銀行營業資金 的英文怎麼說
中文拼音 [yínhángyíngyèzījīn]
銀行營業資金
英文
banking funds- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 營 : Ⅰ動詞1 (謀求) seek 2 (經營; 管理) operate; run; manage Ⅱ名詞1 (軍隊駐扎的地方) camp; barrac...
- 業 : Ⅰ名詞1 (行業) line of business; trade; industry 2 (職業) occupation; profession; employment; ...
- 資 : Ⅰ名詞1 (錢財; 費用) money; wealth; expenses 2 (資質) intelligence; endowment 3 (資格) quali...
- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 銀行 : bank
- 營業 : do business
- 資金 : fund; capital
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It was restaurant industry graven topic that that of that of from input / output angle said, how advance restaurant kernel ability to compete, with the purpose of advance business economic benefit, as soon as possible brought return, accelerating demonetization end, abaft experience know clearly near twenty year stodgy state look forward to reform mechanism, our state hotel industry be around by babyhood trend maturity, by seller ' s market trend buyer ' s market, such transit should make part rational consumer enjoy to good value for money, too brought ought to part superficial restaurant taste to inevitable ; the government owned restaurant at multinational restaurant bloc and civilian battalion restaurant enterprise " dual impact down, calendar by know clearly reform of monetary system cum bank commercialization, market open cum solution control, market cum competitive mechanism three phase, owing to planned economy belated issues, structure irrationality wrought a matter of and overlapping investment wrought a matter of wait threefold cause, make government owned restaurant at market competition middle gradualness forfeiture competitive edge, in progression appearance hot water, how advance government owned hotel competitive power a matter of, toward me state tourism possess strong operation significance, hunan lotus hotel namely same family pole tool on government owned three stars level hotel behalf of the for the last years, by way of hotel industry occupy quite specific gravity
從投入產出的角度講,如何提高飯店核心競爭能力,以達到提高企業經濟效益,盡快產生回報,加速貨幣回籠的目的,是飯店業嚴肅的話題。在經歷了近二十年步履艱難的國企改革歷程后,我國飯店業已開始由幼稚走向成熟,由賣方市場走向買方市場,這種轉變將使得部分理性的消費者享受到物有所值,也使部分膚淺的飯店品嘗到必然的失敗;近十年來,作為飯店業占相當比重的國有飯店在跨國飯店集團和民營飯店企業的雙重沖擊下,歷經了金融體制改革及銀行商業化、市場開放及解控、市場及競爭機制三個階段,由於計劃經濟遺留下來的問題、結構不合理造成的問題和重復投資造成的問題等三方面的原因,使得國有飯店在市場競爭中逐漸喪失競爭優勢,相繼出現困境,如何提高國有飯店競爭力的問題,對於我國旅遊業具有強烈的現實意義,湖南芙蓉賓館就是一家極具代表性的國有三星級飯店。Securitization of bank assets refers to combined management and investment activities in which commercial banks, by making use of the legally representable nature of their credit assets and other claimable credits, put certain assets into asset - pools, issue asset - backed securities backed by the assets in the pools in order to transform the illiquid credit assets into cash assets. then the asset - backed securities are entrusted. upon the expiration of the securities ’ terms, the underlying assets are realized to repay the principals and interests of the securities
銀行資產證券化是商業銀行利用信貸資產和其他可主張的債權在法律上可被代表的特性,以確定的財產進入資產池為擔保發行資產支持證券,將沉澱的信貸資產變為現金資產,然後將該證券委以信託增值,在證券期滿時,變現擔保財產償還證券本息的一種組合經營和投資活動。The system is prohibited by law in the p. r. of china. although, in recent times there has been much market pressure in the p. r. of china for change. especially after the p. r. of china has been the leaguer of the wto
1994年以前我國銀行業事實上採取的是混業經營模式, 1992年下半年開始的泡沫經濟,使銀行大量資金通過國債回購、同業拆借進入證券市場,金融秩序極度混亂,甚至一度出現了嚴重的金融市場失控局面。But in the past analyzing of the causes that banks face the managing risk, more attention was paid to the source of capital is not matchable with the applying structure and the period of capital, or the borrowers " credit is not known clearly to the lender and the qualification examination is not strict, as well as the account for the system and the policy
因此,本文分析的重點是商業銀行的經營風險。但是,對于銀行所面臨的經營風險的成因分析,過去較多的集中於資金來源和資金運用的結構、期限不匹配、對借款人的資信不了解、資格審查不嚴格以及體制與政策方面的原因。Loan servicing software that services any type of loan mortgages, mobile home, student loans, auto, and land contracts
-國際貿易市場營銷人力資源銀行金融財會工商管理等專業的教學軟體開發商Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors
但是,以現代商業銀行經營的安全性、盈利性和流動性角度來看,住房抵押貸款仍存在一些缺陷:一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。The former mostly includes finance trench, which consists of urban maintenance and constructive tax, add - ons of public utility, urban land - using tax, the debt of local government, remise of urban state - own land - using right and special national debt capital, and so on ; administrative charge trench, which consists of apportion, raising the price of urban infrastructure products and services, and so on ; practicality investing trench, which mostly consists of corresponding capital for urban infrastructure provided by real estate exploiters ; other financing trenches, which consist of time - limiting remise of operating authority on urban infrastructure section, introducing into foreign capital, short term loan of civil financing institution, and so on. the latter includes the innovation on the main investors, which consist of the anticipation of civilian capital and other non - financing institutions, and the innovation on financing tools, which consist of project financing, investment funds on industry, municipal bonds and initial public offering, and so on
前者主要指以政府作為投資主體下的各種融資工具,包括財政稅收渠道(包括城市維護建設稅和公用事業附加、城鎮土地使用稅、地方政府債務、城市國有土地使用權有償出讓、國債專項資金等) ;行政收費渠道(包括攤派、提高基礎設施產品和服務的價格等) ;實物投資渠道(主要是讓房地產開發商為城市基礎設施提供配套資金) ;其它融資渠道(包括市政設施部門專營權有限期出讓、引進外資、國內金融機構的短期貸款等) ;後者則包括融資主體的創新(民間資本的參與以及其它非銀行金融機構的介入)和融資工具的創新(項目融資、產業投資基金、市政債券、股票上市等) 。The banking capital and insurance capital also have access to the security market in some way and to some size. in practice, the way by which banking credit capital enters the stock market is n ' t fully lawful. in 2000, the size of china ' s banking credit money that entered the stock market amounts to 450 - 600 billion yuan
在實踐中,我國銀行信貸資金進人股市的路徑並不完全合法, 2000年我國銀行信貸資金進入股市的規模達到4500 6000億元,這些銀行信貸資金大規模地進入(大部分是違法進入)股市,在一定程度上影響了我國股市的穩定,從這個角度也看出我國實行混業經營的條件並不成熟。This paper from the actual situation has analyzed the integer status of our banking, and mostly discussed the superior and inferior of the nation owned single proprietorship bank of commerce of our country after we joined wto, and sums up that the nation owned single proprietorship bank of commerce of our country should take reforms in the finance system, pattern of management, and strengthen the credit risk management, expand retailing positively and construct the networking bank such as positive effective countermeasure so as to compete with the foreign banks
該項研究,從實際出發,充分論述和分析我國銀行業的整體狀況,通過重點論述加入wto后,我國國有獨資商業銀行在競爭中具有的優、劣勢分析,總結出我國國有獨資商業銀行作為我國銀行業主體應該在金融體制改革、經營模式轉換,加強信貸風險管理,積極發展零售業務,構建網路銀行等方面,採取積極有效對策,同外資銀行進行競爭。Secondly, the study analyze the compilation of the legal instruments on china ' s accession to the world trade organization, contrast strength and weakness between new commercial bank and foreign bank, new commercial bank and state - owned bank, new commercial bank and city commercial bank, let the senior manager of commercial bank know about the situation, environment, strength and weakness. this study is based on the example of shanghai pudong development bank. the result of the study are as followed : new commercial bank in china should be relocated in the finance market and emphases on the retail banking business
其次,本文以對中國加入wto后開放金融業的內容的分析為起點,通過對股份制商業銀行和外資銀行、國有獨資銀行、城市商業銀行等金融競爭對手的對比,了解各自的優勢和劣勢,使得股份制商業銀行的經營管理者清楚地了解自身所處的地位、環境及優劣勢,提出了股份制商業銀行應以準確的市場定位為基礎,並將零售業務作為重點發展方向。For the case of the north china power grid ( as follower omitted " ncpg " ), discusses these focus question as " ncpg fund dispatching ", " ncpg e - bank ", provides conflict settlement to fund budget and center control by new financial method, computer and internet high - tech skill. the thesis suggests do fund control in all directions, link invest - collect flow with financial fund management together, all fund affairs relatively included in " ncpg fund dispatching ". as a goal, thesis hopes to make fund flow, mass flow and information flow as a line, control fund real time, and realize the enterprise resource planning
文章針對電網的特徵和區域電力公司財務管理體制特點,對電網經營企業的投資管理和籌資管理作了較為詳細的回顧和分析,並結合當前資金管理中的「現金調度」 、 「網上銀行」等熱點話題,以華北電力集團公司為例進行了案例分析,對電網經營企業強化現金調度管理,積極穩妥地開展「網上銀行」業務,提出了思路和建議,初步解決了實際工作中電網經營企業資金集中管理的矛盾;同時,還大力倡導以金融手段創新推動和促進企業資金管理創新,提出了運用計算機、網路等高科技手段,開展資金管理的橫向和縱向調度,把投資、籌資等與資金管理相關的業務環節,納入到資金的綜合調度中來,逐步達到資金流、物流、信息流三流合一,實現資金的實時管理,從而使企業內部資源共享,實現企業資源優化。Chinese banking system is in the transition period of turning to market economy and regulated operation. because of high unfavorable asset rate existed in our commercial banks, the bank system is in the state of high risky operation, therefore china sustained development and social stability has been greatly affected
我國商業銀行當前正處在向市場化、規范化運作的轉型時期,由於我國商業銀行不良資產比率長期居高不下,銀行一直處于高風險運營狀態,嚴重影響了我國金融的可持續發展和社會穩定。The quantity of credit cards issued by chinese commercial banks is so small, and, at the same time, the bank of china is lack of management experience of the credit card customer. while foreign banks have issued credit cards over 100 years and acquired plenty of management experience, there is no doubt that the competition will be very serious for chinese commercial banks
信用卡由於有豐厚的利潤,不依存於銀行營業網點和分支機構經營而成為2005年後外資銀行首先進攻的金融業務,而我國商業銀行信用卡的發行量少,缺乏對信用卡客戶的管理經驗,面對著經營信用卡已經100多年的,擁有的豐富管理經驗的外資銀行來說,競爭的激烈是不言而喻的。It will help creditors and investors comprehend performance of banks, and mairntain stability of the financial syeteem. based on the analysis of the relevant studies, this thesis puts forward the principles for the evaluation system and sets up a four - factors model for evaluation. they are capital adequacy levels, asset quality, liquidity level, and profits. then, based on the main ingredients analytical methods, used for calculating spss softwere, the artiacle draw the relevant conclusions
因此,鑒於我國國有商業銀行的特殊地位以及其堪憂的經營狀況,從1998年起,以國家發行2700億特別國債補充資本金為標志,到2003年450億美元注資以及2004年中國銀行、建設銀行股份有限公司的掛牌為止,我國政府及銀行自身採取了一系列行動,即圍繞著國有銀行不良資產的處置、產權改革、內控機制等進行了大量改革。Richard charles and esther yewpick lee charitable foundation, the hongkong bank foundation and the chinese general chamber of commerce, the programme provided opportunities for 182 students to do summer internships lasting 6 to 12 weeks in major mainland and overseas cities. among them, 123 students interned at various state - run, hong kong - funded and multinational enterprises in beijing, shanghai, guangzhou, shenzhen and xian. the remaining 59 students did their internships in overseas cities, including melbourne, sydney, toronto, vancouver, london, dublin, orlando, old delhi in india and kapsowar in kenya
今年計劃繼續獲得利銘澤黃瑤璧慈善基金、豐銀行慈善基金及香港中華總商會慷慨贊助,支持182名學生善用暑假前往內地及海外主要城市接受為期六至十二星期的實習培訓,其中123名學生分別到北京、上海、廣州、深圳及西安等多家國營、港資及跨國企業實習,其餘59名學生則前往墨爾本、悉尼、多倫多、溫哥華、倫敦、都柏林、奧蘭多、印度老德里及肯尼亞卡普索雅爾等海外城市實習。This means taking advantage of vc firms to raise vc funds or supporting the establishment of vc firms. vc funds have various sources, such as the executive yuan development fund, high - tech companies, the bank of communications, government - bank reinvestments, domestic and foreign entities, as well as idle private - sector funds. after ushering in the vc firms, government funds will gradually and eventually be withdrawn, leaving funds from both the private sector and foreign sources to form the bulk of the funding pool
第二民間基金,利用創業投資事業籌組創投基金,支持創業投資事業的設立創投基金有不同的來源,如行政院開發基金高科技事業與交通銀行公營銀行轉投資國內外法人機構與民間游資等,政府部門的資金在引介創業投資事業后,逐漸功成身退,以來自民間與國外部門的資金為主。But if good banks fail and money for good companies dries up, the purge will wreak huge and wasteful damage on healthy parts of the economy
但如果經營完善的銀行破產歇業,而業績良好的企業資金告急,那麼這項凈化措施將會嚴重危害和糟蹋世界經濟的健康部分。Bocom has achieved six “ firsts ” in china ' s banking reform and development : the first to implement shareholding system for its capital and mode of ownership form ; the first to command an organizational structure based on market rules and cost / return rules ; the first to introduce competition into the banking industry in china ; the first to introduce assets / liability ratio management and apply it for regulating business operations and risk ; the first to build new bank / enterprise relationships based on two - way selection ; and the first commercial bank to integrate banking, insurance and securities businesses
交通銀行在中國金融業的改革發展中實現了六個「第一」 ,即第一家資本來源和產權形式實行股份制;第一家按市場原則和成本效益原則設置機構;第一家打破金融行業業務范圍壟斷,將競爭機制引入金融領域;第一家引進資產負債比例管理,並以此規范業務運作,防範經營風險;第一家建立雙向選擇的新型銀企關系;第一家可以從事銀行、保險、證券業務的綜合性商業銀行。As the leading commercial bank in china, ccb provides a comprehensive range of commercial banking products and services including corporate banking, personal banking, treasury operation, as well as a wide range of products and services, such as infrastructure loans, residential mortgage loans and bank cards
中國建設銀行是四大國有商業銀行中首家上市的銀行,在中國市場處于領先地位,主要經營服務包括公司銀行業務、個人銀行業務和資金業務,多種產品和服務(如基本建設貸款、住房按揭貸款和銀行卡業務等) 。With the more deepen reform of our financial system and the more opened financial market after joining the wto, the environment for the surviving of our state - owned commercial banks will become harder. although our banks have solved many problems on its management and business, its financial risk is n ' t wholly eliminated and show up in many ways, such as increasing assets and decreasing profit
盡管多年來國有商業銀行在業務范圍、經營管理、功能定位等方面進行了一系列改革並取得了階段性成功,但是,它所面臨的金融風險問題卻不斷暴露,主要表現在不良資產持續上升、經營效益不斷下滑、呆壞帳損失不斷擴大、資本充足率低下等方面。分享友人