過期貸款 的英文怎麼說

中文拼音 [guòqīdàikuǎn]
過期貸款 英文
overdue loan
  • 過 : 過Ⅰ動詞[口語] （超越） go beyond the limit; undue; excessiveⅡ名詞（姓氏） a surname
  • 期 : 期名詞[書面語]1. （一周年） a full year; anniversary 2. （一整月） a full month
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 過期 : exceed the time limit; be overdue; overdue; expire
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. Banks made short - term or bridge loans to private - equity buyers with a typical 30 - 60 day holding period

    銀行向私人股權投資者出售持有期為30 60天的短期或過橋貸款。
  3. Liu : sir, after hard negotiation, the bank agreed to loan us a 500000 yuan short - term credit at last

    劉：經理，經過艱苦的談判，我們終于同銀行談妥了一筆50萬元的短期貸款。
  4. Liu : sir, after - hard negotiation, the bank agreed to loan sus a 500000 yuan short - ter - m credit at last

    劉：經理，經過艱苦的談判，我們終于同銀行談妥了一筆50萬元的短期貸款。
  5. China announced at the end of april a 0. 27 percentage point hike in the benchmark one - year loan interest rate to raise the borrowing cost as part of its effort to curb an investment binge and prevent economic overheating

    作為遏止盲目投資和防止經濟過熱的措施之一，國家在4月底宣布將一年期貸款利率調高0 . 27個百分點以提高借款成本。
  6. Though residential accumulation fund load and commercial load develop rapidly, there are many problems including smaller loan - to - value ratio, shorter loan terms, more initial payments and simple mortgage lending patterns needed to be solved in mortgage innovation. residential mortgage does n ' t meet the needs of all groups of home buyers, so it has been a urgent matter to innovate it

    雖然個人住房公積金貸款與個人住房商業性貸款的規模擴張極其迅速，但我國住房抵押貸款抵借比率過小、貸款期限過短、首付款過大、還款方式單一，已不能適應不同層次購房者的貸款要求，對其進行創新設計已成為當務之急。
  7. Most mortgage deeds typically used by the mortgage lender do not specify the default rate of interest charged by the mortgage lender on overdue instalment payment, and provide that this will be charged at such rate as the mortgage lender may from time to time determine at " its absolute discretion "

    按揭貸款人使用的大部分按揭契據一般不會註明按揭貸款人就過期供款收取的違約利率，只列明按揭貸款人有絕對酌情權不時決定就過期供款收取的利率。
  8. Short - term financing which is expected to be paid back relatively quickly, such as by a su equent longer - term loan. also called swing loan or bridge financing

    預期很快會收回的短期融資，例如可通過一個相繼的長期貸款收回。又叫迴旋貸款或過橋融資。
  9. Short - term financing which is expected to be paid back relatively quickly, such as by a subsequent longer - term loan. also called swing loan or bridge financing

    預期很快會收回的短期融資，例如可通過一個相繼的長期貸款收回。又叫迴旋貸款或過橋融資。
  10. Loans for construction of a home, for a summer residence and bridge loans ( required for the purchase of a new home pending the sale of a presently - owned residence ) are not available

    不得貸款用於蓋新房子、夏天別墅或房屋買賣期間的過渡貸款（要買新房子前希望用賣掉舊房子的錢去買新房子，但舊房子尚未賣掉前的過渡期間貸款） 。
  11. I am not sure about the exact mix of deposits, so i don ' t know what the interest spread is, but the spread between one - year deposits and one - year loans has narrowed by 9 basis points ( i think altogether it has narrowed by 27 basis points this year, but i have to check )

    我並不很確定精確的混合存款額（是多少） ，所以我不知道利率差額是多少；但是一年期存款與一年期貸款的差額已經縮短了9個基本點（我認為今年總共已經縮短了27個基本點，不過我需要核實） 。
  12. 2 ratios of provisions, classified loans and overdue loans are on a combined basis i. e the combined position of the hk office overseas branches

    2有關準備金特定分類貸款及過期貸款的比率均按合併基準計算即香港辦事處及海外分行的合併狀況
  13. Depositors claims should be net of currently due obligations to banks such as overdrafts and arrears on overdue loans but not future installments of performing loans

    存戶的債權應扣除欠付銀行的已到期債務，如透支和過期貸款的拖欠額，但不包括良好貸款的未到期供款額
  14. Mortgage loans are classified as overdue when an instalment payment is overdue for more than 3 months and remains unpaid at the last day of the reporting month

    如果按揭貸款的分期還款額已過期超過三個月，到了統計調查報告期結束時仍未償還，該筆貸款便被列為過期貸款。
  15. Mortgage loans are classified as overdue when an instalment payment is overdue for more than 3 months and remains unpaid at the last day of the reporting month. the

    如果按揭貸款的分期還款額已過期超過三個月，到了統計調查報告期結束時仍未償還，該筆貸款便被列為過期貸款。
  16. 4. mortgage loans are classified as overdue when an instalment payment is overdue for more than 3 months and remains unpaid at the last day of the reporting month

    4 .如果按揭貸款的分期還款額已過期超過三個月，到了統計調查報告期結束時仍未償還，該筆貸款便被列為過期貸款。
  17. Both borrowed partially ( but not exclusively ) in a form of short - term debt known as asset - backed commercial paper

    這兩類載體均部分（但不是絕對）通過那類由資產抵押商業債券來借入短期貸款。
  18. In this thesis, we have made some academic creations : we have used some new ways to evaluate the instant value of forward loans and made the credit transferring matrix, so we can evaluate the credit risks precisely ; we have pointed out the concepts of liquidity gaps and interest gaps, so we can evaluate this two kinds of risks ; we have found some ways to evaluate the risks of foreign exchange forward contract and interest rate swaps ; we have used var to make a model to evaluate the risks existing in the bonds investments, so we make it possible to control the risks of investment risks

    本文在國內已有的相關課題的基礎上做出了一系列創新：通過對遠期貸款的當期估值以及對信用風險轉移矩陣的構建，實現了信用風險var值的測算；通過對流動性風險缺口與利率風險缺口的構建實現了對兩種風險的定量評估以及風險評級；通過對遠期外匯協議以及利率互換風險的評測，使表外業務的風險評估成為可能；用var方法測量了債券投資的風險，使商業銀行投資業務的風險程度得到了控制。
  19. The apbf can be characterized in eight aspects : policy - oriented operation, non - profitable target, specified domain, stability of economic resources, favorable charges, certainty of compensatory interest, complementary with commercial finance, specialty in regulation. under the guide of theoretical framework and with the comparison with foreign apbf institutions, we can explains the theoretical basis at large : ( l ) as a developing country, the saving level is low in rural area and capital for investment is scarce so that finances ca n ' t be allocated by market fully when the agriculture protect strategy is applied. the apbf institution supplys low - interest loan which is a selective credit supply method to avoid it ; ( 2 ) taking advantage of the function of the " adverse selection ", apbf can be developed to solve the problems such as scarcity of agriculture information, unsymmetrical information and scarcity of long - term capital

    總量方面，資金來源與其所承擔的任務所需資金之間存在著較大的缺口，也缺乏長期穩定的資金來源，資金來源渠道過于單一，籌資功能不健全，且在期限結構上存在突出矛盾；三是不良資產比例居高不下，危及農業政策性金融機構生存和發展的基礎，也潛伏著較大的金融風險；四是貸款業務范圍偏窄，功能發揮受限，嚴重缺乏用於農業基本建設、技術改造、林業、治沙以及農業科技改良等方面的中長期貸款，這與農業政策性金融增加農業投入、增強農業發展后勁、支持農村特別是貧困地區經濟發展的重任很不相稱；五是利益補償不足，弱化了農業政策性金融機構的自我積累能力；六是外部環境不佳。
  20. The centre proposed that growth in broad m2 money supply should be limited to 16 percent, with new loans totalling 3 trillion yuan 381 billion and particularly strict controls on medium - and long - term lending

    國家信息中心提出， 2007年我國廣義貨幣供給的增幅應控制在16 ，新貸款總額不應超過3萬億，尤其要嚴格控制中長期貸款。英語新聞學習http : news . jewelove . net
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