condition loan 中文意思是什麼
condition loan
解釋
附條件貸款-
Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house
商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。 -
Condition and development of foreign loan in sri lanka
斯里蘭卡的外債狀況與發展 -
The apbf institution has business ability and policy information advantages in censoring, so the loan policy may have " inductive effect " on commercial financial organs ; ( 3 ) agriculture and rural economy are confronted with many puzzles and challenges, and the poor - quality condition of our agriculture has not changed for a long time. it can be explained that we have not made full use of our economic and financial instruments and that the scarcity of finances has been in such a high level. combined with policy and financing, apbf is the most suitable choice for government to protect agriculture ; ( 4 ) developing apbf is in need of deepening of the reform of financial system
究其原因，外部在於農村經濟體制改革滯后、農村金融體制改革反復不定、對農業扶持和保護的力度不夠；內部在於制度上的缺陷所致：一是缺乏管理和運營的法律制度；二是在於對農業政策性金融的經營成果的計算和組織管理比較困難；三是由於農業政策性金融要代替商業金融對存在外部性的農業進行投資，這種業務在中國本來就是商業金融盡力迴避的困難工作；四是特殊的政策性制度設計導致農業政策性金融信貸資產風險大；五是自主經營權落實不夠。 -
Additional, usurer still must have following requirement : one, have beijing town constant resident mouth or effective and resident status ; 2, the profession that has stability and income, paid the ability that returns loan principal and interest ; 3, have the contract that buys housing or concerned proof file ; 4, offer management center of beijing housing fund and place to belong to what cent center agrees to assure means ; 5, the other condition that accords with management center of beijing housing fund and place to belong to minute of center to set
另外，貸款人還必須具備下列條件：一、具有北京市城鎮常住戶口或有效居留身份；二、具有穩定的職業和收入，有償還貸款本息的能力；三、具有購買住房的合同或有關證實文件；四、提供北京市住房資金治理中心及所屬分中心同意的擔保方式；五、符合北京市住房資金治理中心及所屬分中心規定的其他條件。 -
In order to make the research of this paper more practicable, the paper combines the actual situation of market - oriented interest rate of china, compares and analyses the base leading rate affixation model, the cost plus pricing model, and the customer profitability analysis model, which are all very popular abroad. based on this, and according to the basic principles of lending pricing, the paper introduces the concept of loan - term compound interest, and constructs a lending pricing model on " the mobile choice between cost and market price ", which is practicable under the condition of market - oriented interest rate
為使本文的研究更有實踐意義，本文結合中國利率市場化趨勢，比較分析了國外普遍採用的「基準利率加點」 、 「成本加成」 、 「客戶盈利分析」等貸款定價模式在中國的適用性，並在此基礎上，根據貸款定價的基本原則，引入貸款期限復利概念，構建了利率市場化條件下具有實際可操作性的「成本與市價相機訣擇」的貸款定價模型。 -
The chapter 1 of this text make brief introduction of medium and small sized enterprises developping condition in our country, combining to analysis financing predicament of medium and small sized enterprises, point expatiate the problem of medium and small sized enterprises in our country, main proceeds with two aspects of direct financing and indirect financing elucidation : the mortgage guarantee loan to medium and small sized enterprises procedure complicacy, limit numerous, financing institution business operating of mechanism system restrict the credit input to the medium and small sized enterprises ; the medium and small sized enterprises lack the channel and place to < wp = 7 > proceeding ownership of a share in direct financing, lack bond financing credit, did not become the diverse capital market and so forth of a series of problem
本文第一章對我國中小企業發展狀況作了簡單介紹，並對我國中小企業融資困境進行了分析，重點闡述了我國中小企業融資中存在的問題，主要從間接融資和直接融資兩個方面進行說明：中小企業抵押擔保貸款程序復雜，限制繁多，金融機構商業化的經營機制制約了對中小企業的信貸投入；中小企業在直接融資中缺乏進行股權融資的渠道和場所，債券融資資信不足，未形成多樣化的資本市場等一系列問題。 < wp = 5 >本文第二章說明我國中小企業可以吸取國外的先進經驗，採取融資租賃的方式緩解中小企業融資難的問題。 -
Definition : so - called national debt is the debt that the country borrows, namely state bond, it is the written loan certificate that the country is finance and issues to investor, acceptance presses conventional condition inside certain period, pay on schedule accrual and expire put in gold of repayment of capital ' s charge
定義：所謂國債就是國家借的債，即國家債券，它是國家為籌措資金而向投資者出具的書面借款憑證，承諾在一定的時期內按約定的條件，按期支付利息和到期歸還本金。 -
The bank is met commonly according to fund condition reasonable arrangement the loan scale of all sorts of deadline, earnings is achieved in order to achieve below safe premise the biggest change
銀行一般會根據資金情況合理安排各種期限的貸款比例，以達到在安全的前提下達到收益最大化。 -
On put together, borrower should according to oneself circumstance reasonable setting specified amount of every months of reimbursement is spent and comply with reimbursement, a huge sum is faced to borrow money when making he expires in loan and be in insolvent condition
綜上，借款人應該根據自身情況合理設置每月還款額度並遵照還款，不要使自己在貸款到期時面對巨額貸款而處于無力償還的境地。 -
Chinese commercial banks do n ' t possess the compound condition. commercial banks " revenue almost comes from depositing and loaning profits. so, running banks loan well is very urgent
而我國商業銀行不具備混業經營的條件，銀行的日常收入依賴于存貸利差，因此銀行的貸款經營十分重要而緊迫。 -
The result shows that, under the condition of perfect competition, if bank ' s costs of providing transaction services for customers are sufficiently small, then a small tax on deposits interest income does not affect the choice of depositors ( or investors ) between deposits and direct investment ; a business tax on bank loan interest income leads to tax incidence, thus raises loan rates and induces entrepreneurs to switch from bank loan to direct financing ; a tax on bank ' s income also raises the loan interest rate, and hence reduces the demand of loans
研究結果表明，在完全競爭條件下，當銀行為客戶提供的交易服務成本很低時，以較低的稅率對儲蓄利息開征利息所得稅不會影響儲戶（或投資者）在儲蓄和直接投資之間的選擇；對銀行貸款利息收入開征營業稅，則會引起稅收轉嫁，提高貸款利息率，使部分企業選擇直接融資方式而不是從銀行貸款；銀行業所得稅也會提高貸款利率，減少貸款需求量。 -
As the project loan was long term and subject to kinds of risks, it was safe for the loaner to note the uncertainties, and we suggested the loaner to take such methods as noting whther the investor can satisfy the foreign govenunent loan condition and extend the project ' s goods source from duty free goods to both duty free and duty paid goods, the investor ' s capacity to nm the harbo, the nearby wr ' s competition for the source of goods, and making sure the cash flow of the harbor will be used to pay the loan, and raising a mortgag on the project
由於貸款期限長不確定因素多，為了有效控制風險，建議貸款人在做出貸款承諾前，要求投資方明確項目建設方案，提供未來碼頭經營方案或設想，並爭取將本項目的貨源范圍由保稅貨物擴大到非保稅貨物；此外貸款人碼頭項目貸款的調查報告可採取必要措施確保碼頭經營收入專項用於償還貸款，並考慮以碼頭在建工程設定抵押。 -
It makes use of five aspects to prove the present condition of the unbalanced distribution. these five aspects include the surplus amount of bank savings, loan, the amount of the listed company and its raising capital, the amount of the fixed assets investment and foreign capital
從我國金融機構存、貸款余額、上市公司數與籌集資金額、固定資產投資額、利用外資額這五個方面來具體說明區域貨幣資金分佈不均衡的狀況。 -
In the first chapter, this paper define the loan behavior of commercial banks as some kind of contract under the market condition, then provides its five premises. furthermore, it performs a academic deduction econometrically by a monopolized market structure model, in terms of both free interest rate and constricted interested rate, from which conclusion is drawn that, also proved by loan rationing theory in various aspects, if there is complete information, loan contract will be helpful to transfer risks. chapter 2 is concentrated on china ' s stated - owned commercial banks
本文首先對商業銀行信貸行為進行界定，認為商業銀行的信貸行為是市場化的合約行為，並提出了市場化合約行為的五大前提條件，並通過構建壟斷型市場結構下在利率受到限制與利率不受限制條件下商業銀行信貸行為的理論模型對市場化信貸行為進行數學上的推導、分析，得出在利率限制條件下商業銀行與企業之間具有完全信息時，信貸合約是有轉嫁風險的行為，以及利率限制條件下商業銀行與企業之間具有不對稱信息和利率不限制條件下商業銀行與企業之間具有不對稱信息時的各種情況。 -
The sound credit records of the two borrowing enterprises involved with the trust project are maintained, and icbc beijing municipal branch shall exercise the strict supervision over the receipt and transfer of the amounts in the “ special account of the trust funds ” in accordance with the trust loan agreements and they shall be mutually guaranteed by agricultural bank of china and icbc beijing municipal branch under the condition of the irrevocable principal and interest suretyship of joint and several liabilities, which ensures that the credit enhancement of the trust project reaches the level of the financial bonds and reduces the risk level considerably
本產品所涉信託項目的兩家借款企業信用記錄良好，中國工商銀行北京市分行按照信託貸款協議約定對「信託資金專戶」內的款項進行收劃並進行監督，並由中國農業銀行總行與中國工商銀行北京市分行分別提供不可撤銷本息連帶責任保證，使信託項目信用增級達到金融債水平，風險程度較低。 -
Explain the applicable condition of bot. in the portion of the structure of organization, the thesis studies the construction of the project corporation and the organization type ; in the portion of structure of fund, it analyses different mode of investment, such as domestic investment, foreign investment, bank loan and government loan etc ; in the portion of structure of risk, it deals with the formation, share and inter - relation of the risk of bot project
在bot項目的組織結構中研究了項目公司的設立， bot組織方式和其他特殊組織方式； bot項目的資金結構中研究了內資和外資、權益投資、銀行貸款、政策性信貸等融資方式； bot項目的風險結構中研究了風險的構成、風險的分擔、 bot項目風險的各種關系等。 -
First, this text distinguishes the economic influence of the foreign loan with the negative effect and the positive effect, and explain the condition that develop the positive effect in foreign loan at the same time, to emphasize the necessity of foreign loan scale management. second, considering the contact of foreign capital with the foreign loan, and study of the foreign loan scale first is from the foreign capital scale, the text reviews and evaluates the main theories of valid scale of the foreign capital and foreign loan. third, analyze the reason, the positive and negative affect to economy of foreign loan, then summarize the foreign loan experience of representative korea and latin america. fourth, assure the condition to the valid foreign loan scale after the
本文首先從外債的正面效應和負面效應分別對外債對經濟的影響做出闡述，同時對發揮外債正面效應的條件做出說明，強調外債規模管理的必要性;其次考慮到外資和外債之間的聯系以及研究外債規模首先是從研究外資規模開始的，所以從外資和外債適度規模兩個方面對外債管理的內涵和主要理論成果進行回顧並進行評價;再次分析了我國引入外債的原因和外債引入對我國經濟發展的正反兩方面影響，同時對國際上外債規模管理具有代表性的韓國和拉美國家進行了經驗總結;接著通過對有效外債規模內涵的分析，確定滿足的條件，從理論和實際操作兩個方面建立有效外債規模模型，並進行分析，從而為有效外債規模的確定提出了新的思路;最後分別從長期、短期和實際操作三個方面對我國的有效外債規模管理提出建議，並且對長期、短期和實際操作模型中應遵守的事項做出總結。 -
The biggest successrate occurs when the loan - to - value ratio is below 66 %, a condition that rulesout recent subprime borrowers
這個方案要取得最大的成功，就必須貸款價值比低於66 % ，而這個標準可以排除掉現在次級貸中所有的借款人。 -
The scope and development speed on the loan business of the real estate is decided by its capital source condition, so the credit funds of the real estate that are collected in many ways are the base for developing the credit of the real estate
房地產信貸業務的規模和發展速度由房地產信貸資金來源狀況所決定，因此多方籌集房地產信貸資金是發展房地產信貸的基礎。 -
The loan specified number that leave can choose to issue recount every months in the condition with loan changeless time limit reimbursement specified amount, or shorten appropriately below the premise with fixed specified number of every months of reimbursement loan time limit
剩下的貸款額可以選擇在貸款期限不變的條件下重新計算每月還款額，或在每月還款額不變的前提下適當縮短貸款期限。
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