高風險貸款 的英文怎麼說

中文拼音 [gāofēngxiǎndàikuǎn]
高風險貸款 英文
high-risk loan
  • 高 : Ⅰ形容詞1 （從下向上距離大; 離地面遠） tall; high 2 （在一般標準或平均程度之上; 等級在上的） above...
  • 風 : Ⅰ名詞1 （空氣流動） wind 2 （風氣; 風俗） practice; atmosphere; custom 3 （景象） scene; view 4 ...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 高風險 : high risk
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  2. Unqualified capital index, high liquidity debt ratio, high bad loan ratio and weak adaptive ability can induce liquidity risk

    資本金充足率不達標、流動性負債比例過高、不良貸款比率居高不下、對宏觀環境變化應變能力不足都有可能誘發流動性風險。
  3. Another type of risk, called purchasing - power risk, is the risk that, due to an unexpectedly high inflation rate, the future interest payments, and the principal of the loan when finally repaid, will have less purchasing power than the lender anticipated at the time the loan was made

    另一種類型的風險稱為購買能力風險，這是由意外的高通貨膨脹率所引起的風險，即最後還貸時的本金和利息的購買力比惜出者當初放款時所期望的購買力要低。
  4. Should loan losses climb, investors in mortgage - backed securities will also get burnt, especially those holding the riskier, higher - yielding bonds

    如果貸款增長放緩，抵押貸款擔保證券的投資者? ?特別是那些持有高風險高收益債券的投資者，將會因此受損。
  5. And make a profound analysis of it from five aspects : the establishment, the financing arrangement, the source of the profits, the extending of the business scope, the business and financing risk controlling, etc. installment, smart buy, smart lese and the transfer of the auto installment contract and re - finance are american finance service mode of automobile. in chapter, by explaining and researching the related policies, for example the manage measure of automobile finance company, i make a deep study about the automobile finance operation in recent years by our

    分期付款零售方式、融資租賃方式、信託租賃方式及汽車分期付款合同的轉讓與再融資是美國汽車金融公司的服務模式，汽車金融公司的資金來源於銀行貸款、發行商業票據、消費者存款、債券及其資本金;利潤來自一、資金成本與放款利息的利差;二、高收益、高風險、高利潤回報的金融服務產品;三、將汽
  6. Just as the implosion of a few hundred internet ventures in 2000 sparked a much broader stockmarket correction and an eventual recession, so the failure of the riskiest mortgages may distress the rest of a debt - laden economy

    正如在2000年幾百個網際網路風險投資的突然失敗引起了更大范圍的股市的調整，最終導致經濟衰退，最高風險抵押貸款的失敗使得這個負債累累的經濟中的其它部分也陷入低迷。
  7. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  8. Investors have been demanding higher returns in exchange for the risk of keeping money in longer - term securities

    投資者已經被要求得到更高的回報，以承擔擁有長期貸款的風險。
  9. So it caused considerable surprise on august 23rd when bank of china, one of the country ' s biggest lenders, revealed that it held a $ 9. 6 billion exposure to securities backed by american subprime mortgages ? albeit most of them highly rated

    所以，當中國最大的貸款機構之一，中國銀行在8月23日公布其持有96億美元的美國次級抵押風險債券時，引起震驚?盡管大部分是高收益債券。
  10. This article aims to find some practical methods to reform and optimize credit risk management structure of state - owned commercial banks. during my research process, i collected abundant relevant materials, combed the materials to abstract main clue, and also did powerful analysis with case demonstration, all of which will be reflected in the main body of this article. this article can be divided into three correlated parts : in the first one, it reviews the evolution history of the loan credit risk management of the four state - owned commercial banks, which rationally leads to the discussion of the loan credit risk management reform in the following part

    正文希望提供關于國有商業銀行貸款信用風險管理的較為全面的觀察視野，並致力於勾勒清晰的沿革路線和遵循嚴密的論證邏輯，為此，本文分為三部分進行論述:首先本文梳理概括我國國有商業銀行貸款信用風險管理的歷史沿革狀況，提供有關國有商業銀行貸款信用風險問題的基礎信息，簡要分析國有商業銀行龐大不良貸款和畸高不良貸款比率的歷史成因，探討了近幾年以來貸款信用風險管理改革舉措與成效，以清晰說明貸款信用風險管理改革的時代背景和歷史軌跡，為進一步論證奠立事實根基和案例基礎。
  11. Avoid high - risk investments, high - interest loan or heavy gambling behaviors. do not re - mortgage the house for loan or turn it into a gift to anyone

    要避免高風險的投資組合高息貸款或經常賭博，更別將養老的住所或積蓄作財務擔保或饋贈親友等。
  12. High - risk loan

    高風險貸款
  13. Too many high - risk loans were blamed for the failure of the nation ' s second largest subprime lender

    國家第二大次級貸方的失誤要歸咎于太多的高風險貸款。
  14. Two mainlymany highrisk loans were blamed for the failure of the nation ' s second largest subprime lender

    太多的高風險貸款都歸咎于國家第二次大型次級貸款者的失敗。
  15. Too many high risk loans were blamed for the failure of the nation ( nation ' s ) second largest subprime lender

    全球第二大的次優貸款者因為太多高風險貸款而失敗（破產？ ） 。
  16. A glut of unsold homes will also push down prices, particularly in areas such as california and florida, which had a disproportionate share of riskier loans

    未售房屋的供給過剩也將使房價降低，特別在像加利福尼亞和佛羅里達這樣更高風險貸款高得不成比例的地方。
  17. Contradiction between loan credit risk management and loan business development becomes more serious ; 2. the internal rating - based system is far from completion, so loan credit risk management is not efficient enough yet. 3

    1999年以前我國國有商業銀行貸款信用風險具有「雙高」 、 「兩低」 （即高不良貸款余額，高不良貸款率;低收息率，低撥備覆蓋率）的典型特徵。
  18. Considered the actual situation in china ' s stock exchanges, the author regards “ st ” ( special treatment ) as the sign of “ financial distress ” in this dissertation. by applying fisher ’ s multivariate discriminating analysis and logistic regressive analysis, the author creates two predictive models. the main conclusion of this dissertation are as follow : 1. the reasons of the corporation financial distress are due to the poor earnings, the lower net cash and the liquidity problem. 2. the financial ratio indexes of the listed corporation in china include the information of the forecasting financial distress

    隨著我國證券市場的日益規范化，根據在客觀、公允基礎上披露的上市公司的財務報告，通過選擇信息含量高的財務指標構建合理的預測模型，獲得對那些財務狀況出現嚴重惡化的上市公司的預警信號不僅是可行的，而且還能使債權人避免貸款的高風險，投資者避免或減少投資損失，公司經營者根據這些信號及早採取相應措施。
  19. Sun hung kai financial - the seller of the derivative - receives a previously agreed basis point spread over hibor, the local risk - free lending rate

    新鴻基金融- -此款衍生品的賣家- -將根據之前協議，得到高於香港銀行同業拆息（ hibor ，香港本地無風險貸款利率）協定基點的利差。
  20. Customer evaluation is the base and key point for credit business. credit customer evaluation contains a series of work. today, commercial banks use credit rating to evaluate customer

    客戶評價是信貸業務的基礎和關鍵性環節，是適應國際金融標準，提高增量貸款質量，優化存量貸款及提高競爭能力的需要，是防範風險的根本性措施。
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