loan business 中文意思是什麼

loan business 解釋
貸款業務
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  • business : n 1 事務，業務；事，事業，行業，工作。2 實業；商業，營業，買賣，交易；營業額，交易量；商情。3 商...
  1. Financial disinter mediation emerges in credit and investing market, and interest spread of commercial banks keeps shrink. the traditional stanchions, deposit and loan business, have been strongly affected

    到了今日，全球經濟一體化進一步加深，金融市場上的競爭日益激烈，商業銀行的存貸利差持續縮小，商業銀行的存款、貸款兩大支柱深受影響。
  2. 4 ) excessive risks of individual housing loan business

    第四、個人住房消費貸款風險過大。
  3. But with the unceasing development of the housing loan total quantity and with the character of expensive value, the deadline long, the poor liquidity, the strong policy - type, as well as the housing loan business development time is not long in our country at present, the housing loan insurance, two levels of markets growth will be seriously insufficient, the commercial banks lack the risk disperser and the shift mechanism situation, they will cause the housing loan risk to accumulate day by day in the commercial bank and appear gradually

    但隨著住房貸款總量的不斷增加和住房貸款本身數額大、期限長、流動性差、政策性強等特點，以及在我國目前住房貸款業務發展時間還不長，住房貸款保險、二級市場發育嚴重不足，商業銀行缺乏風險分散和轉移機制的情況下，使得住房貸款的風險在商業銀行中日益積累和逐步顯現出來。
  4. With the development of direct financing, commercial banks lost their dominating position in financing, and their interest incomes declined and cannot survive the tough competition only with their traditional deposit and loan business. this crisis is " financial disintermediation "

    隨著直接融資的發展，銀行失去了其融資主導地位，利差收入減少，依靠傳統的業務難以維持生存，這種危機就是「金融脫媒」 ，也被稱為「銀行脫媒」 。
  5. Contradiction between loan credit risk management and loan business development becomes more serious ; 2. the internal rating - based system is far from completion, so loan credit risk management is not efficient enough yet. 3

    1999年以前我國國有商業銀行貸款信用風險具有「雙高」 、 「兩低」 （即高不良貸款余額，高不良貸款率;低收息率，低撥備覆蓋率）的典型特徵。
  6. Developing loan business based on monthly payment for housing

    論發展住房按揭貸款
  7. Personal pledge loan is referred to one kind of rmb loan business in which the client takes the undue deposit certificate or voucher - like national debt to gain loans from the bank, and duly repay the principal and interest of loans

    個人質押貸款是借款人以儲蓄存單、憑證式國債等權利憑證作質押，從銀行獲得貸款，到期歸還貸款本息的一種人民幣貸款業務。
  8. The scope and development speed on the loan business of the real estate is decided by its capital source condition, so the credit funds of the real estate that are collected in many ways are the base for developing the credit of the real estate

    房地產信貸業務的規模和發展速度由房地產信貸資金來源狀況所決定，因此多方籌集房地產信貸資金是發展房地產信貸的基礎。
  9. After brief description of the development and risk management of personal housing mortgage loan operation of g bank, chapter one reveals the risk factors in personal housing mortgage loan business by demonstration of some real irregular cases in g bank

    在簡述g銀行個人住房按揭貸款業務開展情況和風險管理現狀后，通過介紹g銀行當前具有代表意義的典型違約案例，全面展現個人住房按揭貸款的風險。
  10. In this chapter, the author overviews the development and current state of personal loan business in foreign commercial banks, delicately expounds this development in china, and summarizes the characteristics of personal loan business, that is, relatively long loan period ; paying by installments ; mortgaging loan and small volume of retail sales. chapter two presents the risks affecting the development of personal housing loan business

    本文認為，我國商業銀行要提高核心競爭能力，適應國際化大銀行的發展需要，確保在個人住房貸款業務市場上的競爭優勢，必須在業務流程方面做出相應的調整，並結合實際對商業銀行個人住房貸款業務流程的改善提出一些有現實意義的建議。
  11. However, compared with that in developed countries, the consumption loan business in china has come to a bottle - neck, i. e., some hinderance which restrains its expansion such as the unsound social security system, the high cost on the banks ' part, the inefficient anti - risk measures, and, the most urgeut and weakest one, the lack of individual credit system. this essay makes a case study based on relevant data taken from a typical commercial bank

    但與國外發達國家高速發展的狀況相比，我國消費信貸業務發展過程中出現了「瓶頸」 ，出現了一些制約消費信貸業務發展的因素：政策、社會保障體系不健全、銀行方面成本高、風險防範措施力度不夠等，最重要的制約因素? ?個人信用體系健全問題成了討論焦點。
  12. Feasibiliby of state - owned commercial bank developing loan business in mid - and - small companies

    借鑒美國經驗營造機構投資者參與中國上市公司治理的條件
  13. Residential mortgages are by far the largest area to which the banks are exposed in their loan business

    在銀行的貸款業務中，住宅按揭貸款占最大比重。
  14. The results of these examinations indicated that ais generally had effective risk management procedures for their residential mortgage loan business

    審查結果顯示認可機構普遍就住宅按揭貸款業務備有有效的風險管理程序。
  15. The guidance note is non - statutory. it nevertheless sets out prudent lending practices to be followed by authorized institutions in their taxi loan business

    該文件並非法定指引，但列出認可機構在經營的士貸款業務時應有的審慎貸款手法。
  16. What ’ s more, there are more and more new products of financial innovation related to loan business, including loan securitization, loan sales and other credit derivatives

    不僅如此，金融市場還出現了越來越多與貸款相關的金融創新產品，包括貸款證券化，貸款銷售和其他信用衍生金融產品。
  17. For four state - owned commercial banks, the credit risk management is one of the most significant parts of the loan business and the biggest problem to be resolved

    本文主旨就是通過分析國有商業銀行貸款信用風險管理的歷史與現實問題，探討國有商業銀行應當如何構建更為有效、更為精確的貸款信用風險管理體系。
  18. Article 46 the lead arranger shall not impose any unreasonable conditions on other members of the bank syndicate, or compete with other banks in the syndicated loan business by waiving the fees, or sell other financial product or charge any other fees to other members of the bank syndicate and the borrower by taking the opportunity of the arranging of the syndicated loan

    第四十六條牽頭行不得向銀團貸款成員附加任何不合理條件，不得以免予收費的手段，開展銀團貸款業務競爭，不得借籌組銀團貸款向銀團貸款成員和借款人搭售其他金融產品或收取其他費用。
  19. In chinese banking mortgage loan business, by adjusting mortgage rate periodically made chinese commercial bank keep earning stable profit, but impaired bank ’ s willing and ability to manage interest rate risk

    鑒於我國住房貸款業務長期以來採用定期調整利率的方式，將利率風險轉嫁給貸款人。這種方式使商業銀行能獲得穩定利益，但也減弱了商業銀行主動進行利率風險管理的動機。
  20. Since g bank has begun its real - estate mortgage loan business, default amount is on the rise from time to time, and many financial bad debts has constrained the further development of the business. lacking credit monitoring system and credit risk control mechanism, g bank is in nascent stage without systematic managerial expertise

    G銀行自1998年開展個人住房按揭貸款業務以來，各類違約案例時有發生，違約貸款金額一直處在不斷攀升中，大量不良貸款的出現，極大地制約了g銀行該項業務的健康發展。
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