credit and loan 中文意思是什麼

credit and loan 解釋
信貸
  • credit : n 1 信用，信任。2 名譽，名望，聲望。3 贊揚，稱許；光榮，功勞，勛績，榮譽。4 信貸；賒銷；貸款；存...
  • and : n. 1. 附加條件。2. 〈常 pl. 〉附加細節。
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  1. Financial disinter mediation emerges in credit and investing market, and interest spread of commercial banks keeps shrink. the traditional stanchions, deposit and loan business, have been strongly affected

    到了今日，全球經濟一體化進一步加深，金融市場上的競爭日益激烈，商業銀行的存貸利差持續縮小，商業銀行的存款、貸款兩大支柱深受影響。
  2. Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped

    授信是指商業銀行向非金融機構客戶直接提供的資金，或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證，包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務，以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。
  3. Chinese banking begin and try and set up as far back as 1996 " award letter, examine loan separate, hierarchical examination and approval, responsibility clearly demarcated in unison " award letter management system, introduced customer ' s credit rating system and loan risk categorized system again later, make loan authorize system and customer award letter management method in unison, pursue customer award letter manage in unison all - sided

    中國銀行業早在1996年就開始嘗試建立「統一授信、審貸分離、分級審批、責任分明」的授信管理體制，后來又引進了客戶信用評級體系和貸款風險分類制度，制定了貸款授權制度和客戶統一授信管理辦法，正在全面推行客戶統一授信管理。
  4. The scope of the review includes credit card services, the use of debt collection agencies, e - banking and the provision of account and loan services

    檢討內容包括信用卡服務、聘用收數公司、電子銀行及帳戶與貸款服務。
  5. Credit reports include your name, current and former address, employment, credit and loan histories, inquiries, collection records and public records such as bankruptcy filings and tax liens

    信用報告包括用戶的姓名，現在和過去的住址，職業，信用和貸款歷史，調查，還款記錄和公共記錄如破產檔案和稅息。
  6. On the basis of primary analysis in economic theory of the reasons of shanxi merchants taking credit widely in business, the thesis using game theory which is a new method does some careful research. then it spreads out further to analyze the mechanism from idea and moral, the administrative measures and property right restrain. because of the excessive loan, especially the credit prombles of qing government " s, shanxi merchants declined rapidly. modem enterprises are a link in historic chains and their credit and development have the same causes and effects as shanxi merchants. the research into the success and failure of shanxi merchants has great practical significance and it can provide some beneficial enlightenments for the development of enterprises today

    本文在運用經濟學理論對晉商在經營中廣泛採用信用的原因進行初步分析的基礎上，運用博弈論這一較新方法對其進行了細致的研究，進而從理念道德、管理措施和產權約束三個方面對其生成機制展開了深入探討。由於後期放貸過大等原因，尤其是清政府信用中的一系列問題，對晉商的衰敗起了推波助瀾的作用。現代企業是焊接在陳陳相因的歷史鏈條下的一環，其信用與發展之間有著與晉商基本相同的因果關系。
  7. For export trade finance, it involves overdraft and loan, packing loan, letter of credit negotiation, outward documentary collection advance, export discount and etc ; for import trade finance, it includes limit for letter of credit, trust receipt, inward bills receivables, delivery against banking guarantee, inward documentary collection advance and etc. other than these points, this article emphasized on forfeiting and factoring as the newest two operations and gives a profo und explanation

    其中，出口貿易融資業務涉及了貸款和透支、打包貸款、出口信用證押匯、出口托收押匯、出口貼現等；進口貿易融資業務涉及了進口開證額度、信託收據、進口押匯、提貨擔保、進口代收押匯等；福費廷和保理兩項業務作為在我國最新發展的國際貿易融資業務在這部分也做了詳細介紹。
  8. In the choice of basic asset of cross - border securitization, we can consider in several aspects such as collateralized loan obligations, mortgage - backed securitization, basic infrastructure charge, trade credit and so on

    在跨國資產證券化的基礎資產選擇上，主要可以從工商業貸款、住房貸款、基礎設施收費和貿易應收款等方面考慮著手進行。
  9. But in the reality credit trade activity, information is the asymmetrical distribution between credit contract parties - bank and loan enterprise. the non walrasian equilibrium is appeared in the credit contract market. the loan rate of interest can not make both sides that capital supply and demand realize the equilibrium under this kind of circumstances, and the credit market can not reach voluntarily cleaning, namely credit c

    但是在現實的信貸交易活動中，交易信息在合約當事人雙方之間的分佈是非對稱的，在這種情況下，信貸市場呈現出一種非瓦爾拉斯均衡狀態，貸款利率不能使得資金供求雙方實現均衡，市場不能夠自動出清，即信貸市場處於一種數量配額的短邊均衡? ? 「信貸配給」狀態。
  10. Making definite the difference between financial credit and policy financial bank credit, the paper gives some definitions for the system of agricultural policy finance. agricultural policy finance is defined as some financial serving for some special agricultural economic fields that are difficult to get loans from commercial or cooperative financial " institutions, and its loan rates1 are lower than others

    為了明確國家財政信用與政策性金融銀行信用的區別，本文重新定義農業政策性金融體制的相關概念，認為農業政策性金融是為難以得到商業性或合作性金融機構信貸資金支持的農業經濟活動提供低於市場貸款利率的貸款等項目的金融服務。
  11. ( 4 ) in the concrete operation of the credit aid, i gived the schemes about loan variety, loan technology, loan target and loan pricing, which met the needs of small and medium - sized enterprises

    （ 4 ）在信貸支持的具體操作上，研究了如何從貸款品種、貸款技術、貸款投向、貸款定價這些角度設計符合中小企業實際需要的信貸支持方案。
  12. Contradiction between loan credit risk management and loan business development becomes more serious ; 2. the internal rating - based system is far from completion, so loan credit risk management is not efficient enough yet. 3

    1999年以前我國國有商業銀行貸款信用風險具有「雙高」 、 「兩低」 （即高不良貸款余額，高不良貸款率;低收息率，低撥備覆蓋率）的典型特徵。
  13. Determining certain interest rate and loan to value ratio ( ltv ) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan

    摘要存貨抵押貸款中，信用風險主要來源於抵押物價格和流動性風險，信貸人確定適當的利率和貸款價值比能夠有效緩釋信用風險。
  14. Then according to the physical circumstances of consumption loan service faced by floor banks in china, twelve credit risk evaluation indexes are inducted directly toward the customer who will have the contract of credit risk loan. these twelve credit risk evaluation indexes include 5 continuous indexes : age, residential time, employment time, annual income, financial assets, and 7 discrete indexes : employment industry, educational qualifications, professional qualification, bank deposit, house case, means of communication, insurance case

    其次，根據我國面向基層銀行消費信貸業務實際情況，歸納出了針對信用貸款客戶信用評估標準的十二個評估指標，包括年齡、居住年數、就業年數、年收入和金融資產五個連續性指標和就業產業、學歷、職級、銀行存款、住房情況、交通工具和保險情況七個離散指標。
  15. Chinese modern consumption credit has developed quickly. under the government ' s policy to encourage consumption and modern consumption credit and all commercial banks participating actively, the balance of consumption credit has increased continuously and usage of loan has become larger and larger, but consumption credit started late at a low level in our country

    90年代末以來，中國的現代消費信貸開始出現了快速發展的勢頭，在政府的各項刺激消費和現代消費信貸需求政策的吸引下，在各商業銀行的積極推動下，消費信貸余額不斷上升，貸款的用途也不斷擴大。
  16. Secondly, the article deeply analyzes the process of the credit risk control and find out the cause of formation of credit risk and the problems with credit risk control and management form aspects as follows : client structure about credit, related motivation measures, process of operation of credit, pre - loan investigation, checkup for loan, loan operation examination, and management of current non - performing loans. the article then offers solutions for how to guard against and defuse the credit risk regarding the existing problems, so that we can improve the credit asset quality of xx sub - branch and strengthen the credit risk control. ultimately, the article discusses the systematical risk caused by macro - economical environment with which state - owned commercial banks are trying to cope and the prospects for improving macro - environment

    筆者首先通過對xx支行的信貸資產質量、和不良貸款率等幾個方面的分析，揭示了該支行信貸風險的現狀，指出有效的控制信貸風險對該支行來說是一個十分重要而迫切的問題;其次對xx支行在信貸風險控制過程中的諸多環節進行深入剖析，找出該支行信貸風險的成因以及信貸風險管理和控制中存在和暴露的問題，著重從以下幾個方面進行分析:信貸客戶結構、相關的激勵措施、信貸業務操作流程、貸前調查、貸后檢查、以及目前不良貸款的管理;然後針對存在的問題，逐一提出了化解、防範信貸風險的對策，以提高該支行的整體信貸資產質量，鞏固和強化該支行的信貸風險防範和控制;最後從宏觀的角度，淺談了國有商業銀行應對宏觀經濟環境導致的系統風險的思路以及改善宏觀環境的展望。
  17. Article 51 the state shall afford preferential treatments in respect of taxation, credit and loan to enterprises initiated for the service of agriculture by setups for popularizing agricultural techniques, units of agricultural scientific research and relevant schools

    第五十一條對于農業技術推廣機構、農業科研單位和有關學校舉辦的為學業服務的企業，國家在稅收、信貸等方面給予優惠。
  18. In the third place, learning international advanced experiences and considering status quo of responsibility sharing of smes " credit - guarantee - loan in sichuan, the paper puts forward a proposition. then, the paper builds two mathematical models and carries on data analyses

    然後，借鑒國際先進經驗，結合四川中小企業信用擔保貸款風險責任分擔問題的現狀，提出構想，建立兩個數學模型，並進行數據分析。
  19. Article 44 the state shall, by such means as taxation, price, credit and loan, encourage and guide the agricultural production and operation organizations and agricultural labourers to increase their input to agriculture

    第四十四條國家運用稅收、價格、信貸等手段，鼓勵和引導農業生產經營組織和農業勞動者增加農業投入。
  20. Article 46 the state shall, by such means as taxation, credit and loan, encourage and support the development of industries of means of agricultural production, and make efforts to meet the needs of agricultural production for means of agricultural production such as chemical fertilizers, pesticides, veterinary drugs, agricultural plastic films and agricultural machinery

    第四十六條國家採取稅收、信貸等手段鼓勵和扶持農用生產資料工業的發展，適應農業生產對化肥、農藥、獸藥、農用薄膜和農業機械等農業生產資料的需求。
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