business management in commercial banks 中文意思是什麼

business management in commercial banks 解釋
商業銀行業務管理
  • business : n 1 事務，業務；事，事業，行業，工作。2 實業；商業，營業，買賣，交易；營業額，交易量；商情。3 商...
  • management : n. 1. 辦理，處理；管理，經營；經營力，經營手腕。2. 安排；妥善對待。3. 〈the management〉〈集合詞〉（工商企業）管理部門；董事會；廠方，資方。
  • in : adv 1 朝里，向內，在內。 A coat with a furry side in有皮裡子的外衣。 Come in please 請進來。 The ...
  • commercial : adj 1 貿易的，商業上的；營業性的。2 〈美國〉（能）大量生產的；營利（性質）的；面向市場的；〈美國...
  • banks : n. 班克斯〈姓名〉。
  1. The paper, titled " credit card business of commercial banks, " is not an introduction of the basic knowledge about credit cards, or a textbook on the operation and management of credit cards. it is an explanation of the major economic phenomena in the credit card business sector and an exploration of the development of the credit card business, written with a bird - eye view of the credit card industry and in the macroscopic and medium perspective. the paper goes just as the economist zhang wuchang says, " economics is a science to explain economical phenomena.

    《商業銀行信用卡業務研究》一文，並不是普及信用卡知識的大眾讀物，也不是信用卡經營管理業務的教科書，而是著眼于信用卡產業的整體情況的考察，從宏觀、中觀的角度，對發生在信用卡業務領域的主要經濟現象進行解釋，說明信用卡業務的生存發展之道，正是驗證了經濟學家張五常教授的名言「經濟學是解釋經濟現象的科學」 。
  2. Analyzing the impacts of wto to china ' s banking and the current management directions in international commercial banks ; analyzing the business status operated at present in home ' s commercial banks, by using a lot of charts and data

    分析了入世將對我國銀行業造成的沖擊以及當前國際商業銀行業務經營的發展趨勢；利用大量的圖表、數據對我國商業銀行目前業務開展狀況進行了分析。
  3. The second part carries on the comparison from the income scope, management scope, business category, service means, innovation capacity, and market competition condition of bank ‘ s intermediary business at home and abroad ; discusses the big gap between domestic bank and foreign bank, between domestic bank with chinese capital and domestic bank with foreign capital, between the income structure and income level of commercial banks caused by the above in the intermediary business

    中間業務的發展和創新是商業銀行參與市場競爭自身生存的需要。本文利用收入規模、經營范圍、服務手段和內容、創新能力等指標，對中間業務發展進行國際比較，系統地分析了中外商業銀行在中間業務運作上的差異，剖析了影響我國商業銀行中間業務發展外部、內部和體制社會環境影響等因素。
  4. Commercial banks need to open commercial bill business for innovation the relevant business are so many as banker ' s acceptance bill under the l / c, negotiation of documentary collection and promissory notes, commercial notes, commercial paper, forfeiting, which are common abroad. the risk for commercial banks mainly in the regulation risk, management risk, and moral risk. we need to control the process, which can ensure the moderate management and well development

    從創新的途徑角度來看，商業銀行要在穩步發展商業匯票業務的同時，努力開拓商業票據業務，與國際業務相關的如信用證項下的銀行承兌匯票貼現業務、保付代理業務和福費廷業務等品種，票據發行便利，票據代理，以及諸如國外盛行的cd （大額可轉讓定單）業務、銀行本票、商業本票、保單等其他業務。
  5. In order to analyses of the various institution models of commercial banks, the author has a comparative discusses about it by compounding commercial banks " property rights " institution with business management institution. on the other hand, it suggests some concrete institution model of business management is reasonable logically. the author dates back to the history of commercial banks " institutional changes in china and summarizes the current characteristics and cause of institution risk in them

    為了對商業銀行各種制度模式出現的必然性和優劣對比進行分析，本文從歷史與理論的角度對產權制度與各種業務經營管理制度的具體形式的結合展開討論，說明了在制度變遷的不同階段，一定的產權制度形式和一定的業務經營管理制度模式的組合是歷史的必然，具有邏輯上的合理性。
  6. This thesis is justified in undertaking the research of credit management in commercial bank for following reasons : although the bank has witnessed great development, yet it use the traditional method in the credit management, therefore, it is a potential deficiency in the risk control. we all know that the credit business is a driving force of the banks businesses. to improve the credit quality supplies a guarantee to commercial banks ’ future stable development

    隨著綜合授信制度的逐步建立，各家銀行做到了對信用風險的集中統一控制，普遍增強了信用風險管理能力;但是通過對我國商業銀行授信的普遍問題進行研究，發現在授信管理的諸多方面採用的仍然是傳統方式，對風險控制存在著不足，綜合授信制度應有的功能在一定程度上受到了抑制。
  7. The bank accountancy should take continuous 、 rounded 、 synthetically accounting and supervision on bank business, and it should provide information to the bank financial governors, such as production and financial condition of business affairs and so on. it is in the frond of the business affairs, and takes effect like a window or a gate. therefore, for guarding against the risk of management, the commercial banks should constitute an effective financial accounting control system which start from accounting segment, and well exert its function

    一個行之有效的財會控制機制，不僅能為商業銀行防範風險提供及時、準確、完整的會計信息，充分發揮財會監督職能，促進商業銀行經營目標實現，而且還能促使其嚴格執行金融企業財會制度，明確財會人員權、責、利，防範銀行風險產生於會計工作環節，實現穩健經營。
  8. Internal control system about credit operational risk of commercial banks aimed to ensure credit business sustained developing and control credit operational risk. it is summation of adoptive organizations, methods and procedures that it takes process of credit operation and management and operational activities as control object, standardizes credit operation and sets the risk control point in reason, uses all control factors. that commercial banks develop credit business must be based on established internal control system about credit operational risk

    商業銀行信貸業務風險內控制度是商業銀行為了保障信貸業務的健康發展，控制信貸業務風險，以信貸經營管理過程和業務活動為控制客體，以規范信貸業務活動並在業務流程中合理設置風險控制點，綜合運用各種控制要素所採用的組織、方法、程序的總和，商業銀行開展信貸業務應該以建立信貸業務風險內控制度為前提。
  9. Analysis of risk and strategies on r d and management of e - business in commercial banks

    銀行電子業務研發和管理中面臨的風險分析
  10. Starting with the basic concept of intermediary business, this thesis analyses some basic characters of its service range, cost risk, watching and controlling, and technique requirement. then it expounds the current significance of developing intermediate banking business in respects of expounding living space, getting used to the competition of market, accelerating progress and consummating service function to a state owned commercial bank. then it analysis the situation and environment of the state owned commercial banks " intermediate business, and summarizes the outstanding problems and their reasons when state owned banks develop their intermediate business, such as business range limited, service level lower, management system not sturdy and specialized staffs lacked

    本文從分析中間業務的基本概念入手，分析了中間業務在服務范圍、成本風險、監管控制、技術要求等方面的基本特徵，闡述了拓展中間業務在拓展生存空間、適應市場競爭、加快國際化進程、完善金融服務職能等方面對國有商業銀行的現實意義，分析了國有商業銀行中間業務發展狀況與環境，總結了國有商業銀行中間業務發展過程中出現的業務范圍狹窄、服務檔次低下、管理機制不健全、專業人才缺乏等突出問題及其原因。
  11. From 1970 ' s, the international banking experienced a climax of financial innovation, in which a mass of new financial business were created as a result of the change of international economy and finance, the business scope of commercial banks was enlarged by a long way, and the mix - industry management has become a globality current. the step of business innovation in china ' s banking is slow

    自上個世紀70年代以來，由於受國際經濟、金融環境變化的影響，國際銀行業經歷了一個金融創新的高潮，大量的金融新業務被創造出來，商業銀行的業務范圍得到了極大拓展，銀行業的混業經營已成為一種全球性的發展趨勢。
  12. Commercial banks should provide financial accounting data, business contracts and other information about its business and management in accordance with the requirements of the people ' s bank of china

    商業銀行應當按照中國人民銀行的要求，提供財務會計資料、業務合同和有關經營管理方面的其他信息。
  13. Assets and liabilities management by proportion is a commonly used management method for modern commercial banks in the world so state - owned commercial banks in china should adopt the effective method to manage and operate every business activities

    資產負債比例管理是現代國際上商業銀行通用的管理方法，對於我國的國有商業銀行來說，同樣也要按照這一方法來進行經營管理。
  14. With the more deepen reform of our financial system and the more opened financial market after joining the wto, the environment for the surviving of our state - owned commercial banks will become harder. although our banks have solved many problems on its management and business, its financial risk is n ' t wholly eliminated and show up in many ways, such as increasing assets and decreasing profit

    盡管多年來國有商業銀行在業務范圍、經營管理、功能定位等方面進行了一系列改革並取得了階段性成功，但是，它所面臨的金融風險問題卻不斷暴露，主要表現在不良資產持續上升、經營效益不斷下滑、呆壞帳損失不斷擴大、資本充足率低下等方面。
  15. The implementation of total cost management in western banking proved to be effective in the aspects of offering detailed and accurate data, optimizing business process and supporting market positioning, but our commercial banks have just put it on the agenda

    西方銀行業多年的實踐證明，全面成本管理的實施為銀行提供了更加準確真實的數據，有助於優化業務流程和成本結構，從而有效支持市場定位決策。
  16. This paper introduces the previous and current situation of credit assets business in bank of china, one of the four state - owned commercial banks in china, and analyzes the causes of bad loan, thus it draws a conclusion that the essential way to improve the credit assets structure and solve the problems of bad loan is to build and consummate the modern enterprise system and realizes the management control of credit assets business

    本文通過對四大國有商業銀行之? ? ?中國銀行信貸資產業務的發展歷程、現狀、不良信貸資產的成因分析，提出優化信貸資產結構，解決不良信貸資產質量問題的根本途徑是國有商業銀行建立和完善現代企業制度，實現信貸資產業務的過程管理。
  17. In an environment of intensive market competition, only if state - owned commercial banks change their outdated operational and business development strategies, introduce modern marketing philosophy and fully adopt the market - oriented, customer - centered and benefit - targeted marketing management, and timely adapt products and services to the changing customer needs and business environments, can they improve their competitiveness and market shares and survive the competition

    在激烈的市場競爭環境中，國有商業銀行只有盡快轉變經營和業務發展策略，引入現代市場營銷理念，全面實施市場營銷管理，以市場為導向、以客戶為中心、以效益為目標，根據客戶需求和經營環境的變化隨時調整產品和服務，才能提高競爭能力和市場佔有率，在競爭中取勝。
  18. This article is based on the analysis of the " marketing project " in the icbc henan branch banking department and analyses the development and character of the commercial banks marketing in china. in addition, it combines with a lot of examples of commercial banks marketing, and combines with the examples of the agent business and marketing place and service marketing in the icbc henan branch banking department. discussed main segment of the strategy and tactics of the commercial banks marketing such as commercial bank marketing management and commercial bank national marketing

    本文從工行河南省分行營業部市場營銷工程分析出發，以工行河南省營業部市場營銷工程之代理業務整合、優化網點網路、服務營銷和客戶經理制為例，並結合大量的銀行營銷實例，分析了我國商業銀行市場營銷的發展和特點，對現代商業銀行市場營銷的戰略、策略以及商業銀行營銷管理、商業銀行國際市場營銷等商業銀行營銷的一些主要環節進行了探討。
  19. Exerting swot analysis, the author compared the strength, weakness, opportunity and threat of medium and small commercial banks " with state - owned commercial banks " in organized form, management system, politic condition, the extent of vocational works and the technical progress. the author indicated that if the medium and small commercial banks wanted to stand on the competition and get greater progress, these banks must change the market location, turn their serving targets to medium and small enterprises, exert integrated marketing strategy ( product strategy, price strategy, distribution channels, sales promotion strategy ) and technical superiority strategy, develop intermediary business and obsa off balance sheet activity of value - added yield

    運用swot分析，從組織形式、經營體制、政策環境、業務范圍、技術進步等方面比較了中小商業銀行同國有商業銀行及外資銀行的優勢、劣勢、機遇及挑戰，明確了中小商業銀行要想生存乃至更好的發展，就必須改變現有的市場定位，轉而以中小企業為主要服務對象，運用營銷組合戰略（產品策略、價格策略、分銷渠道策略和促銷策略）和技術領先戰略，積極拓展高附加值和高收益的中間業務及表外業務。
  20. This paper firstly introduce and analyze the profit mode of civil commercial banks ' business of credit card, then analyze how to manage the risk of business of credit card of civil commercial banks in the direction of the risk factor affecting profit and cost, and propose that the level of risk management can be enhanced by dividing goal client base strictly, perfecting system of customers service, monitoring information of customers and performing rational management of raising fund

    摘要本文首先對我國商業銀行信用卡業務的盈利模式進行介紹分析，然後分別從影響利潤和費用的風險因素的角度對我國銀行信用卡業務的風險管理進行分析，提出現階段可以通過嚴格劃分目標客戶群、完善客戶服務體系、對客戶信息進行實時監督、採取合理的籌資管理等途徑來提高我國商業銀行信用卡業務的風險管理水平，進而縮小我國銀行業信用卡業務與外國銀行業信用卡業務的差距。
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