非生產信貸 的英文怎麼說

中文拼音 [fēishēngchǎnxìndài]
非生產信貸 英文
unproductive credit
  • 非 : Ⅰ名詞1 （錯誤） mistake; wrong; errors 2 （指非洲） short for africa 3 （姓氏） a surname Ⅱ動詞1 ...
  • 生 : Ⅰ動詞1 （生育; 生殖） give birth to; bear 2 （出生） be born 3 （生長） grow 4 （生存; 活） live;...
  • 產 : Ⅰ動詞1 （人或動物的幼體從母體中分離出來） give birth to; be delivered of; breed 2 （創造財富; 生...
  • 貸 : loan
  • 生產 : 1 （使用工具創造生產、生活資料） produce; manufacture 2 （生孩子） give birth to a child; childbi...
  1. Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped

    授信是指商業銀行向非金融機構客戶直接提供的資金，或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證，包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務，以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。
  2. In the absence of further major shocks, which could worsen the situation, the banks are generally expecting some modest recovery in lending, but also some increase in provisions, although asset quality is not expected to deteriorate substantially

    除非再發生重大震蕩令情況惡化，銀行普遍預期貸款業務會有溫和增長。盡管銀行相信資產質素不會嚴重惡化，但呆壞帳撥備可能略為增加。
  3. Booms always stimulate speculative bubbles caused by a combination of easy credit and irrational exuberance

    在輕松易得的信貸與非理性的富裕的幫助下，繁榮總是會刺激泡沫的產生。
  4. The main conclusion is that ( 1 ) china ' s acm is incomplete, therefore, the market equilibrium is in low level ; ( 2 ) the operating scale, the income and property, the product investment, the cash expenditure of education and medical treatment are the main factors that affect the credit demand of households in rural china ; ( 3 ) the asymmetry information, the high transaction cost and the lack of effective supply institutes are the main factors that lead to low efficiency of china ' s acm ; and ( 4 ) the agricultural credit has the positive effect on china ' s agricultural production factors demand and agricultural output, consequently, the agricultural credit is the main factor that restrain the increase of agricultural output and agricultural development

    本文的基本結論是：中國農業信貸市場正處在發育的初級階段，市場機制仍不完善，農業信貸市場處于「低水平均衡」狀態；農戶是中國農業信貸需求的主體，農戶經營規模、農戶收入和財產狀況、農戶生產投資規模以及教育、醫療等大額現金支出是影響農戶借貸需求的主要因素；非對稱信息、高交易成本、有效供給制度缺乏是造成農業信貸市場低效率的重要因素；中國農業信貸投入對農業投入要素的需求具有正向影響，即增加農業信貸供給，將會提高農業投入要素的需求水平，進而增加中國農業產出，促進農業長期發展。
  5. This paper suggests that the financing breach is derived from the bank credit ration produced by the serious information asymmetry of small and medium - sized enterprises, diversified risk allocation mechanism and financing strategy produced by risk grade inconsistency, and credit risk produced by imperfect contacts

    本文在對中小企業存在的融資缺口（資本融資缺口和債務融資缺口）的現實狀況進行分析的基礎上，指出中小企業嚴重的信息非均衡所導致的銀行信貸配給、風險等級不一致所要求的多樣化的風險分擔機制和融資策略及契約的不完善所導致的信用風險是產生融資缺口的根本原因。
  6. The first chapter reviews the theories and empirical literature on asymmetric effect of monetary policy. after reviewing the research history of asymmetric effect, we can find that there are four reasons to explain the existence of asymmetric effect, the asymmetric price adjustment, the credit constraints, the outlook changing, and two constraints ( reserve requirements and capital requirements ) theory. compared with overseas research, domestic scholars began to study asymmetric effect after 2000, most of their research focused on empirical analysis and few of them gave thorough explanation for empirical conclusion

    各章節的主要內容和觀點如下:論文的第一章首先對貨幣政策非對稱效應的理論作了一個研究綜述，在追溯了貨幣政策非對稱效應研究的歷史沿革以後，具體歸納了目前為止西方學者歸納出的產生貨幣政策非對稱效應的四個主要原因，即信貸約束效應、預期效應、價格調整的非對稱效應、存款準備金率和資本充足率雙重約束效應。
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