up restricted regulation, be sure namely the limit that golden summation must not exceed finance to supervise management department to set, the gold of insurance of a huge sum of bilateral party agreement that avoids this kind of insurance
但是為了防止萬一, 《保險法》仍然從保險金的給付上作了限制性規定,即保險金總和不得超過金融監督治理部門規定的限額,避免這類保險的雙方當事人約定巨額保險金。分享友人