credit risk assessment 中文意思是什麼

credit risk assessment 解釋
信用風險評估
  • credit : n 1 信用，信任。2 名譽，名望，聲望。3 贊揚，稱許；光榮，功勞，勛績，榮譽。4 信貸；賒銷；貸款；存...
  • risk : n 1 風險，危險；冒險。2 【保險】（損失的）風險（率）；保險金額；被保險人，被保險物。vt 冒…的危險...
  • assessment : n. 1. （價格的）評定，（稅額的）估定，（損害額的）查定。2. 稅額，攤派額。3. 【商業】應繳股款。4. （功過的）評價。
  1. The services of the ccra will undoubtedly enhance the credit risk assessment of lending institutions and enable them to provide better lending terms and rates to smes.

    商業信貸資料庫有助貸款機構的信貸風險管理及向中小企提供更優惠的貸款條件。
  2. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  3. First, through the brief summary of country risk by the credit rating agencies abroad, the assessment indicators adopted are analyzed comprehensively that the assessment system chosen is not suitable for eci

    第一，通過對國外資信評級機構國家風險評價的簡要概括，針對其所選的評價指標進行全面分析，指出其評價體系不適合出口信用保險。
  4. Ahp - ann based credit risk assessment for commercial banks

    模型的商業銀行信用風險評估
  5. The content of this paper is arranged as foll owing : chapter 1 introduces the concept of credit, credit risk and credit assessment, as well as the history and development of credit assessment ; chapter 2 introduces the history of ai technology, and the background of expert system and neural network. characters and disadvantages of expert system and neural network are presented respectively and the necessity of combining expert system and neural network is lightened ; chapter 3 shows the process of dealing with sample data, including the treatment of exceptional data and factor analysis, and puts forward the concrete framework of the mixed - expert credit assessment system ; chapter 4 introduces concept of object - oriented technology, and constructs object model and functional model after analyzing the whole system. it also illustrates the implementation of concrete classes by an example of rule class and the inference algorithm in the form of pseudocode ; chapter 5 introduces the structure of the whole system, the major functional models and their interfaces, and the characteristic of the system is also generalized ; chapter 6 summarizes the whole work, and points out the remaining deficiencies as well as the prospective of this method

    本文具體內容安排如下：第一章介紹了信用、信用風險、信用評價的概念，回顧了信用評價的歷史、發展和現狀，並綜合各種信用評價模型，指出這些模型各自的優缺點：第二章簡單描述了人工智慧技術，著重介紹有關專家系統與神經網路的基礎知識，通過總結它們的優缺點，指出結合專家系統與神經網路構造混合型專家系統的必要性；本章還介紹了神經網路子模塊的概念，提出了混合型專家系統的一般框架與設計步驟：第三章對樣本數據進行處理，包括異常數據的剔除、因子分析等，提出了信用評價混合型專家系統的具體框架結構，介紹了系統知識庫的主要部分、基於優先級的正向推理機制的流程、以及基於事實的自動解釋機制的具體實現方法；第四章介紹了面向對象技術，進而採用面向對象對信用評價系統進行分析，建立了對象模型和功能模型，並在此基礎上，採用c + +語言以規則類為例說明系統中具體類的實現，用偽代碼的形式描述了推理的演算法；第五章描述了整個系統的結構，對系統主要功能模塊和界面進行了介紹，並總結系統的特點；第六章總結了全文，指出本文所構造系統存在的不足以及對將來的展望。
  6. With deepens unceasingly to the credit risk cognition degree in our country banking, credit risk assessment method also is continually improved and enhanced, the corresponding credit management system is also consummated day by day. according to our country economic environment evolution, in this article we will divide our country banking industry credit system transformation into three stages : the planned economy time, planed the commodity economy time and the market economy time

    本文首先從我國銀行業信貸體制改革的三個階段，即計劃經濟時代、有計劃的商品經濟時代和市場經濟時代，按照時間的脈絡研究銀行貸款評價方法的演進過程入手，隨著對信貸風險認識度的不斷加深，信貸管理體制不斷完善，從無風險意識到粗放型的風險度測演算法，再到目前圍繞不同企業的不同特點進行差異化評估，信貸風險評價方法也日趨成熟。
  7. The credit assessment of borrower is the major measure for commercial bank to control credit risk and manage risky asset

    信貸客戶信用評價，是商業銀行控制信用風險和資產風險管理的主要手段。
  8. A model based on decision tree for credit risk assessment in commercial banks

    基於決策樹法的我國商業銀行信用風險評估模型研究
  9. The article analysis risk factors in acquisition from seven aspects, including cost, personnel, system, credit, technology, environment and international, considers that the acquisition risk is a very complicated organism, different factors affect the acqusition from different aspect. methods of risk assessment are different according to different programs

    文章從費用、人員、制度、信用、技術、環境、國際等七個方面識別了武器裝備采辦的風險來源，認為武器裝備采辦風險是一個復雜的有機體，不同的風險因素從不同的角度危害采辦的順利進行。
  10. By expounding bank credit management system and risk assessment method among the planned economy time, planed the commodity economy time and the market economy time, base on credit risk cognition evolution process, allude to the development course of loan the assessment method in our country

    對綜合評價法進行深入研究，系統論述了該方法的特點和使用過程，提出了綜合評價方法指標體系和評價模型，揭示了該方法的科學性和可操作性。
  11. Different from bank ' s credit risk evaluation, based on business feature in normal credit sale enterprises, analyzing and selecting some factors ii effecting customer ' s credit, we can constitute a neural network construction for the credit risk assessment. trained and tested by samples, the model can be built to evaluate customers " credit risk reasonably and actively

    有別于銀行信貸風險評價，根據一般信用銷售企業的經營特徵，在分析和選取影響客戶信用的各種構成因素后，建立客戶信用評價的神經網路結構，通過訓練和學習，確定客戶信用度的評估模型，能夠合理和動態地評價客戶信用風險。
  12. Credit risk assessment in commercial banks : projection pursuit diseriminantmodel

    投影尋蹤新方法在泥石流危險度評價中的應用
  13. Credit risk assessment

    信用風險評估
  14. And this thesis has studied the credit risk assessment methods of china ’ s listed companies based on the individual credit risk analysis and the portfolio credit risk analysis respectively

    本文分別從個體信用風險分析的角度和組合信用風險分析的角度對中國上市公司信用風險的評估方法進行了研究。
  15. Based on the reality of commercial banks in china at present, a credit risk assessment model is built based on the analysis frame of decision tree c4. 5 algorithm

    摘要結合我國商業銀行的實際，基於數據挖掘中決策樹c4 . 5演算法的分析框架建立了商業銀行的信用風險評估模型，通過此模型可以根據貸款企業的財務指標，得出企業是否違約的分類。
  16. Credit risk assessment conducted on the basis of reliable information helps the efficient allocation and pricing of credit through the banking system. it helps those who are creditworthy to obtain bank loans more readily from banks and, if the system works well, more cheaply as well

    根據可靠資料作出的信貸風險評估，可促進銀行體系有效分配信貸及就信貸定價，並有助信貸狀況良好的借款人更容易取得銀行貸款。
  17. The finalized amendments have addressed the practical requirements of credit providers in making better risk assessment when they consider credit applications, " mr tang said

    守則的修訂內容針對信貸提供者的實際需求，讓它們在考慮信貸申請時可作出較佳的風險評估。
  18. Research on quantitative assessment to the credit risk of commercial bank

    商業銀行信貸風險定量評估研究
  19. Furthermore, the existing credit assessment systems have a lot of limitation and the inaccurate results cau ^ e the increasing credit risk

    而且，國內現有的信用評價系統都存在著不同程度的缺陷，評價結果失靈的現象比比皆是，造成商業銀行信貸風險的增加。
  20. On the individual credit risk analysis, this thesis empirically compares two classical credit risk assessment models, that is, the accounting information - based logit model and the market information - based option - theoretic edf model on china ’ s listed companies ’ credit risk ; then this thesis discusses the application of new basel accord ’ s formula in the credit risk assessment of china ’ s listed companies. finally this thesis has drawn the following conclusions : first, intuitively, the logit model obviously has discriminant power and the edf model seemingly has certain power too

    在個體信用風險分析方面，本文首先選取了兩個典型的信用風險評估模型進行了實證研究，即實證比較基於會計信息的logit模型和基於市場信息的期權理論模型- edf模型對我國上市公司信用風險的判別能力;然後根據新巴塞爾協議中有關公式對中國上市公司信用風險評估進行了進一步的討論。
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