loan creditor 中文意思是什麼

loan creditor 解釋
貸款債權人
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  • creditor : n. 債權人 （opp. debtor）；【會計】貸方〈略 Cr. 〉。 creditor nation 債權國。 creditor's sale 〈美國〉破產者所有股票的拍賣。
  1. I had to run away from my creditor whom i made a usurious loan

    譯文）我借了高利貸不得不四處躲債。
  2. A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy

    但有些公司透過地方政府的擔保，或者以土地抵押形式，在香港依法向海外金融機構取得貸款，少數公司更將部分資金挪用於缺乏商業價值的市政建設上，最終因為經營不善和其它原因，陷入財政困難，無法依期向債權銀行或金融機構償還本息，產生商業糾紛，有些更宣布清盤。
  3. In ancient roman " creditor " first means " the one who lends money to the others ", is the loaner of loan for consumption, and then " point those to accept the others to implement the compulsory person according to various reason ", is its extending meaning

    古中國是一個存在著大量的契約原件，但是缺少成文民法規范的國家;古羅馬是一個有著成熟、縝密的民事法律規范，但是沒有遺留下來足夠多契約原件的國家。
  4. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  5. Where the loan is still unpaid off upon expiration, or although it is before the stipulated payable expiration, the financial statement and credit circumstance of the borrower and surety go badly, thereby affecting the security of the creditor ' s right of this bank and making it obviously difficult to recover the loan upon due date, such loan is called “ nonperforming loan ”

    （一）各種放款已屆期未清償或尚未屆滿約定清償期限，但借保戶之財務狀況及信用情形發生不良變化，致本行債權已失安全性，如期收回顯有困難，此種放款即視為不良放款。
  6. Syndicatea group of banks authorized to be involved as the creditor of part of loan transaction

    辛迪加被授權作為債權人參與部分貸款事務的銀行聯合組織。
  7. Additional, if the product pledges the quantity does not accord with an agreement, create loan other losing, creditor can request to recoup a loss

    另外，假如產品質量不符合約定、造成債權人其他損失的，債權人可以請求賠償損失。
  8. Although security does not assure that the loan will repaid, it does reduce the risk, because the bank becomes a preferred creditor in the event of liquidation, and takes procedure over general creditors in the liquidation of any assets pledged to the bank as collateral

    雖然抵押並不保證貸款必將得到償還，但它能夠減少風險，這是因為對以擔保品形式抵押給銀行的任何資產，銀行可優先於一般的債權人得到清償，成為清償中的優先債權人。
  9. Article 14 a surety and a creditor may conclude separate suretyship contracts for a single principal contract, or may reach an agreement to conclude, to the extent of the maximum amount of claim, a single suretyship contract for loan contracts or for certain commodities transaction contracts which successively occur in a given period of time

    第十四條保證人與債權人可以就單個主合同分別訂立保證合同，也可以協議在最高債權額限度內就一定期間連續發生的借款合同或者某項商品交易合同訂立一個保證合同。
  10. This financing technique originates from t he h ousing m ortgage loan s ecuritization i n america i n 1 970s, and afterwards it is applied to the non - mortgage creditor ' s assets extensively in addition to mortgage creditor ' s rights, and develops vigorously at euro - american market in 1980s

    這項融資技術起源於70年代美國的住房抵押貸款證券化，隨后證券化技術被廣泛應用於抵押債權以外的非抵押債權資產，並於80年代在歐美市場獲得蓬勃發展。
  11. Following investigations, police arrested a 29 - year - old woman in a flat in wanchai today ( august 13 ). enquiries revealed that she was the creditor of the loan who employed dunning agent to collect debt at victim s house

    警方其後進行調查，再於今日（八月十三日）在灣仔一住宅單位拘捕一名二十九歲女子，她涉嫌是借貸人，並僱用別人以刑事毀壞方式收債。
  12. Although there is no real option pricing trading market all across the nation, the application of the theories will enjoy the bright future because many financial tools and businesses embody the idea of the option. the main applications include : the pricing of the company ' s financing tools, including stock, bond, convertible bond and so on ; the calculation of the proportion of liability to stock in case of changing the liability a company owes to a creditor into the stock share ; the evaluation of the value of a loan and analysis of the credit risk of loans in our country from the point of option ; and the evaluation of the effectiveness of executive stock. option and the improvement of the executive stock option

    盡管目前中國還沒有期權交易市場，但由於許多金融工具和金融業務中都包含了期權的思想，期權定價理論在我國仍有廣闊的應用前景，本文對此進行了探索。主要的應用內容有以下四方面：公司融資工具，既包括傳統融資工具股票、債券的定價，也包括新型融資工具可轉換債券和認股權證的定價；債轉股業務中比例的確定，用布萊克-斯科爾斯模型和二項分佈模型兩種方法計算；貸款業務定價，並從期權角度分析我國貸款的信用風險狀況、成因；經理人期權激勵，包括其原理、對其有效性的實證分析，並引進指數期權作為改進方法。
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