超額損失保險 的英文怎麼說
中文拼音 [chāoésǔnshībǎoxiǎn]
超額損失保險
英文
excess insurance- 超 : Ⅰ動詞1 (越過; 高出) exceed; surpass; overtake 2 (在某個范圍以外; 不受限制) transcend; go beyo...
- 額 : 名詞1 (額頭) forehead:寬額 a broad forehead2 (牌匾) a horizontal tablet 3 (規定的數目) a sp...
- 損 : Ⅰ動詞1 (減少) decrease; lose 2 (損害) harm; damage 3 [方言] (用尖刻的話挖苦人) speak sarcas...
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 超額 : above the quota; overfulfil the quota
- 損失 : 1. (失去) lose 2. (失去的東西) loss; wastage
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In property insurance contract, the conception of insurance interest is helpful to ascertain loss margin, prevent excess insurance, and forbid unjust enrichment
在財產保險合同中,還有確定損失額度,防止超額保險,禁止不當得利等功能。Provided that nothing in this section shall affect the liability of the insurer under the suing and labouring clause
除保險單和本法另有規定外,保險人應對連續損失負責,即使這些損失的總額會超過保險金額。Where the assured is over - insured by double insurance, such insurer is bound, as between himself and the other insurers, to contribute ratably to the loss in proportion to the amount for which he is liable under his contract
在被保險人因重復保險而造成超額保險之場合,各保險人相互之間有義務按其合同負責的數額比例分攤損失。Its purpose is to prevent applicant obtaining the compensation surpassing the actual damage and to avoid occurring moral danger. its importance goes without saying. how to protect the double insurance ’ constitution, the scope of application and legal effect in order to manifest the indemnity principle appropriately
重復保險基於損失填補原則派生而來,其價值在於有效地防止投保人重復投保而可能導致的超額保險,引發行為人的道德危險,是貫徹損失填補原則的重要機制之一,對確保保險良性運行起著重要作用。Loss compensation principle is to show the insurance contract that amending a gender is medium, when insurance accident happening causes insurance symptom or when insurant loss, the underwriter gives the compensation of insurant number, cannot exceed the pecuniary loss that insurant place suffers
損失補償原則是指在補償性的保險合同中,當保險事故發生造成保險標的或被保險人損失時,保險人給予被保險人的賠償數額,不能超過被保險人所遭受的經濟損失。1 no claim arising from a peril insured against shall be payable under this insurance unless the aggregate of all such claims arising out of each separate accident or occurrence ( including claims under clause 8, 10, 18 and 20 ) exceeds in which case this sum shall be deducted
1在每一次單獨事故或事件中,承保危險造成的損失索賠,除非累計金額(包括第8 , 10 , 18和20條)超過,保險人不予賠償,在超過該免賠額的情況下,該金額應從賠償總額中扣除。That is to say, if insurance accident produced between insurance period, caused pair of insurance symptom damage, caused a loss to insurant, but if losing number is not large, did not exceed franchise, insurance company does not grant to compensate for
也就是說,假如在保險期間發生了保險事故,造成了對保險標的的損害,給被保險人造成了損失,但假如損失的數額不大,沒有超過免賠額,保險公司就不予賠償。According to the " maritime law ", if the scope of the right of subrogation of insurance companies is not limited by the sum they compensate for the insured, the insurance companies are entitled to claim the total sum to the third party in terms of the " loss within the scope of insurance responsibilities ", however, the insurance indemnity exceeding the sum they pay shall be returned to the insured
根據《海商法》的上述規定,保險公司的代位求償權的范圍不以其向被保險人賠償的金額為限,保險公司可以就「保險責任范圍內的損失」全額向第三人主張,但超過其支付的保險賠償的部分,應退還給被保險人。而根據《保險法》的規定,保險公司的代位求償權的范圍以其支付的保險金額為限。Because belongings is sure not to exceed actual loss to be a principle with indemnity, accordingly, " insurance law " set a basic principle clearly, namely : the insurance amount that repeats assurance exceeds insurance value, the summation of the indemnity of each underwriter must not exceed insurance value
由於財產保險以賠償金額不超過實際損失為原則,因此, 《保險法》明確規定了一項基本原則,即:重復保險的保險金額超過保險價值的,各保險人的賠償金額的總和不得超過保險價值。分享友人