銀行法規 的英文怎麼說
中文拼音 [yínhángfǎguī]
銀行法規
英文
banking laws- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 法 : Ⅰ名詞1 (由國家制定或認可的行為規則的總稱) law 2 (方法; 方式) way; method; mode; means 3 (標...
- 規 : Ⅰ名詞1 (畫圓形的工具) instrument for drawing circles 2 (規則; 成例) rule; regulation 3 [機械...
- 銀行 : bank
- 法規 : laws and regulations; rule
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The bank shall, and shall have the persons retained by it, comply with the provisions of aby laws, regulations or orders now hereafter in force which purport to impose any dutied on the bank as the holder of any funds investment to give any notification or to take or refrain from taking any action
3銀行必須促使其委任之人遵守目前或以後生效的任何法律、命令或規范銀行以基金投資持有人的身份為通知或為一定行為或不作為任何相關規定。Article 62 the people ' s bank of china has the right to check and supervise the deposits, loans, account settling and bad debts of the commercial banks at any time in accordance with the stipulations of chapters iii, iv and v of this law
第六十二條中國人民銀行有權依照本法第三章、第四章、第五章的規定,隨時對商業銀行的存款、貸款、結算、呆帳等情況進行檢查監督。Through comparing the scale between overseas banks and domestic ones, it analyzed the actualities of scale economies of internal commercial banks by using qualitative analysis. secondly, after comparing the methods of studying the scale of economies, it advanced the standard of selecting a method to study scale economies
接著,在分析比較規模經濟研究方法和工具的基礎上,提出了選擇研究方法的標準,確立採用dea方法,引入tobit模型,彌補dea方法在研究商業銀行規模經濟上的不足,以兩階段dea方法來研究我國商業銀行的規模經濟。2. a comparative study on the development of the western banks of the reformation of property rights. summarizing the general lessons, provide consultable experience for domestic bank reform
國外發達的銀行業經歷了從自然人產權制度到現代銀行法人產權制度的歷史演進,本章重點分析這一演進過程,並就國外國有商業銀行變革歷程,得出經驗和一般性規律。Secondly, actions between banks and enterprises in china ' s credit market and the motivation of banks " deregulation are deeply analyzed by the means of the game theory. thirdly, the thesis studies how systematic factors in china aggravate the information asymmetry in the credit market from the aspects of property right, financial supervision and information announcement. at last, suggestions on how to dissolve the bank credi t risk and prevent non - performing banking assets increasing are put forward in the aspects of improvement of information symmetry, establishment of incentive and constraint mechanism and elimination of systematic factors which aggravate the information asymmetry
首先,論文分析了我國信貸活動中的信息不對稱所產生的逆向選擇與道德風險對銀行資產質量的影響;其次,作者運用博弈論方法對我國信貸市場中銀行與企業的博弈行為以及銀行違規的動力進行了深入地分析;接著,論文又從產權、金融監管和信息披露這三個方面研究了我國的體制性因素如何加劇信貸市場的信息不對稱問題;最後,論文從提高信貸市場的信息對稱度、建立有效的激勵約束機制以及消除加劇信息不對稱的體制性因素這三個方面對化解我國銀行信貸風險、防範銀行不良資產的新增提出了建議。The federal bank act, for example, contains provisions regulating the use and disclosure of personal financial information by federally regulated financial institutions
例如,聯邦銀行法中就有對受聯邦管轄的金融機構使用和披露個人金融信息的行為進行規制的條款。First, introduce the reasons and character of current banking m & a, then summarized the former studies of the three ways of m & a to efficiency gaining : size versus size economy, m & a versus banks efficiency, and m & a versus shareholders wealth. then introduce the research approaches of m & a efficiency gaining, especially the approaches of m & a versus banks efficiency, such as parametric frontier approaches and non - parametric frontier approaches. in the following, through roe model and dea model to study the relations between size and efficiency, finding : middle size banks efficiency is higher, larger banks have n ' t scale economy, small banks have low em, and through directly analyzing m & a efficiency of four commercial banking m & a case in china, finding : the past - merged efficiency of shanghai pudong development bank has been improved, and others have been deduced, but after three years the efficiency increased little by little
首先,分析了當前銀行並購的主要原因、特徵以及我國銀行並購的現狀與特點;接著對銀行效率水平的概念進行分析,綜述了國外對銀行並購與效率獲利的三方面的研究(考察銀行的規模與效率這種間接方式、比較並購行並購前後的效率以及並購行與非並購行的效率和考察上市銀行並購前後股東財富的變化這兩種直接方式)的有關文獻;再次對銀行並購與銀行效率獲利的分析方法進行了介紹,其中詳細地研究了前沿分析法:參數分析法和非參數分析法,並指出了這些方法的特點;然後運用財務比率分析法和dea方法對我國商業銀行規模與效率從間接角度對銀行並購產生的效率獲利進行了實證研究,結果發現:中等規模的商業銀行的效率最佳,而小規模的銀行的em值較低,同時大規模的商業銀行的規模無效;同時利用我國已發生的四個銀行並購案從直接的角度對我國商業銀行並購的效率獲利進行分析,結果發現:除上海埔東發展銀行在並購後效率提高,其他三家銀行並購后的效率都有所下降,但並購后第三年效率又逐漸回升。The influence of the commercial bank ruled by bank law ; the influence of the economic
主要包括:證券法規范的證券市場的影響;銀行法規范的商業銀行的影響;經濟管制的影響等。But over the past few years tighter interest rates, lending restrictions and heavier bank regulation have failed to cool the economy
他們已經採取措施使其降溫,但是過去的幾年,無論是緊縮利率,限制貸款還是更森嚴的銀行法規都收效甚微。On the basis of analyses ahead and the current laws, codes and system of banking, put forward some new businesses that can be carried in china ' s commercial banks now
在以上分析的基礎上,根據我國現有銀行法律、法規、銀行體制,提出了我國商業銀行當前可以開展的業務新品種。About system of supervision organizations, on the basis of dialectical law of regulation - - - innovation - - - regulation, function - based financial supervision system should be built up and the national financial supervision bureau should be set up to regulate financial trade uniformly and solve the problem of supervising financial innovations. what " more, we should build up such a cubical financial supervision organization system that integrate the financial authority " supervision with financial trade self - discipline, social supervision and discipline of inner financial institutions. at the same time, we should organically integrate stability and flexibility of financial supervision law, change legal system of financial supervision in line with provisions of wto
在立法價值取向上,應當重視金融監管法的效率價值,以維護金融秩序作為基本價值目標,在具體操作上重點突出促進金融業公平競爭、提升金融運行效率兩個價值目標,並保持各目標之間的平衡與協調;在監管體制上,根據「監管? ?創新? ?再監管」的辯證規律,建立功能型金融監管體制,成立銀行業監督管理委員會,組建國家金融監管局對金融業實行統一監管,妥善解決混業經營模式下金融創新的監管問題,形成國家管理機關監管、行業自律、金融機構自律和社會監督相結合的立體的金融監管組織體系;在監管法律體繫上,應有機結合金融監管法的穩定性和靈活性,按wto的要求變革金融監管法律制度,修改《商業銀行法》 、 《保險法》 、 《證券法》及其他不適應混業經營的法律、法規,建立健全有關金融控股公司、網路銀行等方面的法律、法規。That ' s the law of our bank. we can ' t help it
這是我們銀行的規定,我們實在沒辦法。Rmb account of agreement saving is 72. 1 % occupied in bank account 。 along with bank rate ceaseless over the price these years, insurance fund profit rate is declined year after year : 4. 3 % in 2001, 3. 14 % in 2002. fund balance that insurance company can exercise last year is 799 hundred of million, the problem of downward bias efficiency in fund application is more and more extrusive, which impress directly on ability of payment and stability of management, it also concerns whether insurance business can persist and develop healthier
我國關于保險資金運用的重要性認識,在理論界和實務界並無異議且達成共識,但現行法規對此仍實行嚴格的管理, 2003年1月1日施行的新《中華人民共和國保險法》明確規定: 「保險公司的資金運用,限於在銀行存款、買賣政府債券、金融債券和國務院規定的其他資金運用形式。" law about people ' s bank of china " stipulate of our country main goal of monetary policy clearly " stability to keep value of money, people of chinese people, so as to promote the economic growth ".
《中國人民人民銀行法》明確規定我國貨幣政策的主要目標是「保持幣值的穩定,並以此促進經濟增長」 。Meanwhile, there ' s not adequate law to secure a normalized operation of internet bank. furthermore, there ' s no ending to all the setbacks, like the inadequate credibility and management principles. due to the many problems preventing a normalized operation of internet - banking in china, the author here come up with some suggestions as to how to strengthen the risk management of the internet banking
但我國網路銀行風險管理目前還存在著一些問題,如技術安全管理不完善,安全認證系統不統一,影響風險管理有效性提高;網路銀行法律制度欠缺,難以保證網路銀行規范運行;技術水平落後影響風險管理有效性水平;信用體系未建立,風險管理有效性缺乏嚴格信用制度保證;管理規則少,管理體系不順暢,影響風險管理效率提高。Third, the forth of bibliographic categories minute hand does not yet there is to our country below bank the person who buys moreover the law the situation, how utilizing the bank surely to enter system, the norm foreign capital bank is living that our country marketplace is surely enter reaching buing the advance side by side row to expound
第三、四部分針對我國尚沒有銀行購並法的情況下,如何運用銀行準入制度來規范外資銀行在我國的市場準入及購並進行了論述。第五部分針對我夠目前銀行法制的現狀,對制定我國的銀行購並法提出了建議。Its registered capital after such decrease shall not be lower than the minimum registered capital amount required for a commercial bank set forth by the commercial bank law and the cbrc, and such decrease shall be handled in accordance with the company law, the commercial bank law, other related provisions and its articles of association
本行減少注冊資本,不得低於《商業銀行法》和中國銀監會規定的商業銀行注冊資本最低限額,並應按照《公司法》 、 《商業銀行法》以及其他有關規定和本行章程規定的程序辦理。The action standard of commercial banks, by common consent, refers to the principle of legal business of a relationship commercial bank
商業銀行行為規范,在廣義上是指商業銀行法人業務行為的基本準則。Because the banking law system of the united states is in the world leading level, its provisions in the fundamental rights and obligations of the parties in the banking card transactions such as the protection of cardholders, the bank ’ s bear of the risks, contractual businessmen ’ s risks of responsibility, etc., also deserve our emulation
由於美國銀行法體系在世界上處于領先水平,其對銀行卡交易各方基本權利義務的規定,如持卡人的保護、銀行的風險承擔、特約商戶的風險責任等等,也值得我們借鑒。Article 2 internal control shall mean the dynamic process and mechanism under which the commercial bank formulates and implements a series of bylaws, procedures and methods for beforehand prevention, in - process control, after - the - event supervision and correction of risks for the purpose realizing the business objective
第一條為促進商業銀行建立和健全內部控制,防範金融風險,保障銀行體系安全穩健運行,依據《中華人民共和國銀行業監督管理法》 、 《中華人民共和國商業銀行法》等法律規定和銀行審慎監管要求,制定本指引。分享友人