housing mortgage loan 中文意思是什麼

housing mortgage loan 解釋
住宅抵押貸款
  • housing : n. 1. 供給住宅。2. 〈集合詞〉房屋；住宅。3. 掩護，庇護；避難所。4. 【機械工程】殼；套。5. 【建築】柄穴，爐套。6. 【航海】桅腳。n. 馬服；〈常 pl. 〉馬飾，鞍褥。
  • mortgage : n 【法律】抵押；抵押權；抵押契據；受押人對抵押品的權利。 on mortgage （拿房屋等）作抵押。vt 抵押...
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  1. Finally, the author analyzes the risks in securitization and proposes that the first market of housing mortgage loan must be perfected in order to develop the secondary market

    在此基礎上，得出的結論是防範此業務中的風險應完善和規范住房抵押貸款一級市場，積極培育發展住房抵押貸款二級市場的配套的外部環境。
  2. Study on the combined housing mortgage loan model

    個人住房抵押組合貸款模型分析
  3. Study on housing mortgage loan in china

    我國住房抵押貸款創新研究
  4. Payment model of personal housing mortgage loan and its application

    個人住房抵押貸款模式及應用
  5. The first part is a summary of housing mortgage loan insurance

    第一部分是對住房抵押貸款保險的概述。
  6. Risk analyses of housing mortgage loan and the corresponding precaution measures

    住房按揭貸款風險分析及防範
  7. Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization

    在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。
  8. There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan

    即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。
  9. The thesis considers the alternative modes of choosing basic asset of credit asset securitization in our country at present concluding securitization mode of housing mortgage loan, infrastructure project loan and non - performing loan, then makes an in - depth analysis on four aspects, i. e. stock scale, cash flow, being reorganized or not, clarity of credit grade, and summarizes the superiority and inferiority of all alternative modes on the basis

    文章認為當前我國信貸資產證券化基礎資產選擇的可選模式包括住房抵押貸款證券化模式、基礎設施項目貸款證券化模式、不良貸款證券化模式，並從存量規模、現金流、可重組性、信用等級明確性四個方面進行深入分析，在此基礎上總結出各可選模式的優劣勢。
  10. Therefor, introduces the asset which can be securitizated, and introduces pass - through, asser - backed securitization, pay - through, and strips. then takes securitization of housing mortgage loan as the breakthrough. and then discusses emphasizedly the circulated mechanism about the banking - asset securitization. in addition, analyzes its competition of the banking - asset securitization, then, analyzes the cost and income of the banking - asset securitization quantificationally

    為此，介紹了我國可供證券化的基礎資產體系，並對過手證券、資產支撐證券、轉付證券和剝離證券等品種作了簡要的介紹，然後以住房抵押貸款證券化為突破口，著重探討了銀行資產證券化的運作機理；另外，對銀行資產證券化融資的競爭力和成本收益進行了定量分析，為銀行實施證券化提供一個決策依據。
  11. From a micro - view in personal housing mortgage loan, the bank faces or will face the shortage and singleness of the fund, risk concentration, small size, short term and bad liquidation and so on

    從微觀上來看，目前銀行在個人住房抵押貸款問題上面臨或將要面臨資金來源不足、單一；風險集中；規模小、期限短；流動性差等困境。
  12. In this thesis, the author tries to explore how to build a feasible system of housing mortgage loan insurance, which accord with the situation of china, based on the domestic conditions and overseas experience. especially the housing mortgage loan insurance of government credit guarantee - bonding system is primarily discussed to build

    在本文中，筆者通過分析這些現狀以及借鑒國外經驗，試圖探索如何構建符合我國國情並切實可行的住房抵押貸款保險體系，特別是對政策性住房抵押貸款保險? ?擔保制度的建立進行了初步探討。
  13. There are a lot of problems in the existing housing mortgage loan insurance in china

    在我國現有的住房抵押貸款保險業務中，存在許多問題。
  14. The third part is a research on designing the system of housing mortgage loan insurance in china

    第三部分是關于對我國住房抵押貸款保險體系設計的探索。
  15. The following four sections are included in this thesis to discuss how to build the system of housing mortgage loan insurance

    本文分為四個部分，對構建住房抵押貸款保險體系進行探討。
  16. First, the concept of housing mortgage loan insurance is given, and three kinds of housing mortgage loan insurance are categorized to clarify its meaning

    第二部分從兩個方面對美國、加拿大、法國和英國的住房抵押貸款保險體系進行介紹和分析。
  17. To reduce the risk of housing mortgage loan, the author proposes that it is imperative to perfect housing mortgage loan insurance and to build a system of housing mortgage loan insurance

    筆者認為，完善住房抵押貸款保險，並構建住房抵押貸款保險體系，是化解住房抵押貸款風險勢在必行的措施。
  18. After brief description of the development and risk management of personal housing mortgage loan operation of g bank, chapter one reveals the risk factors in personal housing mortgage loan business by demonstration of some real irregular cases in g bank

    在簡述g銀行個人住房按揭貸款業務開展情況和風險管理現狀后，通過介紹g銀行當前具有代表意義的典型違約案例，全面展現個人住房按揭貸款的風險。
  19. From the theory and operating mechanism of the housing mortgage loan - securitization, the paper analyzes the practical meaning of the housing mortgage securitization idea

    本文從住房抵押貸款證券化的一般原理和運作機制出發，分析了住房抵押貸款證券化思想在我國運用的現實意義。
  20. But the content of credit asset is very broad, specifically including housing mortgage loan, infrastructure project loan, auto loan, lease and trade receivable income, credit card receivable, etc. so choosing the qualified basic asset become the logic beginning of credit asset securitization naturally, that not only involves whether products of credit asset securitization can be issued on the primary market smoothly, but also relates to liquidity of the product in the secondary market and investor ’ s investment risk

    但信貸資產包含的內容很廣，具體包括住房抵押貸款、基礎設施項目貸款、汽車貸款、租賃和貿易應收收入、信用卡應收款等。因此，選擇合格的基礎資產理所當然地成為信貸資產證券化的邏輯起點，其不僅關繫到信貸資產證券化產品能否在一級市場上順利發行，也關繫到這種產品在二級市場上的流動性和投資者的投資風險。
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