金史良 的英文怎麼說
中文拼音 [jīnshǐliáng]
金史良
英文
jin shiliang-
Our country bank not good property origin is extremely complex, mainly has following several aspects the reason : ( 1 ) under the planned economy system, the " series receives series " and " dials changes loans the loan which history and so on " policy leaves behind down to form not good loans ; ( 2 ) 1, 992 - in 1993 economical heat, the large amount fund flows to the real estate, the stock market and so on ; ( 3 ) for many years building redundant project, credit fund effect even more difference ; ( 4 ) local authority to financial organ intervention ; ( 5 ) the financial organ internal management is bad and so on
我國銀行不良資產的成因十分復雜，主要有以下幾方面的原因： （ 1 ）計劃經濟體制下， 「統收統支」及」撥改貸」政策等歷史遺留下來的貸款所形成的不良貸款； （ 2 ） 1992 1993年經濟過熱，巨額資金流向房地產、股票市場等； （ 3 ）多年來重復建設，信貸資金效益甚差； （ 4 ）地方政府對金融機構的干預； （ 5 ）金融機構內部管理不善等。However, only with enough earning power, can the four state commercial banks get enough strength to compete with those domestic joint - stock banks and foreign banks. also with strong earning power, the four banks can attain enough profits to complement banks " capital and ensure the banks " safe operation
然而只有具備了較強的盈利能力，四大銀行才能具備與其他股份制銀行、外資銀行競爭的實力，才能有足夠的利潤不斷補充資本金，提高資本充足率，保證銀行的經營安全，同時盡快核銷歷史遺留的壞賬，降低不良貸款率，輕裝上陣。In recent years, increasing amounts of bad credits, caused mainly by lack of social credit and the dislocated relationship between creditors and debtors, have posed a great threat to china ' s financial system
摘要近些年來巨額銀行不良貸款使我國金融業面臨重大風險，產生這種風險的一個重要原因在於社會信用缺失，債權人和債務人關系的歷史錯位，從而導致了惡意逃債的債務人多如過江之卿。Aerodrome, railway and freeway consist a tridimensional transport net. the excellent investing environment which assembles the flow of people, products, information and funds possess every convenient factors and supplies favorable situation for guests to invest and trade. after twenty years, jiangsu bright group which established in 1984 has been developed as the national medium enterprise, national high technical enterprise, national torch project enterprise, national aaa class enterprise of the best image, provincial class group, jiangsu star enterprise etc. it governs four professional companies which are transformer co., ltd, indicating neon lamps co., ltd, project lighting fixture and real estate co., ltd. moreover, it owns three large producing bases in yancheng city, which located in no. 99 west huanghai road, no. 47 yanqing road, and no. 1 nanyang economic development zone
這里物產豐饒風景秀美地靈水秀，人文薈萃，是中國重要的輕工紡織電子機械生產基地和產品集散地，同時，也是一座有著二千多年燦爛文明的歷史文化名城和旅遊觀光勝地，是珍禽異獸丹頂鶴和麋鹿的故鄉這里交通便利，民航機場新長鐵路高速公路構成了海陸空立體交通網路，人流物流信息流資金流匯聚，天時地利人和政通皆備，優越的投資環境為中外客商投資興業和貿易往來提供了良好的條件。Ningbo city yinzhou wanli tools co., ltd. is a commerce & industry type enterprise which is specialized in manufacturing various screwdriver, screwdriver set head, watch & clock lot, plastic products, hardware combined tools. it owns self - imp. / exp. rights. it covers an area of over 6, 000 square meters. this company has a long production history. it possesses rich design, r & d experience. it is of the abundant technical force. it has the advanced manufacture equipments and testing apparatus. the products are of novel design, pleasing model, complete specifications, reliable quality. they sell far to the countries and regions such as europe, america, southeast asia etc. “ chenwan ” brand has already won the general approval and apprasisal from vast customers because of its perfect quality, superior service, reasonable price
寧波市鄞州萬利工具有限公司是一家專業生產各種螺絲刀、螺絲批頭、鐘表批、塑料製品、五金組合工具的工貿型企業.擁有自營進出口權和6000餘平方的生產廠房.本公司歷史悠久，擁有豐富的設計研製經驗，技術力量雄厚，具有先進的製造設備和檢測儀器，產品設計新穎，造型美觀，規格齊全，質量可靠，遠銷歐美、東南亞等國家和地區.公司始終以完美的品質，優良的服務，合理的價格，使chenwan品牌已贏得了廣大客戶的認可和好評Secondly, after analyzing the development of basle accord, the outcome was that : the supervision of capital adequacy was taken seriously in the world banking industry, it is undertaking with the effective internal control mechanism and the perfect supervisory system so as to safeguard banks from risks. thirdly, after the analysis of history, problems and reasons of capital adequacy to the state - owned commercial banks, there came ' the conclusion : the capital inadequacy of the state - owned commercial banks resulted from bad loans directly, and the key reason in depth was equity institution. lastly, there was advice for the improvement of supervision of capital adequacy to the state - owned commercial banks : there were two ways to raise the capital adequacy ratio
首先，鑒定銀行資本的內涵和資本充足性管制的重要性；其次，通過分析巴塞爾協議的演進，得到啟示：當今國際銀行業強調資本充足率管制，並配以有效的內部控制機制和完善的監管系統來防範金融風險；再次，分析國有商業銀行資本充足性管制的歷史、存在問題及原因，得出結論：國有商業銀行資本充足率不足的直接因素是不良資產，深層次的因素是產權制度；最後，對完善國有商業銀行資本充足性管制提出幾點建議：提高資本充足率除了增加分子、降低分母外，還要改革產權制度，建立有效的內部控制機制，加強風險防範，建立完整的信用評級系統。For some history reasons, our commercial banks have commutated lots of non - performing loans ( npl ). these heavily affect the safety and the order of our banking
由於歷史的原因，我國商業銀行積累了大量不良貸款，嚴重影響了金融安全與金融秩序。Our graduates who could also receive fellowships or assistantships have been admitted to the ph. d. programmes of renowned universities including uc berkeley, stanford university, the university of cambridge, university of oxford and university of heidelberg. in fact, we have a good track record of producing excellent scientists. for examples, more than 30 professors now teaching in universities in hong kong are alumni of our department
我們的畢業生獲得許多著名學府取錄為博士生並獲得獎助學金的支持，其中包括加大柏克萊分校、史丹?大學、劍橋大學、牛津大學、德國海德堡大學等，事實上，本系素有培訓傑出科學家的優良傳統，在香港大專院校中，現有超過三十位教授是中大生物系校友。A combination of solid global growth, good corporate earnings and record private equity flows has lifted all major markets
健康的全球增長，良好的企業盈利和歷史性的私募股權基金流入都對所有主要市場起到推動作用。Major viewpoints are : ( 1 ) conducting the reason of the bank ' s non - performing assets to bank ' s credit loaning capital fiscal in the transition economy period ; ( 2 ) concentrating the way of foreign bank ' s non - performing assets disposal ; ( 3 ) evaluating the measure of our country bank ' s non - performing assets disposal to bring out des ; ( 4 ) citing the theory of enterprise governance structure to des and describing the theory foundation of dbs lies in the improvement of enterprise governance structure
全文主要內容和觀點為： （ 1 ）系統地闡釋了我國銀行不良資產歷史形成原因，即是經濟轉軌時期銀行信貸資金財政化的結果。 （ 2 ）總結了國外化解銀行不良資產所採取的措施以及對我國的經驗借鑒。 （ 3 ）客觀地評析了我國以往處置銀企間債權債務的經驗，提出債轉股這一全新的制度設計。In the third chapter, it took the difficult problems into account such as owner ' s absence, high deputy cost, high systematic cost, corporation governance inefficiency, a great lot bad assets, severe circumstance, capital lack and excessive employee, etc. in the fourth chapter, it summarized many experiences and lessens on coming into the market, choosing mode of corporation governance, disposing bad assets, permanent financing and so on. in the last chapter, it went into thought on how to fully use present advantage, reasonably design the structure of organization and of ownership and of governance. it also give some advice on the reformation of management mechanism such as rewarding system, stuff structure, management of venture and of assets and of enterprise culture, finance product innovation and the like
本文由六部分組成：導言，介紹了我國銀行業概況和建行改革的必然性；第一章，回顧了建行的發展歷史和經營業績；第二章，詳細分析了建行的組織結構、治理結構、產權結構、經營狀況和所面臨的環境形勢，提出了建行改革的必要性；第三章，深入論述了建行面臨的產權主體虛設、代理成本和制度成本高、治理結構低效等核心弊端的成因，剖析了建行改革面臨的不良資產、資本金不足、政企難分等主要難題；第四章，總結了國際上其他銀行在改組上市、治理結構和治理模式選擇、處置不良資產、募集資本等方面的經驗教訓；第五章，針對建行如何改革進行了理智思考，提出了具體系統的改革建議。Since chinese four assets managements company were established, they started to face many challenges, especially " how to get back assets as much as possible and how to abate the handling cost as much as possible ? ", " how to effectively handle the bad financial asset by diversified manners ? ". asset - backed securitization is one of many effective methods to handling of bad financial asset by many assets management company in many foreign countries. at present, chinese financial assets management companies are exploiting in the field, however not get to success yet. based on history study, statistic method and theory in combination with practices, this article first described the quo status and current development in handling of bad financial asset in china, and analyzad the problem happened during handling of bad financial asset. on basis of explaining relative theory and practice on asset - backed securitization and combining with successful experiences of foreign companies and latest development in china, this article tried t o conclude the general rules on bad financial asset - backed securitization, and pointed out that china had its primary conditions ready on asset - backed securitization and it was practicable to further develop financial innovation and execute bad financial asset - backed securitization. in considering of our established assets management company ' s structure, it designed a practicable program to implement asset - backed securitization by assets management companies. in designing, it focused on transfer pricing of bad financial asset, and at same time it included problem, study and countermeasures on establishment of special purpose vehicle under bad financial asset - backed securitization situation
本論文採用歷史、統計、理論聯系實際的方法，從金融資產管理公司的成立背景談起，先描述了我國不良資產的現狀和處置進展，指出了目前不良資產處置存在的手段單一、技術含量低從而處置進展較慢、且效率不高等問題，然後在闡述資產證券化的相關理論與實務的基礎上，結合國外不良資產普遍應用資產證券化的成功經驗、以及國內研究的最新動態，力圖總結出不良資產證券化的一般規律性內容。並指出我國資產證券化的基礎條件已具備，進一步金融創新，對部分不良資產證券化是可行的。結合我國已成立的金融資產管理公司的不良資產結構，設計出了資產管理公司實施資產證券化的可行性方案。分享友人