銀行基建貸款 的英文怎麼說

中文拼音 [yínhángjījiàndàikuǎn]
銀行基建貸款 英文
bank loan for construction
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 建 : Ⅰ動詞1 （建築） build; construct; erect 2 （建立; 設立; 成立） establish; set up; found 3 （提出;...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 銀行 : bank
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Adopting the theoretical and case analyses measures, there were 5 parts in the article as follows : the 1st part was to introduce the definition and standard of the s & m enterprises and analyze the function of their roles playing in the economy. the 2nd part was mainly to introduce the debt financing of the s & m enterprises and analyze the status in quo of their loan - applying by cases. the 3rd part was to analyze the reasons why the information dissymmetry leads the banks " credit admeasure for the s & m enterprises

    全文採用理論分析和案例分析相結合的方法，文章共分為五個部分：第一部分是在介紹中小企業的定義及標準的基礎上，分析中小企業在經濟中的作用；第二部分主要介紹中小企業的債務融資，並對我國中小企業貸款的現狀進行了較為詳細的實證分析；第三部分著重分析信息不對稱引發銀行對中小企業實行信貸配給的產生機理；第四部分提出緩解我國中小企業貸款難的一些對策和建議；最後是結論。
  2. The former mostly includes finance trench, which consists of urban maintenance and constructive tax, add - ons of public utility, urban land - using tax, the debt of local government, remise of urban state - own land - using right and special national debt capital, and so on ; administrative charge trench, which consists of apportion, raising the price of urban infrastructure products and services, and so on ; practicality investing trench, which mostly consists of corresponding capital for urban infrastructure provided by real estate exploiters ; other financing trenches, which consist of time - limiting remise of operating authority on urban infrastructure section, introducing into foreign capital, short term loan of civil financing institution, and so on. the latter includes the innovation on the main investors, which consist of the anticipation of civilian capital and other non - financing institutions, and the innovation on financing tools, which consist of project financing, investment funds on industry, municipal bonds and initial public offering, and so on

    前者主要指以政府作為投資主體下的各種融資工具，包括財政稅收渠道（包括城市維護建設稅和公用事業附加、城鎮土地使用稅、地方政府債務、城市國有土地使用權有償出讓、國債專項資金等） ；行政收費渠道（包括攤派、提高基礎設施產品和服務的價格等） ；實物投資渠道（主要是讓房地產開發商為城市基礎設施提供配套資金） ；其它融資渠道（包括市政設施部門專營權有限期出讓、引進外資、國內金融機構的短期貸款等） ；後者則包括融資主體的創新（民間資本的參與以及其它非銀行金融機構的介入）和融資工具的創新（項目融資、產業投資基金、市政債券、股票上市等） 。
  3. The government and the banking circles hope to raise the efficiency of the housing financing regime, improve the banks " asset quality and to diversify the risk, so as to promote the development of real. it is necessary and workable to applying the mortgage - backed securities to propel housing innovation, although what we are should be attention to the necessary mortgage environment and it ' s policy are not completely fostered

    由銀行等機構作為項目發起人，首先要分析自身對抵押貸款證券化的融資要求，然後通過對現有信貸資產進行清理、估算和核查，選擇一定數量的房地產抵押貸款作為證券化目標，並從資產負債表中剝離出來，將這些資產匯集組建資產池（即資產組合） ，作為證券化的基礎資產； （ 2 ）出售貸款組合，即「真實出售」 。
  4. Inquiry can be made through the personal credit information database only with the authorization in writing by the person involved when personal loan application or credit card application is being reviewed, offer of guarantee by an individual assessed, or personal loan or credit card monitored for credit risks on a continued basis

    建立個人信用信息基礎數據庫既要實現商業銀行之間信息共享，方便群眾借貸，防範信貸風險；又要保護個人隱私和信息安全，只能經當事人書面授權，在審核個人貸款、信用卡申請或審核是否接受個人作為擔保人等個人信貸業務，以及對已發放的個人貸款及信用卡進行信用風險跟蹤管理，才能查詢個人信用信息基礎數據庫。
  5. As part of a new package of preferential policies offered for the same purpose by the state in june 1997, the people ' s bank of china will offer 100 million yuan in a discount - interest loan a year during the ninth five - year plan period ( 1996 - 2000 ) for the construction of an ethnic trade network and the technological transformation of the designated enterprises for producing ethnic articles for daily use, and the state - owned ethnic trade enterprises and grass - roots supply and marketing cooperatives below the county level ( excluding the county ) shall be exempt from value - added tax

    1997年6月，國家出臺了新的民族貿易和民族用品生產的優惠政策，其中包括在「九五」期間（ 1996 ? 2000年）每年由中國人民銀行安排1億元貼息貸款用於民族貿易網點建設和民族用品定點生產企業的技術改造，對縣以下（不含縣）國有民族貿易企業和基層供銷社免征增值稅等。
  6. We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages

    貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作，必須在兩個市場間建立資金和信息對流的寬敞通道，在路徑設計上，當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款，及時推出非券商股票質押貸款，並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者，吸收銀行資金間接入市;拓展投資銀行業務，包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團，進行組織制度創新。
  7. Legal services related to bank loan and guarantee off all kinds financing of infrastructure project, financing and leasing of complete set equipment l / c, commercial bills ; futures transaction and etc

    各類銀行貸款、擔保法律業務；基建項目融資、成套設備融資租賃；銀行信用證、商業票據的法律業務；期貨交易法律事務等。
  8. Legal services related to bank loan and guarantee of all kinds. financing of infrastructure project, financing and leasing of complete set equipment. l / c, commercial bills ; futures transaction and etc

    各類銀行貸款、擔保法律業務；基建項目融資、成套設備融資租賃；銀行信用證、商業票據的法律業務；期貨交易法律事務等。
  9. In reference with the major earlier symptoms and index of agreement violation of loan put forward by bosnian a. roger, and combining the basic elements that influence credit risk forewarning of commercial banks, some key indexes have been selected to establish the prediction model of single loan credit risk. the model may serve as reference in the practice of controlling credit risk of commercial banks

    參考bosmana . roger提出的預測貸款違約主要先期跡象和指標，綜合影響商業銀行信用風險預警基本因素，遴選出一些關鍵指標建立銀行單筆貸款信用風險的預測模型，這個模型在商業銀行控制信用風險的實際操作中具有一定的參考價值。
  10. This thesis begins with new basel agreement ’ s requirement on capital adequacy rate, and then by elaborating on the regulations in our country which reflects principles and methods in new basel agreement and the realities in our country, it argues the regulations ’ effects on the capital adequacy of listed banks. after that, by analyzing concretely and evaluating the capital adequacy and allocation of eight assets impairment of the five listed banks between 2001 and 2005, it reveals further the problems existing in allocation of assets impairment of the five listed banks and the influences of the problems on capital adequacy rate. in the end, conclusions are reached and suggestions are given

    本文從新巴塞爾協議對資本充足率的要求出發，論述我國運用巴塞爾協議基本的原則與方法並結合我國的實際情況制定的規章制度對上市銀行資本充足狀況產生的影響，通過對五家上市銀行2001 ~ 2005年中期資本充足狀況和八項資產損失準備計提情況進行具體分析並評價其合理性和貸款損失準備的充足性，進一步揭示五家上市銀行在資產損失準備計提中存在的問題和對資本充足率計算的影響，最後提出相關政策建議。
  11. Firstly, this thesis starts with credit risk management of commercial banks, describes the necessary of applying loans " portfolio to reduce loan risk, and builds up a decision - making model of loans " portfolio optimization based on principle of maximum earning and minimum risk

    論文首先從商業銀行信貸風險管理的現狀入手，闡明了採用貸款組合減少信貸風險的必要性，對基於單位風險收益最大化原則的銀行貸款組合優化決策模型進行了深入的理論分析，提出了建模的原則和假設，並給出了基於風險效益綜合評價的貸款風險組合優化模型。
  12. Budget and sou rce of the investmentthe total investment is 1266 million yuan, including pulp and paper investment of 1063 million yuan and woods base construction of 203 mil lion yuan. the capital of the project is 330 million yuan, which has been implemen ted. the other 936 million yuan shall solved by loan and introduced foreign capit al

    該項目總投資為126671萬元，其中制漿造紙部分總投資106328萬元。造林基地建設20343萬元，項目資本金33000萬元，占總投資26 % ，已由省市縣和企業落實。其餘93671萬元申請銀行貸款或融資解決。
  13. Mr. lawrence yee, vice president managing director of d b, said, " after many months of close collaboration with hkab, dtca and hkma, d b is proud to be able to provide this world - class solution on schedule to help enhance the financial infrastructure in hong kong.

    鄧白氏香港大中華區總裁余以恆先生說:經過與銀行公會，存款公司公會及金管局多月的緊密合作及努力下，鄧白氏香港很高興可以按照預定的時間表推出商業信貸資料庫，為香港的金融基建作出貢獻。
  14. In this thesis, we have made some academic creations : we have used some new ways to evaluate the instant value of forward loans and made the credit transferring matrix, so we can evaluate the credit risks precisely ; we have pointed out the concepts of liquidity gaps and interest gaps, so we can evaluate this two kinds of risks ; we have found some ways to evaluate the risks of foreign exchange forward contract and interest rate swaps ; we have used var to make a model to evaluate the risks existing in the bonds investments, so we make it possible to control the risks of investment risks

    本文在國內已有的相關課題的基礎上做出了一系列創新：通過對遠期貸款的當期估值以及對信用風險轉移矩陣的構建，實現了信用風險var值的測算；通過對流動性風險缺口與利率風險缺口的構建實現了對兩種風險的定量評估以及風險評級；通過對遠期外匯協議以及利率互換風險的評測，使表外業務的風險評估成為可能；用var方法測量了債券投資的風險，使商業銀行投資業務的風險程度得到了控制。
  15. However, since the 1970s, the resurgence of small and medium - sized enterprises has appeared in american economy, the ratio of their production in the gdp has gradually risen, and economic status has improved, esp., in the 1990s, they have played very important roles in the aspects of technological innovation, increasing employment, and promoting exportation, etc. limited by their own characteristics, one of the largest difficulties of developing small and medium - sized enterprises is lacking of capital. such being the case, the governments and other economic sectors all over the world, either developed or developing countries, have focused on solving this problem

    本文在分析美國中小企業在經濟中的地位的基礎上，首先對中小企業的融資模式進行了探討，認為盡管美國是市場主導型的金融系統，商業銀行貸款仍是中小企業外源融資的主要形式，隨著金融創新的出現，資本市場的創新形式? ?創業投資和納斯達克市場為中小企業的權益融資提供了新的渠道;政府在中小企業融資方面也提供了強有力的支持;其次，本文討論了美國中小企業融資的有效制度安排，包括相關的金融立法、創新的融資機制和抵禦風險的信用擔保體系等;最後，在分析我國中小企業融資現狀及造成我國中小企業融資困境原因的基礎上，借鑒美國的有益經驗，提出了有益的建議。
  16. The establishment of a loan classification system which basically conforms with prudent accounting principles and meets common international practices facilitates the establishment of a modern banking system and international competition

    建立一個基本符合審慎會計準則、符合國際慣例的貸款分類體系，是中國建立現代銀行制度的要求和國際競爭的需要。
  17. Endowment insurance fund is used at local construction, do not use at investment directly by the place, stock bank earth place to pass however borrow money to the bank, use at construction

    養老保險基金用於地方建設，不由地方直接用於投資，而是存入銀行土地方通過向銀行貸款，用於建設。
  18. Intermediate banking business is established by a commercial bank on the basis of its traditional asset and credit business. making use of its advantage in organization, reputation, funds, technology, human resources and information a commercial bank can accept clients : 1 entrustments and offer them many financial services such as settlement, renting, trust deposit, trust loan, as an agent of collecting or paying, consultation and guarantee. by offering these services the commercial bank can obtain service charges or commissions

    中間業務是商業銀行在傳統的資產業務、負債業務基礎上建立起來的，利用其自身機構、信譽、資金、技術、人才與信息等多方面的優勢，接受客戶的委託，以中介身份為客戶提供結算、租賃、委託存款、委託貸款、代理收付、咨詢、擔保及其他金融服務並從中收取手續費或傭金的業務。
  19. Encourage commercial bank loans to finance key infrastructure projects

    鼓勵商業銀行貸款扶持重點基建項目。
  20. Based on the reality of commercial banks in china at present, a credit risk assessment model is built based on the analysis frame of decision tree c4. 5 algorithm

    摘要結合我國商業銀行的實際，基於數據挖掘中決策樹c4 . 5演算法的分析框架建立了商業銀行的信用風險評估模型，通過此模型可以根據貸款企業的財務指標，得出企業是否違約的分類。
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