銀行受信業務 的英文怎麼說
中文拼音 [yínhángshòuxìnyèwù]
銀行受信業務
英文
passive business- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 業 : Ⅰ名詞1 (行業) line of business; trade; industry 2 (職業) occupation; profession; employment; ...
- 務 : Ⅰ名詞1 (事情) affair; business 2 (姓氏) a surname Ⅱ動詞1 (從事; 致力) be engaged in; devote...
- 銀行 : bank
- 業務 : vocational work; professional work; business; service; traffic; transaction
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Inquiry can be made through the personal credit information database only with the authorization in writing by the person involved when personal loan application or credit card application is being reviewed, offer of guarantee by an individual assessed, or personal loan or credit card monitored for credit risks on a continued basis
建立個人信用信息基礎數據庫既要實現商業銀行之間信息共享,方便群眾借貸,防範信貸風險;又要保護個人隱私和信息安全,只能經當事人書面授權,在審核個人貸款、信用卡申請或審核是否接受個人作為擔保人等個人信貸業務,以及對已發放的個人貸款及信用卡進行信用風險跟蹤管理,才能查詢個人信用信息基礎數據庫。When members of member cards of hisense plaza go to working spot of communication bank to transact business, they can enjoy service facilities provided in honored guests lobby of this spot
海信廣場會員卡的會員到交通銀行網點辦理業務時可享受該網點貴賓休息室提供的服務設施。The operation of banking card in china has made a great progress in recent years. but the prosperity of the business of card - issuing doesn ’ t necessarily bring the prosperity of the business of banking card. the reason is, for the virtual nature, electronic nature and the short - term time of emergence of the banking card, the rights of banking card consumers are easier to be violated compared with the traditional credit vouchers or payment tools, for example, the format provisions established by the banks make the consumers hard to choose, the banks charge before discussing with the consumers, and the businesses ’ refusal of the consumers ’ use of the banking cards
近年來,我國銀行卡發卡業務發展迅速,但這卻並未帶來銀行卡業務的繁榮。其原因是,由於銀行卡的虛擬性、電子性、及其出現時間的短期性,與傳統的信用憑證或支付工具相比,銀行卡消費者的權益比一般消費者更容易受到侵害,具體有以下幾種情形:銀行制定的格式條款讓消費者無從選擇、銀行不與消費者商量擅自收年費、商家拒絕消費者刷卡等。But currently our country " s financing system is entangled with the following problems : 1 ) the resources of fund supply are monopolized by the bank loans ; 2 ) the big four state - owned banks provide too few loans to msfs ; 3 ) the allotment of loans between different msfs is unbalanced mostly at state - owned msfs advantage ; 4 ) the financing funds from the internal and external firms are disproportioned and the ratio of debt to asset is too high ; 5 ) the capital market is almost closed to msfs and they have no qualification of bond issuance
而在我國目前的融資體制下,特許加盟企業存在著如下融資問題:資金供給渠道單一,主要是銀行貸款為主的間接融資:大型商業銀行對中小企業貸款份額較小:信貸融資在不同所有制中小企業之間的配置不均衡,銀行貸款偏重於國有和集體企業;企業內源融資渠道不暢,來自企業留存利潤部分的融資比例不高;直接來源的有效資金供給不足,尚沒有為中小企業服務的正規資本市場,中小企業發行債券受到限制。Apart from the appointments as legal advisers in the governmental institutions, companies and enterprises, the law office mainly deals with the legal consultancy and service in the spheres such as the international trade, international direct investment and financing, bank loans and l / c business, project contracting, real estate, international ocean transportation, trade marks and unfair competitions and so on ; provides assistance in the study, drafting, examination, revision and negotiations of all sorts of contracts, agreements, articles of association and other legal documents, grand ' s legal opinions, assists in resolving disputes ; and serves as agents for clients to arbitration and litigations
除受聘擔任政府機構、公司、企業的法律顧問外,主要辦理國際貿易、境外直接投資和融資、銀行貸款和信用證業務、工程承包、房地產開發、國際海上運輸、商標和不正當競爭、公司組織等方面的法律咨詢服務;在上述方面協助研究、草擬、審定、談判各類合同、協議、章程及其他法律文件,出具法律意見書;協助調解解決爭議;代理訴訟和仲裁。Because of the historical excuses, china ' s enterprise have been dominated and managed directly by the government in a long time. they lack the capability to reorganize the assets at capital market. as is known to us, there are tens of thousands enterprises, thousands of millions of national corporation debts and tens of millions credits assets need to be reorganized
由於歷史原因,中國企業在長期的計劃經濟體制下接受政府直接控制和管理,缺乏利用資本市場實現資產優化重組的能力,中國有幾十萬家企業需要投資銀行參與改制,上萬億的國企債務需投資銀行參與盤活重組,幾千億的銀行信貸資產需要投資銀行參與保全和重組,國企改革和戰略性重組已經成為我國當前經濟體制改革的重中之重,應該說,中國企業本身也存在吸引外資重組、注入新鮮血液的內在需求。As a multi - functional financial product, the credit card gradually gathers depositing & drawing, transferring & balancing, consuming & circulating credit together. nowadays, the credit card business becomes the focus of the competition among the commercial banks. as a result, the credit card business, with its rich returns, strong market infiltrations and broad brand influences, will certainly be the first target for the commercial banks that have the ambition to scramble the financial market
隨著我國經濟的發展和信息科技水平的提高,銀行信用卡逐漸成為一種集存取現金、轉賬結算、商戶消費、循環信貸等多項功能於一體的金融產品,日益受到人們的青睞,信用卡業務以其豐厚的回報、強大的市場滲透力和廣泛的品牌影響,逐步成為各商業銀行競爭的焦點。In the business of banking, the interests of the clients about information were violated sometimes
在銀行業務活動中,客戶的信息利益容易遭受侵犯。As to how fast china ' s financial service industry should open to the outside world, it depends on many factors, such as the level of economic development, financial system reform, government regulation over the financial industry, the management level and competitive power of financial institutions, as well as their relations with china, etc. therefore, china should but proceed in an orderly way and step by step in opening its financial service industry
在服務提供方式方面,外資銀行可以跨境交付; 5在境外的消費方面,主要是信用卡消費,外資銀行的信用卡消費將不受國界的限制。中國加入wto后,我國銀行業與國際金融機構的融合、接軌不可避免,國際競爭勢必在金融領域全面展開。Intermediate banking business is established by a commercial bank on the basis of its traditional asset and credit business. making use of its advantage in organization, reputation, funds, technology, human resources and information a commercial bank can accept clients : 1 entrustments and offer them many financial services such as settlement, renting, trust deposit, trust loan, as an agent of collecting or paying, consultation and guarantee. by offering these services the commercial bank can obtain service charges or commissions
中間業務是商業銀行在傳統的資產業務、負債業務基礎上建立起來的,利用其自身機構、信譽、資金、技術、人才與信息等多方面的優勢,接受客戶的委託,以中介身份為客戶提供結算、租賃、委託存款、委託貸款、代理收付、咨詢、擔保及其他金融服務並從中收取手續費或傭金的業務。Article 43 fees for the syndicated loan shall mean the relevant intermediary fees charged for financing services such as financial consultant, fund raising, credit security and legal counsel extended to the borrower by members of the bank syndicate as entrusted by the borrower, which shall be ? ? ? ? ? ? ? ?
第四十三條銀團貸款收費是指銀團成員接受借款人委託,為借款人提供財務顧問、貸款籌集、信用保證、法律咨詢等融資服務而收取的相關中間業務費用,納入商業銀行中間業務管理。Meanwhile, the application of electronic information technology to the financial field not only increases the influence on financial market and financial globalization, but also challenges the traditional bank ' s businesses, such as its credit card, electronic wallet, netbank etc. therefore, some financial intermediary business and creative work will take the place of traditional deposit, credit, remittance. and the time and regional limit will be less serious and the cost of net station will falldown. that will make the financial institutions easier to accept such retailing business as personal investments
同時,電子信息技術在金融領域的運用,不僅對金融市場和金融一體化的影響增強,而且還將對傳統的銀行業務提出挑戰,如信用卡、電子錢包、網上銀行等,一些金融中介業務、創新業務將會取代傳統的存、貸、匯業務,金融業務的時間和地理界限將不再明顯,網點費用下降,使各金融機構更容易接受個人小額投資等零售業務。Describing a framework developed for stress testing the credit exposures of hong kongs retail banks to macroeconomic shocks
介紹用作檢測香港零售銀行信貸業務承受宏觀經濟沖擊能力的壓力測試架構。Based on the reason provided above, combining my practice in construction bank, sichuan branch with a great deal of relevent materials, from the angle of product design and marketing exploration of consumer credit of commercial banks, i want to make some analysis and research about the present s i tuat i on and prob i ems ex i st i ng of consumer credit, and d i scuss the means of developing and improving consumer credit of commercial banks, and further put forward my suggestion and come to my conclusion
這些因素有社會的、消費者的、也有銀行自身的,如果不能得以有效解決,消費信貸業務的進一步拓展將受到嚴重製約。正是基於這樣的原因,作者想結合自己在建行的實習經歷以及通過查閱大量的資料文獻,從銀行消費信貸產品設計和市場開拓的角度來對我國商業銀行發展消費信貸業務的現狀及其存在的問題進行一些分析研究,探討發展和完善商業銀行消費信貸業務的措施和途徑,進而提出自己的設想。" we believe that local incorporation will enable us to further expand our and service range, in particular our rmb financing ability, for the benefits of the customers in chinese market. " richard yorke, china ceo of hsbc, said in a statement
匯豐銀行中國區首席執行官翁富澤在一份聲明中說: 「我們相信,在中國注冊的法人銀行將有助於匯豐進一步拓展服務網點和業務范圍,尤其是增強匯豐人民幣融資的能力,以使中國的客戶受益。 」" we believe that local incorporation will enable us to further expand our network and service range, in particular our rmb financing ability, for the benefits of the customers in chinese market. " richard yorke, china ceo of hsbc, said in a statement
匯豐銀行中國區首席執行官翁富澤在一份聲明中說: 「我們相信,在中國注冊的法人銀行將有助於匯豐進一步拓展服務網點和業務范圍,尤其是增強匯豐人民幣融資的能力,以使中國的客戶受益。 」Deposit - taking companies are mostly owned by, or otherwise associated with, banks. these companies engage in a range of specialised activities, including consumer finance and securities business
接受存款公司大部分由銀行擁有或與銀行有聯系,主要從事私人消費信貸及證券等多種專門業務。分享友人