aggregate savings 中文意思是什麼
aggregate savings
解釋
儲蓄總額-
2 the aggregate model of life insurance establish an aggregate model of life insurance by applying the alien modernly insurance actuarial theories and techniques, including deferred life annuities, whole life insurance and returnable premiums. the model has the following properties : ( a ) through the regulation of various parameters in the model, various insurance products can be obtained ; ( b ) the introduction of whole life annuities in the model eases economic predicament when the insured retire ; ( c ) a returnable premium part in the model makes the insurance products have double functions of insurance and savings ; ( d ) an endowment insurance actuarial model also can be gotten when annuity is continuous. and construct an optimization model based on aggregate model of life insurance
這個保險精算模型具有如下性質： （ a ）保險公司可以根據實際情況調整參數，不同參數的組合可以得到不同的保險產品，靈活適用性較強； （ b ）年金的引入，可以緩解投保人退休后的經濟窘境，避免或減小因退休而面臨的經濟影響，保險的社會保障性得到了很好的體現； （ c ）模型中的還本部分，使得這種保險產品具有儲蓄和保險的雙重功能，不僅擴大了保險的社會職能，而且對于投保人來說，多了一種安全的投資選擇； （ d ）年金連續的情況下，建立了具有儲蓄功能的養老保險精算模型。 -
In resource constraint economies, the cumulative system contributes to increasing savings and thus to promoting economic development ; in demand constraint economies with insufficient aggregate demand, the pay - as - you - go system is beneficial to readjusting income distribution and more to facilitating economic development
在資源約束型經濟中，積累制的養老社會保險有利於增加儲蓄，從而有利於促進經濟發展；在需求約束型經濟中，社會總需求不足，現收現付制的養老社會保險有利於調節收入分配，更有利促進經濟發展。 -
Aggregate realized savings
實際儲蓄總額
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