credit national bank 中文意思是什麼
credit national bank
解釋
國家信貸銀行-
What we can do is to consult the construction of credit card ' s company in the world, and choose the mode fit us the best. we should run the credit card ' s company with the centralizing management, deputizing relationship between the bank and the card company, the right system of bestir and engaging, the rudder of profit, and the expecting of the joint - stock frame. so " companying " make the credit card to get the great development, and exert the profound influence on our national finance reform
本文從「公司化」的理論根源出發，對信用卡的公司化模式進行實際構架設計，借鑒國際上信用卡公司的組織結構，選擇適合自己發展的模式，通過集中管理的運作方式、相互代理的行內關系、恰當的人員聘任和激勵機制、以利潤為中心的指導思想，以及謀求股份制改造的工作思路，對我國信用卡現有經營管理模式進行改造，從而使我國信用卡發展邁上新的臺階，也為我國金融業的改革發揮巨大的促進作用。 -
First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue
首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。 -
Guided by people ' s bank of china, various banks participated in to establish the national credit system. the system based on j2ee technology, adopts struts frame to design and realize
其目的是為了提高國內銀行的競爭水平、降低銀行的壞帳率;由中國人民銀行牽頭，全國各家銀行參與，共同建立的國內信用系統。 -
The company has received the following honors : provincial quality and credibility star enterprise by town enterprise bureau of zhejiang province in 2002 ; national credibility and law observation township enterprise by the ministry of agriculture of china in 2003 ; credible unit of industrial and commercial enterprise of zhejiang province in 2004 ; credit rating aaa approved by zhejiang branch of agricultural bank of china
公司已取得的主要榮譽： 2002年被浙江省鄉鎮企業局評為省級質量誠信明星企業； 2003年被國家農業部評為全國誠信守法鄉鎮企業； 2004年被評為浙江省工商企業守合同重信用單位； 2005年經中國農業銀行浙江省分行認定企業資信等級為aaa級。 -
In addition, national commercial bank can improve the efficiency of collecting and transferring and power of screening through regulating of credit personnel and innovation of organize and management, it will be achieved to reduce the credit risk and to improve efficiency of resource ordinance in credit market
另外，國有商業銀行也可以通過信貸人員的結構調整、組織管理上的創新等，提高信息的收集與傳遞的效率和甄別的能力。從而達到降低貸款的信用風險以及提高貸款市場資源配置的效率的目的。 -
In 1993, hainan real estate bubbles were disillusioned, the credit fund precipitation amounted to more than 80 billion yuan, caused hainan development bank closed, and brought disaster to the financial institutions of national other provinces and cities
控制不當，還容易釀成金融危機。因此，對我國房地產經濟波動與金融風險防範問題進行深入研究，具有重要的理論價值和現實意義。 -
Export credit insurance ( eci ) is internationally accepted and is effective means of promoting exports, and it could bring not only the micro function of security guarantees receipt, obtaining bank financing and providing business information services, etc., more importantly, but macro function of implementation of country policies, such as national foreign trade, industry, finance and banking, etc. eci undertakes economic losses caused by buyer risk and country risk, but its core business is country risk, which is behaved in the form of political risk and economic risk
出口信用保險是國際上通行的促進商品出口的有效手段，不僅具有為企業保障收匯安全、獲取銀行融資和提供商業信息服務等微觀作用，更重要的是配合國家外貿、產業、財政、金融等政策實施的宏觀作用。出口信用保險承保買家風險和國家風險引起的經濟損失，以政治風險和經濟風險為表現形式的國家風險是其保險業務的核心。 -
Up to the end of december of 2005, the national postal savings deposit balance has reached rmb 1359. 9 billion yuan ; the saving market share if 9. 64 % and the saving scale is ranked behind the icbc, agriculture bank of china, the china construction bank and the bank of countryside credit cooperative, listed the fifth
這些都是促進郵政金融體制改革、完善郵政金融隊伍建設、加強金融風險防範的內在和外在動力，在此基礎上大力拓展郵政儲蓄銀行新業務，為中國郵政儲蓄的發展探索出一條新途徑，這也是本文所研究的重點。
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