actuarial value 中文意思是什麼
actuarial value
解釋
精算價值-
Based on the insurance actuarial theory and the classic financial engineering theory, the paper analyses the value of life insurance policies with embedded surrender option, and finds out that whether the surrender option is exercised is related to several factors in a certain policy, in which the relation varies with the change of factors ' value
摘要利用保險精算和金融工程理論對含有退保期權的壽險保單價值進行了分解，發現退保期權的行使與否和某一特定保單的若干參數相關，這種關系隨著保單參數值的變化而變化。 -
In this very aspect, embedded value can help a lot ! so, this paper reviews the developing history of international and national research results, disclosures the actuarial principles that lies behind embedded value, explains the specific steps in the calculation of embedded value and discusses the shortcomings of traditional embedded value evaluation method
有鑒於此，本文在回顧內含價值在國內外研究以及發展背景的基礎上，借鑒相關文獻的研究成果，分析了內含價值背後的精算原理，並簡要介紹了內含價值評估方法的步驟，同時結合自己的理解以及實踐中的認識，對內含價值的應用作了進一步的探討。
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