重病醫療保險 的英文怎麼說
中文拼音 [zhòngbìngyīliáobǎoxiǎn]
重病醫療保險
英文
major medical- 重 : 重Ⅰ名詞(重量; 分量) weight Ⅱ動詞(重視) lay [place put] stress on; place value upon; attach im...
- 病 : Ⅰ名詞1 (疾病; 失去健康的狀態) illness; sickness; disease; malum; nosema; malady; morbus; vitium...
- 療 : 動 (醫治) cure; treat; recuperate
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 重病 : serious disease [illness]: 他得了重病。 he was seriously ill
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The staff do not have course of study that labor ability loses in ensuring a family to life of town dweller lowest ( include not to have industry old support of the people to did not become children ) and in family of lowermost life safeguard although oneself have cure to defend salary, but weigh disease because of sufferring from a serious illness, after enjoying pay of insurance of primary medical treatment and other subsidy the individual assumes medical treatment to expend still inconvenient personnel, in principle of charge of medical treatment of door emergency call provides for oneself ; the charge of primary medical treatment during be in hospital is in deduct each medical treatment to be sure to be able to pay part and unit to should submit an expense account after the part, its individual pays a part actually to be able to grant appropriate allowance, deliverance forehead spends medical treatment of annual accumulative total not to exceed 5000 yuan commonly
對城鎮居民最低生活保障家庭中喪失勞動能力的無業人員(包括無業老人和未成子女)以及最低生活保障家庭中本人雖有醫保待遇,但因患大病重病,在享受基本醫療保險待遇和其他補貼后個人承擔醫療費仍有困難的人員,門急診醫療費用原則上自理;住院期間的基本醫療費用在扣除各項醫療保險可支付部分及單位應報銷部分后,其個人實際支付部分可給予適當補助,全年累計醫療救助額度一般不超過5000元。The amount of the medical costs which is relative small, such as emergency cost, hospitalization cost, can be offered by the health care. however, the costs of the big operation, such as all the cancer operations, organism transfer operation, are fairly expensive. the amount which is offered by the health care is about four times bigger of the salary
但是像各種癌癥、器官移植等重大疾病和手術的花費,動輒數十萬計,而基本醫療保險的賠償上限一般為當地社會平均工資水平的四倍,只能解決其中的一小部分,剩下的部分只能依靠高額醫療費用保險來解決。The company also provide supplemental benefits : commercial medical insurance, personal insurance, serious illness insurance, commercial medical insurance for spouse and child, family property insurance, abroad travel insurance, annual physical inspection, lunch, shuttle bus, annual vacation, sick leave with salary, education imbursement, etc
公司同時為員工提供補充福利:商業醫療保險、人身意外險、重大疾病保險,家屬商業醫療保險,家庭財產保險,境外旅行保險,每年身體體檢,午餐,班車,年假,帶薪病假,教育資助等。Accord with the personnel of deliverance condition, hold the original with id, small number of households and total population and photocopy ( object of safeguard of life of lowest of urban and rural dweller still needs to hold low assure, spend deformity object to need to hold the deformity card, original that attends object of medical treatment of new - style country collaboration to need to hold card of medical treatment of new - style country collaboration and photocopy again ) to person of villages and towns of census register seat, fill in " chun an county is low keep application form of deliverance of medical treatment of especially tired family ", provide the evidence that via town primary medical treatment is sure to run cost of medical treatment of the conceit after submitting an expense account with farming cure according to the facts, the medical certificate of a serious illness, serious defect, issued medical treatment expends medical establishment defray proof
符合救助條件的人員,持身份證、戶口薄的原件及復印件(城鄉居民最低生活保障對象還需持低保證、重度殘疾對象需持殘疾證、參加新型農村合作醫療對象需持新型農村合作醫療證的原件及復印件)向戶籍所在地鄉鎮人民政府提出書面申請,填寫《淳安縣低保特困家庭醫療救助申請表》 ,並如實提供經城鎮基本醫療保險和農醫辦報銷后自負醫療費用的憑據,大病、重病的診斷書,醫療機構出具的醫療費支出憑證等。Former call medical treatment of be in hospital insurance, latter calls major disease insurance
前者稱住院醫療保險,後者稱重大疾病保險。British will ask themselves if they want just private medical insurance, or also critical illness cover and income protection should they fall ill for an extended time
要確認自己需要的是什麼:商業醫療保險、重大疾病保險,是長期喪失勞能力時需要的收入補償。Major disease insurance pays a condition to give with disease happening, be in usually, wanted insurant to be sufferred from by diagnose only some kind of disease that the contract limits, no matter produce cost of how many medical treatment, the conventional specified number that can attend by insurance contract is spent win compensation
重大疾病保險以疾病發生為給付條件,在一般情況下,只要被保險人被確診患了合同界定的某種疾病,不管發生多少醫療費用,都可按保險合同上的約定額度獲得賠償。Especially, on the basis of the current situation that our country " s rural medical security system is much weaker at present, the author proposes solving the rural medical insurance problems from the following respects : to rectify and improve rural medical organization efficiently to utilize resources, stabi lize the medicine price, solve the problems of the peasants " prevention little diseases and small injures ; to launch medical treatment to help each other, strengthen the ability of resisting serious diseases ; third, to develop rural business insurance, to meet the multi - level medical demands and guarantee that it can offer the peasants finally a reliable health network of social safety
特別是,基於目前我國農村醫療保障體系比較薄弱的現狀,作者重點提出了自己在建立農村醫療保障體系方面的設想,即從三個方面解決農村的醫療保障問題:一是整改鄉村醫療機構,高效利用資源,平抑藥價,解決農民的預防保健及小病、小傷問題;二是開展醫療互助,增強抵禦大病風險的能力;三是發展農村商業保險,滿足多層次的醫療需求。從而保證在最終能為農民提供一個可靠的社會安全健康網路。Provide retiree not pay is basic medical treatment insurance premium, basically have the consideration of 3 respects, be the property decision that is sure by social medical treatment, insurance of social medical treatment should be reflected help each other in all aid, healthy person helps ailing person, retired worker is average sicken is more, it is the weak force crowd that need society takes care of ; 2 it is for balanced company load, offer the opportunity of fair competition for the enterprise, participate in market competition ; 3 it is to consider retiree is during the job previously, had made contribution for the society, the income after retiring is low, the worker that has retired now especially, accumulate without what be used enoughly at medical treatment defray, medical treatment burden is heavier
之所以規定退休人員不繳納基本醫療保險費,主要有三個方面的考慮,一是由社會醫療保險的性質決定的,社會醫療保險要體現互助共濟,健康人幫助生病的人,退休職工一般患病較多,是需要社會照顧的弱勢人群;二是為了均衡企業負擔,為企業提供公平競爭的機會,參與市場競爭;三是考慮到退休人員在以前的工作期間,已經為社會作出了貢獻,退休后收入低,非凡是現在已經退休的職工,沒有足夠的用於醫療支出的積累,醫療負擔較重。The new smart cards consolidate functions of four different vouchers, including the regular paper card, the children s health handbook, the prenatal exam handbook and the catastrophic illness certificate. to the card holder, it is two cards and two handbooks all - in - one, and also a great convenience : not having to renew the card every six visits
現行的健保紙卡每使用六格后,必須換取新的健保卡,其更換流程多項目之醫療憑證項目如健保卡重大傷病證明卡兒童健康手冊孕婦健康手冊等問題,一直是保險對象對全民健康保險不滿意的原因之一。To lessen the frequency and severity of claims, and consequently lower the financial burden of mps to subscribe insurance protection, controlling, managing and reducing the risk of medical practice through good medical practice, developing trusting doctor - patient relationship, and timely clarification, response and handling of unfavourable clinical outcome by mps constitute to a more pragmatic approach to address the issue
為減少索償的次數和嚴重程度,從而減低醫生在投保時的財務負擔,通過良好醫療措施以控制、管理和減少執業風險,建立醫生和病人之間良好的互信關系,和醫生及早澄清、回應和處理不理想的臨床結果,是處理有關問題更務實的方法。The fund for the insurance will mainly be used for the expenditures in hospital and clinic serious diseases of the participating residents and used for the payment of the required medical expenditures ; other expenditures may be paid via supplementary medical insurance, commercial health insurance, medical aid and social charity donations
城鎮居民基本醫療保險基金重點用於參保居民的住院和門診大病醫療支出,用於支付規定范圍內的醫療費用,其他費用可以通過補充醫療保險、商業健康保險、醫療救助和社會慈善捐助等方式解決。分享友人