銀行資產業務 的英文怎麼說

中文拼音 [yínhángzīchǎnyèwù]
銀行資產業務 英文
asset business
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 產 : Ⅰ動詞1 （人或動物的幼體從母體中分離出來） give birth to; be delivered of; breed 2 （創造財富; 生...
  • 業 : Ⅰ名詞1 （行業） line of business; trade; industry 2 （職業） occupation; profession; employment; ...
  • 務 : Ⅰ名詞1 （事情） affair; business 2 （姓氏） a surname Ⅱ動詞1 （從事; 致力） be engaged in; devote...
  • 銀行 : bank
  • 資產 : 1. （財產） property; means 2. （資金） capital fund; capital3. [經] （資金的運用情況） assets
  • 業務 : vocational work; professional work; business; service; traffic; transaction
  1. Firstly, by an in - depth study on chinese commercial banking and their foreign counterparts, this paper points out the great differences of intermediate business innovation between chinese and western commercial banks regarding innovation products variety, scale, technology, etc. secondly, comparing the institution regarding intermediate business innovation and microeconomic - body behavior of chinese commercial banking with foreign ones within an analysis framework from the perspective of institutional economics and game theories, this paper shows that a number of reasons account for the emerging of intermediate business innovation, including external economic environments as well as internal factors within the financial system and technology, among which the institutional factors within the financial system being the most important. at the same time, by comparison with western developed countries " counterparts, the innovation of chinese banking institution lags far behind the development of banking business in main aspects of property rights, managerial system, compensation arrangement and organization system. thus, the backward innovation of banking institutions and twisting microeconomic - body behavior seriously strict intermediate business innovation

    本文首先通過對中外商業銀行進行較為深入的調查研究指出，與西方發達國家商業銀行相比，我國商業銀行中間業務創新無論是在業務創新品種、規模上還是在技術手段上，都存在著巨大差距；其次，運用制度學分析和博弈分析框架將中外商業銀行中間業務創新制度及微觀主體行為進行比較得出：商業銀行中間業務創新產生的原因有多種，如外部經濟環境因素、金融體系內部因素和技術因素等，其中最根本的是金融體系內部的制度性因素；與西方發達國家商業銀行制度相比，我國銀行制度創新遠遠落後于銀行業務的發展，主要表現在產權制度、經營制度、分配製度和組織制度等方面；銀行制度創新的滯后及其微觀主體行為的扭曲嚴重製約著中間業務創新，尤其是我國銀行產權關系不明晰，在國有獨資產權框架下政府? ?行長及上級行長? ?下級行長兩種委託代理行為帶來了嚴重的問題，導致了我國銀行中間業務創新動力不足。
  2. The risk of it of banks is lower than that of assets and liabilities business, but it ca n ' t be neglected

    相對于銀行的資產業務和負債業務，中間業務的風險較低，但卻不可忽視。
  3. As the loans of commercial banks become more and more marketable, the loans still remain the uppermost position of the banks ' operation

    摘要在商業銀行貸款行為日益市場化的今天，貸款仍是商業銀行最主要的資產業務之一。
  4. The risk of it of banks is lower than that of assets and liabilities business, but it ca n ' t be neglected, especially off - balance sheet activities

    相對資產業務和負債業務而然，商業銀行中間業務雖然風險較低，但絕不可忽視。
  5. Part 5 describes the strategy of business innovation in our state - owned commercial banks including the assets business innovation liabilities innovation and charge business innovation

    第五章研究我國國有商業銀行的業務創新策略，主要從資產業務創新、負債業務創新、中間業務創新三方面進行探討。
  6. So the intermediate banking business becomes one of the most important incomes of a commercial bank and besides asset and credit business, it is also one of the components of the three pillars of business of a modern commercial bank

    中間業務與資產業務、負債業務一起，共同構成現代商業銀行的三大支柱業務，成為商業銀行經營收益的重要來源之一。
  7. At the same time, however, it is for a long time that the commercial banks of china have been devoted to assets and liabilities business. intermediate business is a " bottleneck " of the development of chinese commercial banks

    但同時，我國商業銀行長期以來只注重發展資產業務、負債業務等銀行的核心業務，中間業務是商業銀行業務發展的「瓶頸」 。
  8. Nowadays, the level of intermediate service among the postal savings is very low, the vast pressure coming from the bank at home and abroad force the postal savings to be confronted with sharp market competition

    中間業務和資產業務、負債業務並稱為現代商業銀行的三大支柱業務。自70年代以來，西方商業銀行的中間業務發展迅速，其收入份額越來越大，有的甚至取代了傳統利息收入。
  9. But the key factor is its effective systematic arrangement such as the strict and standard administrative structure, the efficient organizational structure and the administrative system of the business expansion, which are the internal guarantee of the success of the businesses in the western investment bank. the strict administrative system of finance guarantees the mobility, the efficiency and the security of its assets ; the labor administration guarantees the source of the developmental energy for the bank which requires the knowledgeable labor ; the strict and scientific internal risk - control system guarantees the orderly development of the businesses in the western investment banks

    如，嚴謹規范的公司治理結構、運作高效的組織結構、內涵擴張的業務管理體系是西方投資銀行各項業務成功拓展的內在保障；嚴謹的財務管理體系確保其資產的流動性、效益性和安全性；人力資源管理是以知識密集型的投資銀行提供發展動力之源為宗旨；嚴密的內部風險控制體系以及科學的風險管理制度為投資銀行各項業務的有序開展提供了安全保障。
  10. The traditional scope of bank business is shrinking, the profit level is reducing further. the business bank adjusts its beginning developing goal and strategies, turn to the goal improving the earning ratio of the capital as center. begin to pay attention to the development strategy of intension type

    傳統的銀行存貸業務范圍收縮，利差和盈利水平縮小，商業銀行必須調整原有的擴大資產規模的發展目標和戰略，轉向以提高資產和資本收益率為中心的經營目標，注重內涵式發展的戰略。
  11. However, the investment banks hi china have many service defects, which makes them bear the features of " primary investment banks ". the defects are : the key services such as the services concerning merger and acquisition are not adequate, they are short of experience with respect to the instruction and evaluation of the corporate development strategy. so they have no way to give consultation to corporate about the correlation and conformity of the acquisition and that whether the added profit and cash debit are higher than the cost of the merger and acquisition

    然而，目前我國投資銀行還存在較大的業務缺陷，呈現「淺度投資銀行」特徵，收購兼并等投資銀行核心業務不足，國內投資銀行對于企業的發展戰略和評估缺乏相關經驗，企業關心的並購雙方戰略相關性與整合力以及並購后能否產生高於收購成本的新增加利潤和償還借款的現金收入，這些投資銀行都無法提供咨詢服務。
  12. The implementation of operational security was illustrated by the practice of personal operations, public operations and bank certificates operations, etc. under the endeavors of the author and other colleagues, through the using of call center system as the operation working platform and the website www. 95599bj. com. cn as the main accessing net station for clients, e - banking system of beijing agriculture bank has successively developed such services as finance information, introduction for financial products, enterprise and personal finance operation disposals, bank certificates operations, funds, long - term trade for foreign exchange, internet electricity purchasing, capital checking bulletins for administration for industry and commerce, integrated financing cards, the opening of all the above services has built up a favorable image for our bank

    目前，北京農行網上銀行系統以已經投產的callcenter系統為業務處理平臺，以我行www . 95599bj . com . cn站點為對外客戶訪問的主網站，相繼開通了金融信息、金融產品知識介紹、企業和個人金融業務處理、銀證通業務、基金、外匯買賣遠期交易、網上購電、工商局驗資公示、綜合理財卡等服務，為我行樹立了良好形象。最後，本文提出了網上銀行系統業務的不足之處，提出了學習信息安全的收獲及我國網上銀行業務發展對策。
  13. Intermediate banking business is established by a commercial bank on the basis of its traditional asset and credit business. making use of its advantage in organization, reputation, funds, technology, human resources and information a commercial bank can accept clients : 1 entrustments and offer them many financial services such as settlement, renting, trust deposit, trust loan, as an agent of collecting or paying, consultation and guarantee. by offering these services the commercial bank can obtain service charges or commissions

    中間業務是商業銀行在傳統的資產業務、負債業務基礎上建立起來的，利用其自身機構、信譽、資金、技術、人才與信息等多方面的優勢，接受客戶的委託，以中介身份為客戶提供結算、租賃、委託存款、委託貸款、代理收付、咨詢、擔保及其他金融服務並從中收取手續費或傭金的業務。
  14. It divides from banking into traditional business and the middle of business two pieces part : the development and innovation of the traditional business carry on comparative analysis in the form of chart respectively through the business of the assets and business of debt ; introduced the business state of development and scale in china, this part have analyzed the current demand of middle business in china

    把銀行業務分為傳統業務和中間業務兩個部分：傳統業務的發展和創新是通過資產業務和負債業務兩方面分別以圖表的形式進行比較分析；通過介紹中間業務在我國的發展狀況和規模，分析了中間業務在我國的現實需求。
  15. Since the asset and liability transactions of our commercial banks has developed for several years and have formed comparative stabilized market pattern, the foreign banks would not get satisfactory short term gain and venture expectation if they get into these transactions. additionally, because of the restriction of few branches, foreign banks

    我國商業銀行資產負債業務經過多年的發展，市場格局已經相對穩定，外資銀行介入此類業務的短期收益與風險預期都不會很理想，再加上受分支機構、網點少的約束，外資銀行也不會在資產負債業務方面展開大面積的開拓和發展。
  16. Following the iders above, the article also presented the business framework and the operating process for the commercial banks to develop assets trust business

    根據上述思路，本文同時還提出了發展商業銀行資產託管業務的具體業務架構，操作流程。
  17. Intermediary business is the inevitable result when the social economy and the credit develops into a certain stage, which is also the inevitable result of modern commercial banks developing into a certain stage. as one of the three core business of modern commercial banks, intermediary business developed rapidly in the western banks during the past thirty years. it has taken up more and more recognition as the other two core businesses : assets and liabilities business

    中間業務是社會經濟和信用關系發展的必然產物，也是商業銀行自身發展到一定階段的必然結果。作為商業銀行三大支柱業務之一，中間業務在近二三十年間在西方商業銀行間得到了迅猛的發展，其重要位置直逼傳統的資產和負債業務。現在西方商業銀行中間業務收入普遍佔了總收入的40 %以上，而反觀我國商業銀行中間業務的發展現狀則不容樂觀。
  18. A series of innovation of types of intermediary business make it become a important part of banks running. intermediary business, assets business and liabilities business are regarded as three big pillar business of comm ercial banks. intermediary business achieves full development, as a result of its advantages of low costs, risk and high income

    到了20世紀70年代，國際金融形勢的劇變，使商業銀行再次面臨強烈沖擊，中間業務品種的一系列創新使它逐漸成為了銀行經營的一個重要部分，並與資產業務、負債業務並稱為商業銀行的三大支柱業務。
  19. The single income source, the backwards service manners and methods have been the great obstacles for the development of chinese commercial banks and they have also been the key factors which result in poor bank liquidity, profitability and competitive ability

    收入來源過分依敕于少數幾個業務品種，服務手段、服務方式落後已成為中資銀行各項業務發展的最大障礙，這也是導致中資銀行資產、負債業務流動性差、中間業務及表外業務盈利能力弱、綜合競爭能力不足的最主要原因。
  20. We need to bereave of and adjust the risk assets, deal with bad assets, bring down the risk assets ratio, and increase the risk mitigating factors. what more important is to build a road adaptable to improve the capital adequacy ratio, according to the development of the risk management of the international banks and the need of basel, we should establish comprehensive risk management and improve risk measure technology. economic capital management has been theoretically and empirically testified for its critical role in managing risk in banking system

    一方面既要積極以各種手段剝離與調整風險資產，加大處理不良資產，降低風險資產權重，增加風險釋緩作用;另一方面更重要的在未來發展中制定適合我國銀行提高資本充足率的路徑，根據國際銀行業風險管理的發展趨勢以及《新資本協議》的要求，盡快建立一套既能與國際銀行業接軌又適合我國銀行業的全面風險管理體系，努力提高風險識別和量化管理的水平;實施經濟資本預算管理，在各級行建立資本有償使用機制，強化資本對資產業務和風險資產擴張的硬約束，促使各級行大力拓展低風險、高收益的資產業務和中間業務，不斷提高自身資本積累能力。
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