internal loan 中文意思是什麼
internal loan
解釋
國內放款-
Our country bank not good property origin is extremely complex, mainly has following several aspects the reason : ( 1 ) under the planned economy system, the " series receives series " and " dials changes loans the loan which history and so on " policy leaves behind down to form not good loans ; ( 2 ) 1, 992 - in 1993 economical heat, the large amount fund flows to the real estate, the stock market and so on ; ( 3 ) for many years building redundant project, credit fund effect even more difference ; ( 4 ) local authority to financial organ intervention ; ( 5 ) the financial organ internal management is bad and so on
我國銀行不良資產的成因十分復雜，主要有以下幾方面的原因： （ 1 ）計劃經濟體制下， 「統收統支」及」撥改貸」政策等歷史遺留下來的貸款所形成的不良貸款； （ 2 ） 1992 1993年經濟過熱，巨額資金流向房地產、股票市場等； （ 3 ）多年來重復建設，信貸資金效益甚差； （ 4 ）地方政府對金融機構的干預； （ 5 ）金融機構內部管理不善等。 -
This paper makes an statistical analysis on the rate of every financing amount to overall capital source of chinese listed companies from year 1993 to 2000 and draws the characteristic of the financing order of chinese listed companies : the financing order is stock financing - bank loan - internal financing - bond financing from 1993 to 1997 soon after stock market was set up in china ; affected by various kinds of economic policies and other factors, the financing order is bank loan - stock financing - internal financing - bond financing after 19 98. the conclusion is reverse to the " pecking order theory " and that of the companies in developed countries, namely ignoring internal financing and having a partiality for stock financing, extremely with the disgust to debt financing
本文通過對我國上市公司1993年至2000年資金來源總體情況和和各年各融資方式所佔比重的統計分析，得出我國上市公司融資順序的特徵：我國上市公司在股市建立不久的1993年至1997年其融資順序為股票融資?銀行貸款?內部積累?債券融資， 1998年以後受各種經濟政策和制度因素的影響其融資順序為銀行貸款?股票融資?內部積累?債券融資。說明我國上市公司在融資過程中表現出與西方經典「融資順序理論」 （ peckingordertheory ）以及發達國家上市公司融資順序相異的「融資偏好悖論」 ，即忽視內部融資，對股權融資極度偏好和對債務融資的厭惡。 -
Contradiction between loan credit risk management and loan business development becomes more serious ; 2. the internal rating - based system is far from completion, so loan credit risk management is not efficient enough yet. 3
1999年以前我國國有商業銀行貸款信用風險具有「雙高」 、 「兩低」 （即高不良貸款余額，高不良貸款率;低收息率，低撥備覆蓋率）的典型特徵。 -
( 2 ) securitized organization has a great effect in the process of mbs, the main functions of securitized organization include : establish the mortgage - backed loan group ; design mortgage - backed loan stocks and strengthen the internal credit of the stocks
（ 2 ）證券化機構在住房抵押貸款證券化過程中起著相當關鍵的作用，證券化機構的職能主要包括：建立抵押貸款集合，建立與管理證券發行基金；設計抵押貸款證券，對證券進行內部信用強化。 -
So - called internal debt, it is the loan of national home and emission bond
所謂內債，是國家在本國的借款和發行的債券。 -
Such as, creating trust security system to relieve the difficult position of traditional loan security method ; drafting independent security system ( in internal finance ) to progress financial activity. the third is establishing perfect credit security system of small - and medium - size enterprise and assuring the healthy development of our credit security trade
設立信託擔保制度，救濟傳統貸款擔保方式面臨的困境；制定獨立擔保制度（國內金融業務中） ，促進金融活動；三是建立完善的中小企業信用擔保制度，保障我國信用擔保行業的健康發展。 -
The death of the internal auditor suggested that serious irregularities had occurred in the loan arrangements between bmfl and the carrian group
內部核數師之死，令人意識到裕民財務向佳寧的貸款存在嚴重問題。 -
Then the author puts forward five factors to evaluate logistics enterprises ' financing efficiency, and then applying the synthetic fuzzy evaluation, evaluates the efficiency of different ways of financing in the logistics enterprises of our country, and infers that the order of the financing efficiency of the five financing ways from the highest to the lowest is : internal financing, financing leasing, private - loan financing, credit financing and capital financing
並提出對物流企業融資效率評價的五個評價因素，運用模糊綜合評價法，對我國物流企業不同融資方式的效率進行評價，得出當前五種融資方式的融資效率由高到低的順序分別為：內源融資、融資租賃、民間借貸融資、債權融資、資本融資。
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