bank term loan 中文意思是什麼

bank term loan 解釋
銀行定期貸款
  • bank : n 1 堤,堤防;岸,河畔。2 埂,壟,堆。3 (海中水下的)沙洲,灘。4 斜坡,邊坡,坡度;轉彎。 【航空...
  • term : n 1 期限,期間。2 學期,任期;(支付)結算期;【法律】開庭期,(權利的)有效期間;定期租借(地產...
  • loan : n 1 出借,借出,貸。2 借出物;資金;公債,貸款。3 外來語(= loanword);外來風俗習慣。vt vi 〈美...
  1. The japan bank for international co - operation announced a $ 1 billion loan to abu dhabi as a downpayment on long - term oil contracts

    又有日國際合作銀行出貸10億美金與酋長國,以為長期供油合同之定金。
  2. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。
  3. Liu : sir, after hard negotiation, the bank agreed to loan us a 500000 yuan short - term credit at last

    劉:經理,經過艱苦的談判,我們終于同銀行談妥了一筆50萬元的短期貸款。
  4. Financial cost means bank interest of one - year term loan, which calculated according to 5. 841 % annual rate

    財務開支表示一年期銀行貸款的利息,根據年利率的5 . 841 %計算。
  5. An electrical artisan and his friend, who were each sentenced to four months imprisonment for conspiracy to defraud a bank of a 20, 000 personal loan by using false employment records, had their jail term reduced to 140 hours of community service

    一名電器工人及其朋友,串謀利用虛假聘用記錄向銀行騙取二萬元私人貸款,較早前各被判入獄四個月。被告經上訴后獲得減刑,改判各須履行一百四十小時社會服務。
  6. Although the people s bank of china has been issuing quite a lot of short - term paper to " sterilise " the capital inflow, in other words to try to slow down the increase in the aggregate balance, or prevent it from increasing, the banks must have still found themselves holding increasing amounts of money in their clearing accounts with the people s bank, to the extent of being able to accommodate rapid increases in loan demand

    就此,中國人民銀行人行發行了不少短期票據,以沖銷流入的資金,亦即是說嘗試阻止總結餘繼續增加或減慢其增加速度。然而,銀行在人行的結算戶口的結餘仍在不斷上升,足以讓銀行應付急速增長的貸款需求。
  7. Bank ’ s choice on credit asset securitization under the pressure of liquidity. credit asset securitization has the function of improving bank ’ s liquidity by changing its loan ( especially the medium and long term loan ) which lacks liquidity into cash

    第三,考慮到銀行的籌資成本和市場的承接能力,銀行的首選方案是發行普通股或次級債,其次是對風險權重較大的優良貸款進行證
  8. Asia s largest aluminum extruder asia aluminum holdings limited sehk : 930 today signed a 3 - year syndicated term loan facility of us 75 million the " facility " at a ceremony officiated by group chairman mr kwong wui chun, mrs margaret leung, head of commercial banking of the hongkong and shanghai banking corporation limited " hsbc ", and mr adrian li, general manager head of corporate banking division of bank of east asia " bea "

    亞洲最大鋁型材生產商亞洲鋁業控股有限公司香港交易所: 930今天簽訂一項三年期75 , 000 , 000美元銀團貸款。簽署儀式由集團主席鄺匯珍先生香港上海匯豐銀行有限公司匯豐銀行工商業務部主管梁高美懿女士,以及東亞銀行東亞銀行總經理兼企業銀行主管李民橋先生聯合主持。
  9. " american express bank has been very supportive of hkmc s initiatives to help develop the local secondary mortgage market. this transaction is especially remarkable as it marks the largest amount of mortgage loan sales ever made by authorized institutions in hong kong, and represents our long - term commitment in developing our mortgage business here, " said mr alan tsang, senior country executive for hong kong, american express bank

    美國運通銀行香港區行政總裁曾慶?說:美國運通銀行一向十分支持香港按揭證券有限公司致力協助發展本地二手按揭市場,是次交易有重大意義,因為這是由本港認可金融機構作出目前最大額的按揭貸款銷售,象徵美國運通銀行發展香港按揭業務的長遠承諾。
  10. From a micro - view in personal housing mortgage loan, the bank faces or will face the shortage and singleness of the fund, risk concentration, small size, short term and bad liquidation and so on

    從微觀上來看,目前銀行在個人住房抵押貸款問題上面臨或將要面臨資金來源不足、單一;風險集中;規模小、期限短;流動性差等困境。
  11. In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry

    1998年,中國人民銀行出臺了《個人住宅貸款管理法》 ,允許商業銀行開辦個人住宅擔保貸款,延長貸款期限,這標志我國住房金融發展到一個新的階段,其後住房抵押貸款發放規模的迅速擴大,發展勢頭迅猛, 2000年,中國建設銀行和中國工商銀行住房貸款余額均突破1000億元,其中個人住房抵押貸款成為房地產信貸中最重要的增長點。
  12. The loan repayment term shall be extended appropriately for the working capital loans granted to the key poultry breeding or processing enterprises which have not matured yet, with the specific term to be decided upon by the bank and other financial institution that granted such loans and to be reported to the supervision department for the record

    對重點家禽養殖和加工企業已經發放但尚未到期的流動資金貸款,適當延長還款期限,具體期限由發放貸款的銀行及其它金融機構決定,並報監管部門備案。
  13. In the risk management of commercial bank loans, people have not put enough attention to the early - warning of the loan enterprises yet. so, this thesis uses statistical method to structure the method of long - term loan and short - term loan separately

    對企業的財務危機預警的理論研究大都是站在企業內部管理者的角度進行的,而銀行對貸款企業財務預警的功能賦予給貸款風險分類系統,由於系統本身的局限性,預警效果不強。
  14. A former deputy general manager of a bank was sentenced to seven months imprisonment for accepting a 380, 000 loan from a director of a company in relation to the company s credit arrangement with the bank. he was also jailed for one month for wilfully making a false statement, making his jail term eight months in total

    一名銀行前副總經理,收受一名公司董事提供的三十八萬元借貸,就該公司向銀行申請貸款時予以優待,被判入獄七個月,另因故意作出虛假陳述被判入獄一個月,合共判囚八個月。
  15. In - principle approval from shanghai pudong development bank for a “ student loan ” for a specified amount and with a term covering at least the designated period

    上海浦東發展銀行「學生貸款」的意向性批準信的原件,註明貸款數額和還貸期限,並且還貸期限必須滿足簽證處有關學生貸款期限的要求。
分享友人