commercial banks 中文意思是什麼

commercial banks 解釋
商業銀行
  • commercial : adj 1 貿易的，商業上的；營業性的。2 〈美國〉（能）大量生產的；營利（性質）的；面向市場的；〈美國...
  • banks : n. 班克斯〈姓名〉。
  1. Article 60 commercial banks should establish and improve their own auditing and checking system on deposits, loans, account settling and bad debts

    第六十條商業銀行應當建立、健全本行對存款、貸款、結算、呆帳等各項情況的稽核、檢查制度。
  2. Article 62 the people ' s bank of china has the right to check and supervise the deposits, loans, account settling and bad debts of the commercial banks at any time in accordance with the stipulations of chapters iii, iv and v of this law

    第六十二條中國人民銀行有權依照本法第三章、第四章、第五章的規定，隨時對商業銀行的存款、貸款、結算、呆帳等情況進行檢查監督。
  3. Securitization of bank assets refers to combined management and investment activities in which commercial banks, by making use of the legally representable nature of their credit assets and other claimable credits, put certain assets into asset - pools, issue asset - backed securities backed by the assets in the pools in order to transform the illiquid credit assets into cash assets. then the asset - backed securities are entrusted. upon the expiration of the securities ’ terms, the underlying assets are realized to repay the principals and interests of the securities

    銀行資產證券化是商業銀行利用信貸資產和其他可主張的債權在法律上可被代表的特性，以確定的財產進入資產池為擔保發行資產支持證券，將沉澱的信貸資產變為現金資產，然後將該證券委以信託增值，在證券期滿時，變現擔保財產償還證券本息的一種組合經營和投資活動。
  4. Thinking about the commercial banks ' consumer credit

    對商業銀行發展消費信貸的思考
  5. Through the analysis contrapose to the reason which causes the problem and commercial banks governing structure in different families of law, the article poses out ; establishing wide administrating right to corporation affairs by directorate, avoiding that state - owned stock holders intervene decision - making in the bank, reinforcing the benefit protection of stock - holders and others who are related to it, paying more attention to remold with commercial state banks board of supervisors by enlarging its authority, and perfecting its financial supervising and strengthen promoting system etc

    通過對產生問題的原因和對兩大法系商業銀行治理結構的分析，本文提出：確立董事會對公司事務廣泛的管理權，防止國有控制股東干預銀行經營決策；加強對股東及利益相關者的利益保護；採取擴大監事會職權，完善監事會的財務監督和加強激勵機制等手段著重改造國有商業銀行的監事會。
  6. In hong kong, the currency notes are issued by three commercial banks

    香港是由三家商業銀行負責發行紙幣。
  7. So, with the opening of china ' s financial system, how to improve the china ' s commercial banks ability of making more profit and enhance their competence is a desiderate task, which require us to discuss and solve

    因此，在中國金融業逐步開放直至全面開放的前提下，如何提高中國商業銀行的效率、增強其競爭力是擺在我們面前的一個亟待探討的課題。
  8. First of all, with dominant state - owned property right and ownership ' s misplacement and non - transference, state - owned commercial banks are long - term protected by the government, suffering from low efficiency and serious diseconomy in scale

    因國有商業銀行長期受政府保護，效率低下，存在嚴重的規模不經濟，無法完全實現其法人財產權，不能形成有效的內部治理結構；二是高比例的不良貸款率。
  9. Financial disinter mediation emerges in credit and investing market, and interest spread of commercial banks keeps shrink. the traditional stanchions, deposit and loan business, have been strongly affected

    到了今日，全球經濟一體化進一步加深，金融市場上的競爭日益激烈，商業銀行的存貸利差持續縮小，商業銀行的存款、貸款兩大支柱深受影響。
  10. Studies show that, commercial banks in the market economy courtiers will sooner or later come up with financial disintermediation

    研究表明，國際上實行市場經濟的國家的銀行業或早或晚都會發生規律性的金融脫媒的困擾。
  11. Data shows, with the full development of chinese financial industry. the chinese commercial banks are facing the problem of financial disintermediation

    數據顯示，隨著中國金融業的全面發展，中國的銀行業正在面臨「金融脫媒」這一問題。
  12. The main reason of financial disintermediation is the customers find better products and service in the direct financial market or other financial institutions. so commercial banks must innovation

    因此，金融脫媒的根本原因是客戶在直接金融市場或其他金融服務機構找到了更好的、更適合於自己的金融產品和服務。
  13. But on january 22nd one of the country ' s main commercial banks issued a five - year eurobond worth $ 350m at an interest rate of over 8 %, and demand was high

    然而在1月22日，這個國家的一家主要商業銀行以超過8 %的利率發行了價值3 . 5億美元的五年期歐洲債券，並且市場需求旺盛。
  14. Through analyzing the credit risk in private business sector running by two commercial banks in daqing, we can find that the operation risk is higher than the credit risk of loanee, and it can enlarge credit risk to a great degree

    針對此情況，本文用案例分析指出個人信貸業務產生的風險不僅僅是借款人的信用問題，更主要的是商業銀行的內部因素導致的，即操作風險。健全的內部控制機制和良好的公司治理結構可以有效的控制操作風險的發生。
  15. It will involve a wide range as well as it will face to the moral risk of the commercial banks after setting money rate free, and it may do harm to the motion of the whole market

    利率市場化改革涉及面廣泛，而且利率放開后還面臨商業銀行的「道德風險」以及可能帶給整個市場運行的損害。
  16. The basic of bringing the money rate in the market into play is that the action of the commercial banks has to reflect the scale and composition of the currency supply in the market through high or low rate of deposit - loan

    商業銀行是資金運行的中心，市場利率發揮作用的基礎是商業銀行的行為必須通過存貸款利率高低反映出市場資金供求的規模和結構。沒有商業銀行制度的根本改革，市場利率的運行就沒有最重要的主體。
  17. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  18. For most commercial banks, loan asset could overweigh half of their whole asset, and bring an interest and fee income about 50 % - 60 % of the whole commercial bank income

    對于大多數銀行來說，信貸資產佔到銀行總資產的一半以上，其帶來的利息與費用收益占銀行總收入的50 % - 60 % 。
  19. At that time, complete information disclosure system can pacificate their feeling and commercial bank can turn the corner. but now commercial banks don ’ t realize the importance of information disclosure

    為了使存款人能夠及時、準確的得到銀行信息，增強存款人對商業銀行的信心，商業銀行應該主動地披露信息。
  20. Small - and - medium sized commercial banks find themselves stuck in this perfervid battle facing great pressure for survival

    在這場幾近白熱化的爭奪戰中，中小商業銀行處境艱難，面臨著嚴峻的生存壓力。
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